Best Affordable Housing Grants for Nonprofits in New Jersey

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Recent Retirees

Retirees of Regions and its affiliated companies are eligible for the Matching Gift Program for up to 5 years after retirement (the gift date must be within the first 5 years of retirement). Regions will match donations of $25 or more, up to a total of $1,000 per year per retiree.

The Regions Community Affairs team will contact the organization on your behalf to verify the gift and review eligibility.

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Full-Time Associates

Regions supports organizations important to our associates through the Regions Matching Gifts Program. This program, which is open for use for all full-time Regions associates, affiliate associates and recent retirees, allows you to make an even greater difference to your favorite charities by doubling your tax-deductible contributions to these organizations. 

The SSUS Housing Opportunities for Persons With AIDS (HOPWA) program, administered by the New Jersey Department of Health, aims to enhance housing stability for low-income individuals living with HIV. This initiative provides tenant-based rental assistance and security deposit support, promoting access to essential services. By focusing on long-term strategies for housing and care, HOPWA seeks to improve health outcomes and quality of life for affected individuals throughout New Jersey.

The Columbia Bank Foundation Housing Grant Program aims to provide essential funding for initiatives that ensure accessible, affordable, and safe housing for low-and-moderate income individuals. With grants ranging from $7,501 to $25,000, the Foundation prioritizes support for community-based non-profits that have been operational for at least three years and hold 501(c)(3) status. The program seeks to make a measurable impact in local communities by addressing the critical need for housing.

The Neighborhood Builders Program, supported by Bank of America, empowers 501(c)(3) nonprofits through a two-year leadership development initiative. Participants receive funding, training, and networking opportunities to enhance their impact in communities. Since its inception, the program has invested over $346 million, training more than 4,000 leaders. The initiative focuses on advancing social mobility and economic opportunities, ensuring affordable housing, and fostering resilient communities. This program is vital for nonprofits aiming to strengthen their leadership and community engagement.

The Bank of America Charitable Foundation focuses on supporting organizations that empower communities through basic needs, income creation, and stable housing. By investing in health and job opportunities, they aim to enhance economic mobility for low- and moderate-income families. Their partnerships target vulnerable populations, ensuring equitable access to resources that foster community vitality and resilience. This initiative emphasizes the importance of stable housing as a foundation for personal and communal growth.

The Nonprofit Resource Training Grant offers up to $1,000 for tax-exempt organizations to send employees to essential training and conferences. This initiative supports community-based groups that serve low- to moderate-income populations and align with The Ready Commitment. By enhancing employee skills, the grant aims to strengthen nonprofits and their impact in the community, ensuring they provide valuable services effectively.

The Provident Bank Foundation's Empowerment Grant focuses on uplifting marginalized communities by providing flexible funding for initiatives that promote economic self-sufficiency. With grants ranging from $5,000 to $25,000 over two years, the program supports organizations in education, human services, and workforce development. Eligible applicants must demonstrate meaningful community impact and align with the Foundation's funding priorities, which include promoting quality education, social safety nets, and career development opportunities.

The HOME Community Housing Development Organizations program in New Jersey aims to provide funding for creating affordable housing units for low-income households. This initiative is targeted at certified non-profit developers with proven experience in affordable housing development and management, ensuring they meet specific criteria set by the New Jersey Department of Community Affairs. The program supports various project-related costs while excluding ineligible activities like public housing modernization.

The RFA - Housing Production Investment Fund aims to enhance affordable housing availability by leveraging federal HOME funds. This program, established under the National Affordable Housing Act of 1990, provides state and local governments with essential resources to create decent housing for low- and very low-income households. It also strengthens governmental capacity and promotes private sector participation, thereby expanding the role of nonprofit housing providers in community development.

The New Jersey Healthy Homes Initiative Grants aim to support New Jersey FamilyCare Members at risk of homelessness or institutionalization. This program, in collaboration with the Department of Community Affairs, focuses on constructing and renovating affordable, community-based housing. By providing essential resources for maintaining and managing these homes, the initiative seeks to enhance housing stability and improve the quality of life for vulnerable populations throughout New Jersey.

About DCA

The New Jersey Department of Community Affairs (DCA) is a State agency created to provide administrative guidance, financial support and technical assistance to local governments, community development organizations, businesses and individuals to improve the quality of life in New Jersey.

DCA offers a wide range of programs and services, including local government management and finance, affordable housing production, fire safety, building safety, community planning and development, historic preservation, disaster recovery and mitigation, and information privacy.

HOME-ARP Program Fact Sheet: Rental Housing

Overview:

A PJ may use HOME-ARP funds to acquire, construct and rehabilitate rental housing for occupancy by individuals and families that meet one of the Qualifying Populations defined in CPD Notice: Requirements for the Use of Funds in the HOME-American Rescue Plan Program (“the Notice”). HOME-ARP rental housing may include single family or multifamily housing, transitional or permanent housing, group homes, single room occupancy (SRO) units, and manufactured housing.

To promote the development of financially viable housing, PJs may pay the entire amount of eligible costs associated with HOME-ARP rental units, are encouraged to work with local PHAs and state or local agencies to obtain project-based rental assistance and may provide ongoing operating cost assistance or capitalize a project operating cost assistance reserve to address operating deficits of HOME-ARP units occupied by qualifying households. To promote inclusion of HOME-ARP units in mixed-income housing, up to 30 percent of the units a PJ funds with its HOME-ARP grant may be restricted for occupancy by households that are low-income.

The National Housing Trust Fund (NHTF) in New Jersey aims to bolster affordable housing initiatives for extremely low-income households. This program supports the development and preservation of safe, decent rental housing for those earning 30% or less of the Area Median Income. With a commitment to maintain these units for at least 30 years, the NHTF complements existing federal, state, and local housing efforts while offering technical assistance to applicants through workshops and one-on-one consultations.

The Summit Foundation Grant aims to support various community needs in the Summit area, focusing on education, health, arts, and assistance for individuals with disabilities. The foundation encourages local nonprofits to apply for competitive grants to fund specific programs and initiatives that enhance community welfare. Eligibility requires organizations to be tax-exempt and serve Summit area residents. However, the foundation does not fund general operating support or religious programs. The goal is to create a positive impact on local communities.

Columbia Bank Foundation

Since 1927, Columbia Bank has evolved alongside the communities and businesses we serve. What began as a single branch in Fair Lawn has grown into a regional bank serving New Jersey, Staten Island and Brooklyn. Throughout that growth, we have remained focused on providing the stability, convenience and service customers expect from a trusted financial partner. Today, we offer the strength and capabilities of a larger financial institution while continuing to provide the personal service and practical financial guidance that have long defined Columbia Bank.

Alongside Columbia Bank’s mission to serve the community, the Columbia Bank Foundation helps support local charitable causes and communities with grants on a sustained basis. Our goal is to make a difference in as many people’s lives as we can and to do our part to help make our communities better, stronger and safer.

Columbia Bank Foundation Micro Grants

The Columbia Bank Foundation is committed to serving the needs of its local communities. The Foundation actively seeks and focuses on innovative programs that provide a measurable impact in the communities that it serves.

Our Micro Grant Program allows organizations that meet one of our focus areas to apply for smaller grants under a streamlined application process. Applications under the Micro Grant Program will be accepted anytime throughout the year for $1,000 to $4,999. These are reviewed internally each month. Our Focus Areas:

• Housing Programs
• Community Investment and Economic Development Programs 
• Financial Literacy and Education 
• Health & Human Services
• Food Insecurity 
• Environmental Sustainability 
• The Arts

The MGM Resorts Foundation Community Grant Fund supports nonprofit agencies providing essential services in areas such as affordable housing, education, and health. Grants are awarded for a one-year period and focus on regions where MGM Resorts employees live and work. Eligible applicants must comply with diversity policies and serve individuals or families. The foundation does not fund governmental agencies or projects exclusively for medical research. This initiative aims to enhance community well-being through targeted support.

The Affordable Housing Trust Fund Program aims to enhance affordable housing in New Jersey by providing financial support to municipalities and developers. This initiative not only addresses the urgent housing needs of residents but also promotes neighborhood revitalization and economic growth. The Innovation Fund component encourages unique housing solutions, including tiny homes and healthy living projects, particularly for the ALICE population. With a focus on public-private partnerships, the fund seeks to maximize the impact of investments in sustainable housing solutions.

The Investors Foundation Grant aims to create positive, lasting impacts in communities through support for arts, education, health and human services, youth programs, and affordable housing. With over $40 million awarded since 2005, the Foundation aligns its efforts with the United Nations Sustainable Development Goals, focusing on key areas such as poverty alleviation and quality education. Organizations eligible for grants must be 501(c)(3) compliant and serve specific communities in New Jersey and New York.

The Affordable Housing Trust Fund Program aims to assist municipalities, developers, and non-profit organizations in creating affordable housing throughout New Jersey. This initiative not only addresses the need for quality housing but also promotes neighborhood revitalization and economic growth. By leveraging state and local investments, the program supports court-approved housing settlements and encourages innovative public-private partnerships. With funding up to $3 million per project, it is designed to facilitate smaller-scale developments that integrate seamlessly into local communities.

The HOME ARP Rental Production RFP aims to support the development of affordable housing for low-income households, including those experiencing homelessness. It encourages collaboration with local housing authorities for project-based rental assistance and offers operating cost support for HOME-ARP units. A maximum of 30% of the funded units may be reserved for low-income occupants, thereby promoting mixed-income housing solutions and fostering community stability.

Roche Corporate Donations and Philanthropy (CDP) focuses on impactful projects that foster sustainable development, engage employees, and leverage Roche's expertise. Their philanthropic efforts prioritize humanitarian, educational, environmental, and cultural initiatives, aiming to build stronger communities and support innovative projects. Eligibility is limited to local organizations, while ineligible projects include those with political or religious ties. The foundation strives to create a positive societal impact through collaboration and strategic partnerships.

The OVC FY 2026 Housing Assistance for Victims of Human Trafficking program aims to provide vital housing and support services for victims of human trafficking. This initiative, led by the U.S. Department of Justice, focuses on rapid rehousing, ensuring victims transition quickly into stable, permanent housing. Organizations interested in applying must demonstrate their capacity to deliver comprehensive support aligned with federal guidelines. Applications are due by October 5, 2026, through JustGrants.

RRCU Gives Foundation Grant

Mission Statement:

RRCU Gives strengthens our region by providing meaningful financial support to nonprofits addressing hunger, housing, and financial education. Through our annual grant awards and major funding initiatives, we help local organizations grow, thrive, and create lasting change.

 We award grants annually, with applications in June and awards in August.

Focus Areas

• Hunger
• Housing
• Financial Education

The Musician Health & Services Program, funded by The Jeremy Willson Charitable Trust, provides essential support for professional musicians facing financial hardships due to medical or mental health issues. This program offers navigation assistance to help applicants access healthcare resources and financial aid for living and medical expenses. Eligible participants include musicians and music industry professionals residing in Oregon or Clark County, Washington. The program aims to alleviate the financial burdens associated with medical treatments and living costs.

The ROSS Rapid Response Program (RRP) by the U.S. Department of Housing and Urban Development (HUD) provides expedited funding to assist communities in addressing urgent social needs. This program offers one-time cost-reimbursable grants for service coordination and direct services, especially in response to emergencies like natural disasters or public health crises. By streamlining the application process, the RRP empowers local leaders to efficiently support residents in HUD-assisted housing, promoting self-sufficiency and resilience.

AmeriCorps Seniors RSVP Opportunity

About RSVP

Established in 1971 and now one of the largest senior volunteer programs in the nation, AmeriCorps Seniors RSVP engages people ages 55 and older in a diverse range of volunteer activities. AmeriCorps Seniors RSVP volunteers tutor children, help prepare simple taxes, assist victims of natural disasters, provide nutrition/food support, facilitate opioid and substance abuse education workshops, and serve in their communities in many other ways. AmeriCorps Seniors RSVP volunteers choose how, where, and how often they want to serve, with commitments ranging from a few hours to a maximum of 40 hours per week. While serving, AmeriCorps Seniors RSVP volunteers improve their own lives by staying active and civically engaged. 

Funding Priorities

AmeriCorps Seniors RSVP programming is designed to meet community needs. Applicants may propose activities intended to address community needs by thoroughly explaining the unmet need and activities to be completed by volunteers to address that need. In addition, AmeriCorps is interested in programming that addresses agency priorities. AmeriCorps Seniors RSVP priorities for this funding opportunity are:

• Supporting Older Adults and Caregivers: Provide respite, support groups, system navigation, care coordination, and resources for older adults, including custodial grandparents, and caregivers.
• Helping Older Adults Re-enter the Workforce: Offer job readiness, mentoring, training, and remove barriers to employment for older adults (volunteers provide services, not seek jobs).
• Building Strong Families: Support parents in helping children succeed, mentor parents, connect families to resources, and strengthen community partnerships.
• Preventing and Mitigating Fraud and Scams: Use digital navigators and other strategies to protect older adults from financial fraud and exploitation, including emerging AI-driven scams.
• Reducing Homelessness: Develop or renovate affordable housing, assist people experiencing homelessness in finding and maintaining permanent housing, and address housing needs for vulnerable populations.
• Supporting Behavioral Health Initiatives: Improve mental health, reduce isolation, prevent substance use, provide harm reduction tools (Naloxone, fentanyl test strips), peer support, and recovery services.

Award Funding Requirements

Applicants must construct the budget in the following manner. The federal share of the budget must not exceed $75,000 plus up to $350 for every unduplicated volunteer, whether or not they serve in an outcome-based work plan. 

About NCRC

The National Community Reinvestment Coalition (NCRC) is a nationwide network of nearly 800 organizations and champions working for a Just Economy, where all Americans can build wealth and provide for their families with stability and dignity.

Our vision: To solve America’s historic racial and socio-economic wealth, income and opportunity divides. This vision is the foundation of the Just Economy Pledge.

Fellowship for Equitable Development

The National Community Reinvestment Coalition matches top-level graduate degree students with premiere community development organizations.

NCRC is looking for fellowship projects that move the needle on housing, small business development, and workforce development. Projects may directly result in community outcomes in these focus areas, or involve work with community members to create plans or project pipelines that will solve local issues in these areas.

The NCRC Fellowship cultivates the next generation of community development leaders and empowers them to tackle the issues of tomorrow. The community development sector will face significant challenges in the coming decades from climate change, widening wealth gaps, food insecurities, extreme housing shortages and other needs. These challenges will disproportionately impact low-wealth communities and communities of color. Therefore, it is NCRC’s intention and pledge to uphold the values of community empowerment in the fellowship program.

Interested students and host organizations must apply for this fellowship opportunity.

Program Benefits for Student Fellows Include:

• High-quality training and support from regional leaders in the nonprofit, government, planning and community development fields
• A $20,000 stipend for the eight-month, part-time (20-hours per week) fellowship
• The opportunity to meet with leaders in the nonprofit, government, planning and community development fields
• Academic credit, in accordance with the policies of the Fellows’ respective universities
• Complimentary admission to the NCRC annual Just Economy Conference

Program Benefits for Host Organizations Include:

• Fresh, innovative talent to help advance organizational mission
• The opportunity to help shape the next generation of community development leaders
• Participation in a fellowship program at little to no cost

The Process

1. NCRC Members Apply; 2. NCRC Selects Member Projects; 3. Students Apply To Selected Projects; 4. Top Student Candidates Interviewed; 5. NCRC & Member Select Student Fellow; 6. NCRC Onboards Member & Student 7. Fellowship Commences

Host Partnerships

Fellowship host partners must be NCRC members. If your organization would like to participate in the Fellowship but is not a member, you can join here and then apply.

Host Requirements

• A compelling project to provide a challenging assignment for fellows with real world application.
• Must commit to a schedule with at least one day per week in office for both fellow and host supervisor.