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Find funding for affordable housing programs, construction, shelter initiatives, and services for low-income and unhoused populations
700+
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$763.1M
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$25K
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Florida’s Housing Opportunities for Persons with AIDS Program is a federal program designed to directly address the housing needs and supportive services of individuals living with HIV/AIDS and their families. In addition, the project sponsors will be responsible for administrative oversight of all housing and supportive services funded through these contracts.
Home4Good
The Delaware State Housing Authority (DSHA) and the Federal Home Loan Bank of Pittsburgh (FHLBank Pittsburgh) have established a partnership to provide grants to selected nonprofit organizations to support initiatives in Delaware that lead to stable housing for individuals and families who are homeless or determined to be at-risk of homelessness.
DSHA and FHLBank Pittsburgh have contributed a combined total of $1.23 million to the Home4Good grant program: $500,000 from DSHA and $730,000 from FHLBank Pittsburgh.
The Emergency Shelter Grants program was established by the Homeless Housing Act of 1986 in response to the growing issue of homelessness in the United States. The Emergency Solutions Grants (ESG) program was created to replace the Emergency Shelter Grants program when the Homeless Emergency Assistance and Rapid Transition to Housing (HEARTH) Act was signed into law on May 20, 2009. The ESG Program is designed to support sheltered and unsheltered homeless persons, as well as those at risk of homelessness, by providing the services necessary to help those persons to regain stability quickly in permanent housing after experiencing a housing crisis and/or homelessness.
About Us
Housing New Mexico, also known as New Mexico Mortgage Finance Authority (MFA), is a self-supporting quasi-governmental entity that provides financing to make quality affordable housing and other related services available to low- and moderate-income New Mexicans. Using funding from housing bonds, tax credits and other federal and state agencies, Housing New Mexico provides resources to build affordable rental communities, rehabilitate aging homes, supply down payment assistance and affordable mortgages, offer emergency shelter and administer rental assistance and subsidies. Housing New Mexico partners with lenders, REALTORS, nonprofit organizations, local governments, tribal communities and developers throughout the state to make these programs and services available to all eligible New Mexicans.
Housing Innovation Program
Overview:
The Housing Innovation Program is a resource to address housing needs that are currently not being served through other Housing New Mexico programs and an opportunity for eligible applicants to fund a community tailored housing solution. Through the program, Housing New Mexico looks to assist underserved populations, to cultivate new partnerships, and to fund projects that may be scalable.
Examples of past awards include funding for a roof repair and replacement program, homeless shelter expansion, accessibility improvements for senior homeowners, and scattered sight transitional housing for participants of a workforce integration program.
About DCA
The New Jersey Department of Community Affairs (DCA) is a State agency created to provide administrative guidance, financial support and technical assistance to local governments, community development organizations, businesses and individuals to improve the quality of life in New Jersey.
DCA offers a wide range of programs and services, including local government management and finance, affordable housing production, fire safety, building safety, community planning and development, historic preservation, disaster recovery and mitigation, and information privacy.
HOME-ARP Program Fact Sheet: Rental Housing
Overview:
A PJ may use HOME-ARP funds to acquire, construct and rehabilitate rental housing for occupancy by individuals and families that meet one of the Qualifying Populations defined in CPD Notice: Requirements for the Use of Funds in the HOME-American Rescue Plan Program (“the Notice”). HOME-ARP rental housing may include single family or multifamily housing, transitional or permanent housing, group homes, single room occupancy (SRO) units, and manufactured housing.
To promote the development of financially viable housing, PJs may pay the entire amount of eligible costs associated with HOME-ARP rental units, are encouraged to work with local PHAs and state or local agencies to obtain project-based rental assistance and may provide ongoing operating cost assistance or capitalize a project operating cost assistance reserve to address operating deficits of HOME-ARP units occupied by qualifying households. To promote inclusion of HOME-ARP units in mixed-income housing, up to 30 percent of the units a PJ funds with its HOME-ARP grant may be restricted for occupancy by households that are low-income.
About Us
The North Carolina Housing Finance Agency is a self-supporting public agency that provides safe, affordable housing opportunities to enhance the quality of life of North Carolinians. Since its creation by the General Assembly, the Agency has financed nearly 333,400 affordable homes and apartments, totaling $37.4 billion.
The Agency provides financing through the sale of tax-exempt bonds and management of federal tax credit programs, the federal HOME Program, the state and national Housing Trust Funds, and other programs.
NC Urgent Repair Program
The North Carolina Housing Finance Agency (the Agency) proposes to make funds available for the 2026–2027 Urgent Repair Program (URP27). Program funding enables recipient organizations to provide deferred, forgiven loans of up to $15,000 for emergency home repairs and modifications to very low-income owner-occupied homes. Eligible households are those with one or more full-time household members with special needs (e.g., elderly, disabled and/or veteran full-time household members or a child six years of age or under living in the home with lead hazards). Household incomes cannot exceed 50% of area median income.
The maximum funding amount is $330,000 for projects serving two or more counties in their entirety, and $165,000 for projects serving a single county. The minimum funding allocation is $99,000.
West Virginia Community Advancement and Development
West Virginia Community Advancement and Development works to encourage strong civic engagement through INFRASTRUCTURE, SUSTAINABILITY, COMPLIANCE, and RESILIENCY. WV CAD administers state and federal programs designed to improve the quality of life in West Virginia.
Neighborhood Investment Program
What is NIP?
The Neighborhood Investment Program (NIP) is a tax credit program of $3 million each year, which allows 501(c)3 designated charitable organizations to apply for tax credit vouchers, which began in 1996 with $2 million. When awarded, the organization can distribute the vouchers to business and individuals who contribute a minimum of $500 to organizations, receiving up to 50% in tax credit, allowing the donor or corporation to reduce their West Virginia tax liability no more than 50%. The organizations pay a 3% fee on the donation, which offsets the administrative costs of NIP.
Benefits of NIP
There are 15,883 non-profits in West Virginia and we assist 200 of them each year with NIP credits, which has leveraged over $143 million in donations since inception.
Projects generally eligible for program participation include but are not limited to the following:
The Amy Young Barrier Removal Program provides one-time grants to Persons with Disabilities in a Household qualified as Low-Income. Grants are for home modifications that increase accessibility and eliminate life-threatening hazards, and correct substandard conditions.
Department of Administration
The Department of Administration is the flagship agency of the State of Wisconsin. We help the Office of the Governor with the biennial state budget, provide centralized purchasing and financial management for state agencies, and work with the 11 federally recognized Native Nations in Wisconsin on gaming, coastal programs, and other key areas. Our mission is to provide effective and efficient services at the best value to government agencies and the public.
CDBG - Emergency Assistance Program (EAP)
Program Overview
The Community Development Block Grant -Emergency Assistance Program CDBG-EAP (PDF) is administered by the Wisconsin Department of Administration, Division of Energy, Housing, and Community Resources (DEHCR) under Title I of the Housing and Community Development Act of 1974, as amended. CDBG-EAP funds are used to assist local units of government in addressing emergency housing, public facility, infrastructure, and business assistance needs that occur as a result of natural or manmade disasters.
The CDBG - Emergency Assistance Program includes funding for: Public Facility/Infrastructure Assistance; Housing Rehabilitation Assistance; and Business Assistance.
Housing Rehabilitation Assistance
CDBG-EAP housing assistance is available to eligible homeowners and tenants whose primary residence has been damaged by a natural or manmade disaster. Funds are awarded as a grant.
Individual homeowners or tenants must apply directly through their local municipal government.
Eligible repair projects include:
Montana Department of Commerce
Mission
The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.
Housing Trust Fund Program
Established under Title I of the Housing and Economic Recovery Act of 2008, the HTF Program is a federal block grant designed to create affordable housing for extremely low-income households. Montana’s HTF funds are allocated by the U.S. Department of Housing and Urban Development.
The Montana Department of Commerce administers the program and grants these funds to entities for the development and preservation of affordable housing. The HTF complements existing federal, state and local efforts to increase the supply of decent, safe and sanitary affordable housing for extremely low income families, including households with special needs, households experiencing homelessness and those at risk of homelessness.
Montana Department of Commerce
Mission
The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.
HOME Investment Partnerships Program
Created under Title II of the National Affordable Housing Act of 1990, the HOME Investment Partnerships Program is the largest federal block grant that is designed exclusively to create affordable housing for low-income households. Montana’s HOME funds are allocated by the U.S. Department of Housing and Urban Development.
The Montana Department of Commerce administers the program and grants these funds to local governments, nonprofit organizations and private developers to develop and preserve affordable housing for or offer homebuyer assistance to income-eligible individuals and families. An individual may not apply directly to the HOME Program.
The HOME Program does the following:
Housing Development Projects
Commerce accepts applications for housing development annually. Funds are awarded to construct, acquire and/or rehabilitate rental properties, or develop new units for homeownership. Awards are to fill financing gaps and may not exceed HUD-determined subsidy limits. Additionally, 5% of HOME investments must be matched.
Montana Department of Commerce
Mission
The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.
HOME Investment Partnerships Program
Created under Title II of the National Affordable Housing Act of 1990, the HOME Investment Partnerships Program is the largest federal block grant that is designed exclusively to create affordable housing for low-income households. Montana’s HOME funds are allocated by the U.S. Department of Housing and Urban Development.
The Montana Department of Commerce administers the program and grants these funds to local governments, nonprofit organizations and private developers to develop and preserve affordable housing for or offer homebuyer assistance to income-eligible individuals and families. An individual may not apply directly to the HOME Program.
The HOME Program does the following:
Homebuyer Assistance Programs
Commerce accepts applications for homebuyer downpayment assistance programs on a rolling basis. Grants covering a two-year period are awarded to eligible entities seeking to undertake homebuyer activities locally. HOME funds are used to provide subsidy to individual homebuyers and costs associated with administering the homebuyer program. Grantees determine maximum subsidies based on their local housing markets and targeted beneficiaries, and ensure that home purchase prices follow HUD-determined limits. Generally, 5% of HOME investments are matched.
Montana Department of Commerce
Mission
The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.
Community Development Block Grant Housing
Montana's CDBG Housing grants help local governments fund primarily the rehabilitation of single-family or multi-family housing projects that benefit low- to moderate-income Montanans, i.e., households earning less than 80% of the area median income. CDBG offers two distinct types of housing grants:
CDBG Affordable Housing Development and Rehabilitation Grant
This grant is intended primarily for the rehabilitation of affordable housing projects. Typically, these housing projects are multi-family rental projects in which CDBG fills a funding gap.
The cities of Billings, Bozeman, Great Falls, and Missoula are entitlement communities and are not eligible for state CDBG funds, as they receive a CDBG allocation directly from HUD.
Montana Department of Commerce
Mission
The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.
Community Development Block Grant Housing
Montana's CDBG Housing grants help local governments fund primarily the rehabilitation of single-family or multi-family housing projects that benefit low- to moderate-income Montanans, i.e., households earning less than 80% of the area median income. CDBG offers two distinct types of housing grants:
CDBG Housing Stabilization Program
Successful applicants will qualify to access the CDBG HSP pool of funds for a period of five years. During that time, local governments are eligible to receive funds for the rehabilitation of single-family owner-occupied or rental units that benefit low- to moderate-income households. There is no maximum grant amount, and funds will be allocated based on the individual level of need and the scope of the project. Applications are accepted at any time.
The cities of Billings, Bozeman, Great Falls, and Missoula are entitlement communities and are not eligible for state CDBG funds, as they receive a CDBG allocation directly from HUD.
Nebraska Department of Economic Development
Since 1967, the Nebraska Department of Economic Development (DED) has been focused on growing and diversifying the state’s economic base, bringing new dollars, new businesses, and new people into the state.
HOME Investment Partnerships Program (HOME)
The United States Department of Housing and Urban Development (HUD) allocates HOME funds to Participating Jurisdictions (PJs). The State of Nebraska receives funds as a PJ and the Department of Economic Development (DED) administers the program for the State.
HOME CHDO Program
The HOME Investment Partnerships Program (HOME) is intended to:
Eligible Activities Include: Construction costs for newly constructed homes for potential home buyers at or below 80% Area Median Income (AMI) (Development subsidy, gap subsidy, buyer assistance, and closing costs)
Nebraska Department of Economic Development
Since 1967, the Nebraska Department of Economic Development (DED) has been focused on growing and diversifying the state’s economic base, bringing new dollars, new businesses, and new people into the state.
HOME Investment Partnerships Program (HOME)
The United States Department of Housing and Urban Development (HUD) allocates HOME funds to Participating Jurisdictions (PJs). The State of Nebraska receives funds as a PJ and the Department of Economic Development (DED) administers the program for the State.
HOME CHDO Operating Program
HDO Operating expenses means reasonable and necessary costs for:
Within the CHDO Operating funding category, the Department may award funding for eligible operating expenses (not project related):
Nebraska Dept. of Economic Development
About Us
Since 1967, the Nebraska Department of Economic Development (DED) has been focused on growing and diversifying the state’s economic base, bringing new dollars, new businesses, and new people into the state.
Our Mission
Provide quality leadership and services that enable Nebraska’s communities, businesses, and people to succeed in a global economy. We are here, equipped and ready, to assist you and your community in developing and capitalizing on economic development opportunities.
Housing Initiatives
Living here is just as important as working here. That’s why business isn’t our only focus. When you get right down to it, the strength of our communities and the people living in them are Nebraska’s foundation. It’s where it all starts.
Whether you’re looking at how we support and grow Nebraska’s rural and urban communities, or our initiatives that improve living environments, offer affordable housing, and provide funding — you’re in the right spot.
Nebraska Affordable Housing Trust Fund (NAHTF)
The Nebraska Affordable Housing Trust Fund (NAHTF) was established by the Nebraska Affordable Housing Act in 1996. These funds are distributed to eligible applicants to support the provision of decent, affordable housing statewide, to encourage economic development and to promote the general prosperity of all Nebraskans.
About Us
50 years of affordable housing innovation
Since 1973, THDA has been at the forefront of creating housing opportunities in Tennessee.
Our purpose
Emergency Solutions Grant (ESG) Program
About the Emergency Solutions Grant Program (ESG)
THDA administers the federally funded Emergency Solutions Grants (ESG) Program on behalf of the State of Tennessee to fund the provision of services necessary to help persons who are experiencing homelessness or at-risk of homelessness to quickly regain stability in permanent housing.
Our Work:
The Citi Foundation commits $20 million to help nonprofit housing developers overcome financial and operational barriers to building and preserving affordable housing in the U.S.
Apply for Funding
Citi Foundation primarily provides funding through open Requests for Proposals (RFP). This model enables us to engage and support a broad range of organizations across the globe to tackle some of the most pressing social issues of our time. Each RFP launched is accompanied by detailed information on goals, selection criteria and relevant application deadlines.
Housing Affordability
Citi's Blueprint for Housing Opportunity
Recognized as the number one affordable housing lender in the U.S. by Affordable Housing Finance magazine, Citi knows increasing supply is essential to addressing housing affordability — one of the defining economic challenges of our time. That’s why we are putting our capital, community impact and expertise toward helping more Americans access housing they can truly afford.
About MSHDA
The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.
MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.
Neighborhood Development Division
Purpose Statement
The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.
Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.
What is the MI Neighborhood Program?
MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.
The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.
The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.
About MSHDA
The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.
MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.
Neighborhood Development Division
Purpose Statement
The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.
Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.
What is the MI Neighborhood Program?
MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.
The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.
The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.
About MSHDA
The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.
MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.
Neighborhood Development Division
Purpose Statement
The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.
Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.
What is the MI Neighborhood Program?
MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.
The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.
The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.
Department of Local Affairs, Division of Housing
Created in statute in 1970, the Division of Housing with the Department of Local Affairs partners with local communities to create housing opportunities for Coloradans who face the greatest challenges to accessing, affordable, safe, and secure homes. Working with the Colorado State Housing Board, the Division of Housing supports projects ranging from homelessness prevention to homeownership.
Community Development Block Grant (CDBG) Program
The Community Development Block Grant (CDBG) Program awards grants to smaller units of general local government that develop affordable housing, provide services and create jobs.
Activities funded with CDBG by the Division of Housing may address needs such as infrastructure for housing projects, housing rehabilitation, property acquisition, elimination of blighted conditions, code enforcement and homeowner assistance.
Eligible Project Types and AMI Levels
Rental and Homeownership:
Eligible Activities
Affordable housing grants provide essential funding for nonprofits to build homes, renovate facilities, and offer rental assistance. These grants target underserved communities, low-income families, and veterans, empowering nonprofits to address critical housing needs and foster stability in vulnerable populations.
Access 300+ opportunities and $151.9M in funding for affordable housing programs. Instrumentl connects nonprofits to private foundations, government agencies, and corporate funders. Benefit from deadline tracking and tailored insights to streamline your grant search.
How common are grants in this category?
Common — grants in this category appear regularly across funding sources.
Over the past year, when are grant deadlines typically due for Affordable Housing grants for Nonprofits?
Most grants are due in the third quarter.
Nonprofits focusing on providing rental assistance, offering education on homeownership, developing affordable housing, and working on homelessness prevention can qualify for affordable housing grants. Organizations are also eligible if they are working on community development, or providing housing equity solutions.
Grants for affordable housing typically have the highest concentration of deadlines in Q3, with 26.2% of grant deadlines falling in this period. If you're planning to apply, consider prioritizing your applications around this time to maximize opportunities. Conversely, the least active period for grants in this category is Q4.
These grants increase access to safe and affordable housing solutions for low-income groups while promoting physical well-being. The funders want to fight against housing insecurity and prevent homelessness. They also want to support initiatives to develop long-term sustainable housing solutions.
On average, grants for affordable housing provide funding between $250 and $38,300,000, with typical awards falling around $50,000 (median) and $1,026,327 (average). These insights can help nonprofits align their funding requests with what grantmakers typically offer in this space.
Major funders of affordable housing grants include federal agencies and private foundations such as the US Dept. of Housing and Urban Development (HUD) and MacArthur Foundation.
State and local governments also provide funding through affordable housing grants. Some funds are also generated from corporate sector banks and real estate companies.
To improve grant success, nonprofits should:
For additional guidance, explore our step-by-step guide to crafting compelling grant proposals.
Instrumentl streamlines the search for affordable housing grants by identifying relevant funding opportunities. You can also track deadlines, and get insights into funder priorities. You can manage applications more efficiently with Instrumentl as well. See how Habitat for Humanity raised funding for affordable housing.