Best Affordable Housing Grants for Nonprofits in Massachusetts

The Sachs Family Foundation Grant aims to enhance the quality of life for economically and educationally disadvantaged individuals and families. The Foundation supports self-sustaining charitable organizations focusing on economic and educational opportunities, particularly in low-income communities in the U.S. and developing countries. Grants are available for various initiatives, including education, housing, and job training, with a keen interest in programs that demonstrate clear potential for sustainability.

The Boston Foundation's Safety Net Grants program provides $50,000 in general operating support over two years to social service organizations serving marginalized communities in Greater Boston. Focused on essential needs like food security, housing assistance, and mental health support, these grants aim to empower nonprofits addressing critical needs. Eligible organizations must have a 501(c)(3) status and demonstrate alignment with the Foundation's mission to promote equity and opportunity.

The Cooperative Development Fund Grant supports cooperative development, research, and technical assistance for cooperatives focused on seniors, international development, and affordable housing. Grants, typically ranging from $20,000 to $30,000, are awarded once a year, with a two-stage application process: a concept paper followed by a full proposal for selected applicants. Up to two grants are awarded annually, with decisions announced shortly after the Advisory Board meeting in January.

The Santander Bank Charitable Giving Program is committed to enriching communities through $100 million in charitable giving. It focuses on community development, emphasizing affordable housing, small business support, and financial education. Eligible applicants must be recognized as public charities by the IRS and demonstrate the capacity to serve community needs. The program aims to foster partnerships to uplift low- and moderate-income communities across its operational footprint, ensuring a lasting impact through philanthropic efforts.

The American Electric Power Foundation provides grants to 501(c)(3) organizations focused on educational improvement, particularly in STEM fields, and basic human services such as hunger and housing. Organizations must operate within AEP's service territory or have a broader beneficial purpose. The Foundation also supports social justice initiatives and environmental protection efforts. Eligible applicants must affirm compliance with anti-discrimination policies and demonstrate commitment to diversity and inclusion.

The TruStage Foundation focuses on fostering economic mobility through education and housing initiatives. By supporting K-12 literacy, mentoring, and affordable housing projects, the foundation aims to uplift marginalized communities. With a commitment to addressing racial and socioeconomic disparities, TruStage seeks to empower individuals and families to build a brighter future. Their funding is directed towards impactful programs that align with their mission, while avoiding causes that do not meet their criteria for economic mobility.

Cambridge Savings Bank offers sponsorships to 501(c)(3) non-profit organizations serving low-to-moderate income residents in Middlesex, Suffolk, Essex, or Norfolk counties. Their focus includes Human Services, Affordable Housing, Community Development, and Civic Initiatives. Requests must be program-specific, and they typically provide one donation per organization each year. Applications should be submitted at least 60 days before any promotional deadlines. Organizations that discriminate or focus on funding other foundations will not be considered.

The Grand Rapids Community Foundation's Fund for Community Good supports projects that promote equity and justice across various sectors, including education, health, and economic prosperity. This unrestricted fund invites partnerships with 501(c)(3) nonprofits and government entities, primarily focusing on Kent County, Michigan. The foundation prioritizes initiatives that dismantle systemic racism and foster inclusive opportunities, ensuring all community members can thrive. Eligible applicants can submit pre-applications year-round for potential funding.

The Rockland Trust Charitable Foundation focuses on enhancing community well-being through grants that prioritize low-to-moderate income populations. Key funding areas include affordable housing, children and youth programs, financial education, workforce development, and small business support. Organizations must be 501(c)(3) public charities located in Massachusetts or Rhode Island. Funding is directed towards initiatives that promote safety, education, and economic opportunity, ensuring a positive impact on the communities served.

The Brookline Community Foundation's Safety Net Grant Program provides crucial support to organizations and community groups addressing essential services for individuals and families affected by the pandemic. Grants can be utilized for activities such as direct cash assistance, food programs, and utility payments. The program emphasizes equity, aiming to uplift BIPOC and vulnerable populations in Brookline, ensuring that everyone has access to the resources they need to thrive.

The Eastern Bank Foundation provides Impact Grants aimed at enhancing Economic Inclusion and Mobility for Low to Moderate Income (LMI) individuals and families. With a focus on advancing equity in small businesses, enriching early childhood development, ensuring affordable housing, and promoting workforce development, the foundation invested over $16 million in local organizations last year. Grants typically range from $50,000 to $100,000, supporting critical community needs across Massachusetts, New Hampshire, and Rhode Island.

The Greater Worcester Community Foundation's Community Grant Program provides essential funding for organizations in Worcester County, awarding grants between $2,500 and $25,000. This program supports innovative projects across five focus areas: Arts & Creativity, Basic Needs, Economic Opportunity, Health & Wellbeing, and Youth Development. Organizations must demonstrate community engagement and operational integrity while addressing pressing local needs. This funding opportunity aims to foster collaboration and sustainable development within the region.

The Torch Helps Grant provides $10,000 to non-profit organizations recognized under section 501(c)(3) of the Internal Revenue Code. This funding aims to support local charities that deliver essential health and human services to underserved populations. Eligible organizations must operate in the communities where Torch Technologies employees reside and must ensure services are accessible to all, regardless of background. Grants are awarded quarterly, and applications are accepted anytime but must meet specific deadlines.

The AARP Community Challenge Grant supports projects that enhance community living for residents aged 50 and older. With a focus on immediate improvements and long-term progress, grants range from $10,000 to $25,000, covering areas like public spaces, transportation, and digital literacy. Since 2017, AARP has awarded over $20.1 million through more than 1,700 grants across the U.S. Eligible organizations include nonprofits and government entities committed to serving the needs of older adults.

The OneAmerica Financial Community grant supports 501(c)(3) organizations focused on education, workforce development, safety, wellness, and community vibrancy. With a commitment to making a difference, OneAmerica aims to transform lives through strategic philanthropy. Their initiatives include disaster relief, arts support, and civic engagement, fostering resilient communities. By investing in meaningful change, they build a foundation for shared success across the country, ensuring that community needs are met and future generations thrive.

Ameriprise Community Grants focus on supporting nonprofits that enhance community vitality and meet basic needs. With over 120 years of commitment to philanthropy, Ameriprise Financial engages employees in volunteerism and grantmaking. Key giving areas include hunger relief, housing stability, and community development. Priority is given to organizations with active volunteer engagement from Ameriprise advisors and employees, creating a meaningful impact on financial independence and community resilience.

The Citizens' Institute on Rural Design (CIRD), a partnership between the National Endowment for the Arts and the Housing Assistance Council, invites rural communities to apply for design support. CIRD aims to enhance rural life and economic viability through planning and creative placemaking, empowering local citizens to address unique community challenges. Opportunities include Local Design Workshops and a Design Learning Cohort, providing resources, training, and support to foster community-driven solutions.

Investing in Our Communities

Regions Bank and Regions Foundation are committed to helping individuals, families, and businesses achieve financial success.

We work alongside nonprofit organizations, local businesses, government and service agencies to address social and economic issues, assist in building inclusive economic prosperity and help more members of our communities benefit from the rewards of a growing economy.

We make strategic and disciplined community investments in programs that seek to achieve three target outcomes:

Economic and Community Development

• Affordable housing
• Job creation
• Small business development
• Homebuyer education and retention
• Neighborhood revitalization and stabilization

Education and Workforce Readiness

• Student competency and skill building
• College and career readiness
• Educational access and success
• Credential building and employment
• Educator training and resources

Financial Wellness

• Financial education to youth, adults, and vulnerable populations
• Financial planning tools and resources, including Regions Next Step®
• Integrated asset-building

The J.W. Couch Foundation Grant focuses on supporting Wildlife Conservation nonprofit organizations that align with their mission of community betterment and environmental protection. The foundation seeks partnerships with organizations that promote animal wellbeing, early childhood education, teacher support, and outdoor activities. Eligible applicants must be registered 501(c)3 nonprofits or for-profit entities aligned with their charitable programs. This grant emphasizes collaboration and community engagement to create lasting impacts.

The Sidney Stern Memorial Trust Grant supports charitable, scientific, medical, and educational organizations that are 501(c)(3) certified. This private funder emphasizes impactful service to diverse populations without discrimination. Grants must be utilized within the United States and cannot be awarded to individuals, political candidates, or lobbying efforts. The Trust is dedicated to enhancing the general welfare through soundly-managed initiatives that contribute significantly to community needs.

The Impact Fund provides recoverable grants to legal services nonprofits and small law firms working on social, environmental, and economic justice issues. With over $10 million awarded since 1992, the fund supports impactful litigation addressing systemic injustices. Grants range from $10,000 to $50,000 and prioritize cases directly involving affected communities. Recipients must repay the grant amount with interest if they recover fees or costs, ensuring sustainability for future funding.

The True Inspiration Awards, established by Chick-fil-A in 2015, recognizes nonprofit organizations that significantly impact their communities. In 2025, the program will distribute $6 million in grants, ranging from $30,000 to $350,000, to sixteen selected organizations. Categories include Caring for People, Caring through Food, Community, and Caring for our Planet, with a focus on educational initiatives, food security, housing services, and environmental stewardship, honoring the legacy of founder S. Truett Cathy.

The Mutual of America Foundation Community Partnership Award honors exemplary nonprofit organizations in the U.S. that foster collaborative partnerships across sectors. Annually, a national competition showcases numerous organizations demonstrating impactful community partnerships. Six organizations receive recognition, including the Thomas J. Moran Award, which offers $100,000, and the Frances R. Hesselbein Award, granting $75,000. Since 1996, the award has acknowledged 262 partnerships, emphasizing Mutual of America's commitment to societal improvement through collaboration.

The TJX Foundation Grants support nonprofit organizations located within 15 miles of a TJX store that align with their community mission. Eligible areas include basic needs, education for at-risk youth, workforce training, and safety from domestic violence. Organizations must be a registered 501(c)(3) for at least 12 months and have a nondiscrimination policy. Applications are invited through a Letter of Inquiry, with funding decisions based on community impact.

About All Points North Foundation

All Points North Foundation is dedicated to navigating communities upward.

All Points North Foundation was founded in 2011 by a family who believes passionately that everyone has a “true North” – a place of achievement – and that everyone should have equal opportunity and access to realize their goals.

Our Vision

We envision a nation where the middle school years are seen as an important, vital time in the lives of youth, and where the public middle school education experience in underserved communities measurably improves

We also envision a nation where the integration of solar benefits families, local economies and the environment.

Our Priorities

All Points North Foundation funds grantees in two areas – public middle school education (grades 6-8) and solar – that have the power to help communities nationwide navigate upward.

Grant Making

All Points North Foundation seeks collaborative partnerships with grantees in our two priority areas.

Solar Energy

All Points North Foundation is focused on finding ways to significantly advance the penetration of solar through education, job training and use of solar electric technologies in the United States.

All Points North Foundation has three priority areas:

Providing solar and workforce development training for Tribal communities to expand and diversify the solar job pipeline.

Working with small- to medium-sized science centers to engage students, families and local communities on the benefits and science behind solar.

Providing solar installations to nonprofit organizations that build high-quality, safe and affordable residential housing, offsetting energy costs and enabling cost savings for households.

The cost of solar has dropped dramatically over the last decade, however the upfront cost of going solar remains a hurdle for most families, communities and nonprofits.

All Points North Foundation does consider funding solar projects outside of these focal areas, but the programs must demonstrate how solar will have a broader impact on local communities (e.g., economic, social or environmental), as well as showcase the potential for replication across the nation.