Best Affordable Housing Grants for Nonprofits in Maryland

The Bank of America Charitable Foundation focuses on supporting organizations that empower communities through basic needs, income creation, and stable housing. By investing in health and job opportunities, they aim to enhance economic mobility for low- and moderate-income families. Their partnerships target vulnerable populations, ensuring equitable access to resources that foster community vitality and resilience. This initiative emphasizes the importance of stable housing as a foundation for personal and communal growth.

The Fund for Change Grants support organizations advocating for social change, focusing on underserved communities. With an average grant size of $10,000-25,000, it funds initiatives in housing, behavioral health, criminal justice reform, and environmental justice. Eligible organizations can apply annually, but multi-year commitments are not available. The fund does not support capital campaigns, indirect costs, endowments, or individual scholarships, ensuring that funds are directed towards direct program expenses.

The Neighborhood Builders Program, supported by Bank of America, empowers 501(c)(3) nonprofits through a two-year leadership development initiative. Participants receive funding, training, and networking opportunities to enhance their impact in communities. Since its inception, the program has invested over $346 million, training more than 4,000 leaders. The initiative focuses on advancing social mobility and economic opportunities, ensuring affordable housing, and fostering resilient communities. This program is vital for nonprofits aiming to strengthen their leadership and community engagement.

The France-Merrick Foundation Grant, focusing on Maryland's Greater Baltimore area, supports one-time, project-oriented requests exceeding $50,000. Prioritizing financial sustainability, the Foundation funds projects across civic, cultural, community, economic development, education, health, and environmental sectors. It emphasizes innovative collaborations to enhance community vitality and resilience while ensuring adherence to sustainable practices. Organizations must demonstrate 501(c)(3) status and financial stability, with a commitment to improving lives and strengthening neighborhoods through targeted initiatives.

The Housing Justice Program Fellowship, offered by Equal Justice Works, addresses the urgent need for legal assistance among low-income individuals facing housing instability in Virginia, South Carolina, and Maryland. This two-year fellowship provides legal and organizational training, networking opportunities, and essential support for fellows dedicated to combating eviction and promoting housing justice. Ideal candidates possess strong communication skills and a commitment to community advocacy, making a significant impact in the lives of those at risk of displacement.

The Catalytic Revitalization Tax Credit, offered by the Maryland Department of Housing and Community Development, provides up to $15 million to rehabilitate eligible properties previously owned by government entities. This initiative aims to stimulate economic growth and community development, particularly emphasizing affordable housing. To qualify, businesses must be in good standing with Maryland and engage in projects that align with these goals, focusing on former educational and health facilities.

The Maryland Affordable Housing Trust, established in 1992, aims to enhance affordable housing availability across Maryland. Governed by a Board of Trustees, it utilizes interest from title company escrow to fund various initiatives. The Trust primarily supports households earning below 50% of the area or statewide median income by financing rental and ownership housing, assisting nonprofit developers, funding supportive services, and covering operational costs of housing developments.

The Abell Foundation offers Community Development Grants to support nonprofit organizations improving Baltimore's quality of life. These small grants, typically under $10,000, fund innovative projects, ongoing services, and capital initiatives aimed at addressing systemic challenges. Focused on fostering equity, the Foundation targets organizations with 501c3 status that serve Baltimore City and align with its core program areas, including health, education, and community development.

The Employees Community Fund (ECF) of The Boeing Company empowers employees to make a significant impact through pooled donations. Established over 60 years ago, this employee-managed fund supports charitable organizations in communities where Boeing operates. The Potomac Region Chapter, formed in 2000, focuses on education, veterans, and low-income communities, with over 130 members contributing to the cause. Grants are available to nonprofits that align with these focus areas, fostering community engagement and support.

The Homelessness Solutions Program (HSP) administered by Maryland's Department of Housing and Community Development aims to prevent and end homelessness by providing over $15 million annually to local Continuums of Care. HSP prioritizes funding to projects that divert at-risk households from homelessness, connect individuals to mainstream benefits and housing, serve vulnerable populations, implement evidence-based practices, and ensure equitable service delivery.

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Full-Time Associates

Regions supports organizations important to our associates through the Regions Matching Gifts Program. This program, which is open for use for all full-time Regions associates, affiliate associates and recent retirees, allows you to make an even greater difference to your favorite charities by doubling your tax-deductible contributions to these organizations. 

Enterprise Community Partners

Enterprise Community Partners is a national nonprofit that exists to make a good home possible for the millions of families without one. Home is where life happens, where plans are made, and futures begin. It is the foundation for dignity, health, education, wealth, and community. Yet rents keep going up, paychecks don’t keep pace, and good homes in strong neighborhoods are increasingly out of reach.

The system doesn’t work. It must be changed, and it must be changed by us.

Enterprise has the breadth, scale, and expertise to do it. We support community development organizations on the ground. We aggregate and invest billions to improve housing and strengthen communities across the U.S. We advance housing policy at every level of government. We build and manage communities ourselves. Everything we do is informed by the residents we serve.

Together with our partners, we focus on the greatest need — the massive shortage of affordable rental homes — to achieve three goals:

• Increase the supply of affordable homes
• Advance racial equity after decades of systematic racism in housing
• Support residents and strengthen communities to be resilient to the unpredictable, and make upward mobility possible

Since 1982, we have invested $92.0 billion and created 1.1 million homes across all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. We do all this to make home and community places of pride, power, and belonging.

National Housing Innovation Grant Competition

Home is foundational. It’s where we plant roots, raise and care for our families, and build community bonds. Yet in every corner of the country, millions of people of all ages and backgrounds need a home they can afford.

Wells Fargo is meeting this moment with a powerful grant opportunity. Together with Enterprise, Wells Fargo has launched the third iteration of the Housing Affordability Breakthrough Challenge. The 2026 cycle of the housing innovation competition will identify and propel proven, ready-to-scale solutions that transform current practices and increase housing choice and access.

Eligible applicants will compete for five individual grants of $2 million to advance their innovation and drive meaningful, systems-level change in the housing and adjacent industries. Winners will gain access to mentorship and coaching from industry leaders and experts and join a powerful network of Breakthrough Challenge innovators.

Focus Areas

This third cycle of the Housing Affordability Breakthrough Challenge aims to meet the nation’s affordable housing challenges across all types of communities: Native, rural, suburban, tribal, and urban.

Proposals must encompass one or more of three focus areas:

• Design and Construction
• Finance
• Service Delivery and Programs

Applicants will be asked to show how their proof of concept or pilot program has achieved clear outcomes and success, and provide a clear pathway to expanding the innovation’s reach and impact

Round 1: Criteria and Scoring

Your innovation must meet the criteria below to advance to the official scoring stage.

Type of Community

Innovations can serve all types of communities:

• Rural
• Urban
• Suburban
• Tribal

Location

Priority scoring will be given to applications from entities that are based in – or whose innovations are designed for – one or more of these 28 states, plus D.C.:

• Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Iowa, Maryland, Massachusetts, Minnesota, Montana, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Washington D.C.

Affordability

Innovations must serve residents at these income levels:

• Rental: 80% AMI or below
• Homeownership: 120% AMI or below
• Workforce housing: 120% AMI or below

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Recent Retirees

Retirees of Regions and its affiliated companies are eligible for the Matching Gift Program for up to 5 years after retirement (the gift date must be within the first 5 years of retirement). Regions will match donations of $25 or more, up to a total of $1,000 per year per retiree.

The Regions Community Affairs team will contact the organization on your behalf to verify the gift and review eligibility.

AARP Foundation

AARP Foundation strengthens financial resilience for and with older adults by empowering individuals and improving systems.

AARP empowers people to choose how they live as they age. There are 125 million Americans who are 50 or older, and people want their money, health and happiness to last as long as they do. We are a wise friend and fierce defender, focusing on the priorities of older Americans.

Purpose Prize® from AARP

Honoring extraordinary people 50-plus who put their purpose into action.

Purpose is a powerful force for good. The Purpose Prize from AARP honors extraordinary older Americans who put their purpose into action to support AARP’s mission of empowering people to choose how they live as they age. Winners receive $75,000 and a year of organizational support from AARP to grow the impact of their nonprofits. Examples of organizational support include data and evaluation, governance and succession planning, fundraising strategy, and prospectus development.

RRCU Gives Foundation Grant

Mission Statement:

RRCU Gives strengthens our region by providing meaningful financial support to nonprofits addressing hunger, housing, and financial education. Through our annual grant awards and major funding initiatives, we help local organizations grow, thrive, and create lasting change.

 We award grants annually, with applications in June and awards in August.

Focus Areas

• Hunger
• Housing
• Financial Education

Navigant Credit Union 

Navigant Credit Union is the longest-operating, member-owned credit union in Rhode Island. Since its founding in 1915, Navigant Credit Union has been dedicated to providing its members with unparalleled financial products and services, while working every day to stay committed to the financial well-being of the families, businesses and communities we serve. 

Navigant Credit Union Charitable Foundation Grant

For over a century, Navigant Credit Union has been committed to making a meaningful difference in the community. In 2017, we established the Navigant Credit Union Charitable Foundation to further amplify our impact in five strategic areas:

• Education & Financial Literacy: Organizational and capital support for programs, supplies, building products, sports facilities and teams.
• Social Services: Financial support for programs and organizations for children, veterans, hunger and housing.
• Public Health, Safety & Well-Being: Support for programs addressing public safety, emergency care and eradication of disease.

The Resident Opportunity and Self-Sufficiency Service Coordinator (ROSS-SC) Program for Fiscal Year 2026 aims to empower residents of Public and Indian Housing by addressing barriers to economic self-sufficiency. Through grant funding from HUD, Service Coordinators assess individual needs, linking residents to educational, professional, and health resources. This support enables participants to achieve financial stability and independence, facilitating their journey towards self-sufficiency and enhancing their quality of life.

The ROSS Rapid Response Program (RRP) by the U.S. Department of Housing and Urban Development (HUD) provides expedited funding to assist communities in addressing urgent social needs. This program offers one-time cost-reimbursable grants for service coordination and direct services, especially in response to emergencies like natural disasters or public health crises. By streamlining the application process, the RRP empowers local leaders to efficiently support residents in HUD-assisted housing, promoting self-sufficiency and resilience.

AmeriCorps Seniors RSVP Opportunity

About RSVP

Established in 1971 and now one of the largest senior volunteer programs in the nation, AmeriCorps Seniors RSVP engages people ages 55 and older in a diverse range of volunteer activities. AmeriCorps Seniors RSVP volunteers tutor children, help prepare simple taxes, assist victims of natural disasters, provide nutrition/food support, facilitate opioid and substance abuse education workshops, and serve in their communities in many other ways. AmeriCorps Seniors RSVP volunteers choose how, where, and how often they want to serve, with commitments ranging from a few hours to a maximum of 40 hours per week. While serving, AmeriCorps Seniors RSVP volunteers improve their own lives by staying active and civically engaged. 

Funding Priorities

AmeriCorps Seniors RSVP programming is designed to meet community needs. Applicants may propose activities intended to address community needs by thoroughly explaining the unmet need and activities to be completed by volunteers to address that need. In addition, AmeriCorps is interested in programming that addresses agency priorities. AmeriCorps Seniors RSVP priorities for this funding opportunity are:

• Supporting Older Adults and Caregivers: Provide respite, support groups, system navigation, care coordination, and resources for older adults, including custodial grandparents, and caregivers.
• Helping Older Adults Re-enter the Workforce: Offer job readiness, mentoring, training, and remove barriers to employment for older adults (volunteers provide services, not seek jobs).
• Building Strong Families: Support parents in helping children succeed, mentor parents, connect families to resources, and strengthen community partnerships.
• Preventing and Mitigating Fraud and Scams: Use digital navigators and other strategies to protect older adults from financial fraud and exploitation, including emerging AI-driven scams.
• Reducing Homelessness: Develop or renovate affordable housing, assist people experiencing homelessness in finding and maintaining permanent housing, and address housing needs for vulnerable populations.
• Supporting Behavioral Health Initiatives: Improve mental health, reduce isolation, prevent substance use, provide harm reduction tools (Naloxone, fentanyl test strips), peer support, and recovery services.

Award Funding Requirements

Applicants must construct the budget in the following manner. The federal share of the budget must not exceed $75,000 plus up to $350 for every unduplicated volunteer, whether or not they serve in an outcome-based work plan. 

About NCRC

The National Community Reinvestment Coalition (NCRC) is a nationwide network of nearly 800 organizations and champions working for a Just Economy, where all Americans can build wealth and provide for their families with stability and dignity.

Our vision: To solve America’s historic racial and socio-economic wealth, income and opportunity divides. This vision is the foundation of the Just Economy Pledge.

Fellowship for Equitable Development

The National Community Reinvestment Coalition matches top-level graduate degree students with premiere community development organizations.

NCRC is looking for fellowship projects that move the needle on housing, small business development, and workforce development. Projects may directly result in community outcomes in these focus areas, or involve work with community members to create plans or project pipelines that will solve local issues in these areas.

The NCRC Fellowship cultivates the next generation of community development leaders and empowers them to tackle the issues of tomorrow. The community development sector will face significant challenges in the coming decades from climate change, widening wealth gaps, food insecurities, extreme housing shortages and other needs. These challenges will disproportionately impact low-wealth communities and communities of color. Therefore, it is NCRC’s intention and pledge to uphold the values of community empowerment in the fellowship program.

Interested students and host organizations must apply for this fellowship opportunity.

Program Benefits for Student Fellows Include:

• High-quality training and support from regional leaders in the nonprofit, government, planning and community development fields
• A $20,000 stipend for the eight-month, part-time (20-hours per week) fellowship
• The opportunity to meet with leaders in the nonprofit, government, planning and community development fields
• Academic credit, in accordance with the policies of the Fellows’ respective universities
• Complimentary admission to the NCRC annual Just Economy Conference

Program Benefits for Host Organizations Include:

• Fresh, innovative talent to help advance organizational mission
• The opportunity to help shape the next generation of community development leaders
• Participation in a fellowship program at little to no cost

The Process

1. NCRC Members Apply; 2. NCRC Selects Member Projects; 3. Students Apply To Selected Projects; 4. Top Student Candidates Interviewed; 5. NCRC & Member Select Student Fellow; 6. NCRC Onboards Member & Student 7. Fellowship Commences

Host Partnerships

Fellowship host partners must be NCRC members. If your organization would like to participate in the Fellowship but is not a member, you can join here and then apply.

Host Requirements

• A compelling project to provide a challenging assignment for fellows with real world application.
• Must commit to a schedule with at least one day per week in office for both fellow and host supervisor.

About NCRC

The National Community Reinvestment Coalition (NCRC) is a nationwide network of nearly 800 organizations and champions working for a Just Economy, where all Americans can build wealth and provide for their families with stability and dignity.

Our vision: To solve America’s historic racial and socio-economic wealth, income and opportunity divides. This vision is the foundation of the Just Economy Pledge.

Fellowship for Equitable Development

The National Community Reinvestment Coalition matches top-level graduate degree students with premiere community development organizations.

NCRC is looking for fellowship projects that move the needle on housing, small business development, and workforce development. Projects may directly result in community outcomes in these focus areas, or involve work with community members to create plans or project pipelines that will solve local issues in these areas.

The NCRC Fellowship cultivates the next generation of community development leaders and empowers them to tackle the issues of tomorrow. The community development sector will face significant challenges in the coming decades from climate change, widening wealth gaps, food insecurities, extreme housing shortages and other needs. These challenges will disproportionately impact low-wealth communities and communities of color. Therefore, it is NCRC’s intention and pledge to uphold the values of community empowerment in the fellowship program.

Interested students and host organizations must apply for this fellowship opportunity.

Program Benefits for Student Fellows Include:

• High-quality training and support from regional leaders in the nonprofit, government, planning and community development fields
• A $20,000 stipend for the eight-month, part-time (20-hours per week) fellowship
• The opportunity to meet with leaders in the nonprofit, government, planning and community development fields
• Academic credit, in accordance with the policies of the Fellows’ respective universities
• Complimentary admission to the NCRC annual Just Economy Conference

Program Benefits for Host Organizations Include:

• Fresh, innovative talent to help advance organizational mission
• The opportunity to help shape the next generation of community development leaders
• Participation in a fellowship program at little to no cost

The Process

1. NCRC Members Apply; 2. NCRC Selects Member Projects; 3. Students Apply To Selected Projects; 4. Top Student Candidates Interviewed; 5. NCRC & Member Select Student Fellow; 6. NCRC Onboards Member & Student 7. Fellowship Commences

Student Fellow Applications

Fellow applications will open for eligible students once host projects have been reviewed and finalists selected. Students will apply to be considered for a specific host project. Top student candidates will be interviewed by NCRC as well as the host organization.

Fellow Requirements

• Must provide documentation confirming active enrollment (i.e. Letter of Enrollment from Registrar or transcript)
• Must commit to fellowship for full Period of September 14, 2026-May 14, 2027 academic school year
• Must commit to a 20 hour/week fellowship
• Must commit to a schedule with at least one day per week in-office of host organization

The Choice Neighborhoods Implementation Grants for Fiscal Year 2025 support revitalization efforts in severely distressed public housing and surrounding neighborhoods. This program encourages collaboration among local governments, housing agencies, and community partners to create comprehensive plans aimed at improving housing quality, promoting upward mobility for residents, and attracting long-term investment for neighborhood development. Successful applicants will implement their Transformation Plans, which were developed through prior Planning Grants to enhance the quality of life for residents.

Wegmans Family Foundation Inc focuses on cultivating healthy communities through support for hunger relief, health initiatives, education, and youth programs. They prioritize collaborations with local nonprofits to enhance community well-being, offering assistance in key areas like economic mobility and youth engagement. Despite their wide-ranging support, they have specific ineligibility criteria, such as not accommodating personal requests or solicitation on their property, aiming to direct resources effectively where they are needed most.

The Level 1 Fair Housing Grant, offered by the National Association of REALTORS®, supports initiatives aimed at educating REALTORS® on fair housing issues. Grants can fund classes, forums, or workshops, with a maximum award of $3,000. Starting in 2025, the grant will also support expenses related to the At Home With Diversity class to align with new training requirements. This initiative ensures REALTORS® have the resources to promote diversity and inclusion in their communities.

The Level 1 Housing Opportunity Grants, provided by the National Association of Realtors, aim to enhance education on housing affordability for REALTORS® and the community. Grants of up to $3,000 support various initiatives, including forums, speakers, and stakeholder meetings. This initiative encourages collaboration and knowledge sharing to address pressing housing issues and promote affordability in communities. Eligible associations can receive one grant annually, with reimbursement requests due by December 19, 2025.

The Level 2 Housing Opportunity Grants, provided by the National Association of REALTORS®, aim to address affordable housing challenges within communities. With a maximum award of $7,500, these grants encourage collaborations among local agencies to enhance housing access. Eligible activities include forums, expos, and studies that promote housing opportunities. Associations can receive one grant per year, and funds are disbursed via a reimbursement process, with requests due by December 19, 2025.

The Level 3 Housing Opportunity Grants, offered by the National Association of Realtors, support innovative projects aimed at enhancing housing opportunities. These grants are designed for initiatives that involve collaboration with non-REALTOR® partners and require significant REALTOR® involvement. Eligible projects should demonstrate potential for community impact and cannot include activities previously funded by Housing Opportunity grants. This initiative aims to foster growth and diversity within communities.