Best Grants for New Nonprofits in Massachusetts

American Welding Society (AWS) National Scholarships

The National Scholarships are the most prestigious, high-dollar scholarships offered by the AWS Foundation. More than 130 donor-funded scholarships, totaling over $700,000, are available for students pursuing a bachelor’s or associate degree in welding or a related discipline. Scholarships range from $2,500-$10,000+. Applicants are required to submit two references and official transcripts.

National Scholarships are a crucial component of a country's commitment to promoting education and providing opportunities for its citizens to excel academically. These scholarships are designed to recognize and support outstanding students, enabling them to pursue their educational goals and contribute to the development of their nation.

Washington County Community Foundation

The Washington County Community Foundation seeks to improve the quality of life in Washington County by promoting and facilitating philanthropy. We accomplish this by assuming four philanthropic roles of Grantmaker, Donor Service Organization, Fundraiser, and Community Leader. Fostering philanthropy by offering charitable gifting opportunities to donors on an individualized basis and at reasonable fees, we make charitable giving easier, more satisfying, and more effective. 

The Foundation is a tax-exempt, 501(c)(3) not-for-profit corporation organized under the laws of Pennsylvania, which is registered with the Pennsylvania Charities Bureau and annually files the Federal Form 990.

Scholarships for Post-Secondary (Undergraduate) School

The Foundation provides both need-based and merit-based scholarships to students in Washington County, with a few scholarships also available to students in Greene County. All scholarships are made payable to the educational institution the student is attending. 

George and Mary Matijevich Scholarship Fund

For a current year graduating senior from Burgettstown High School, Avella High School, or Fort Cherry High School, who demonstrates financial need and is pursuing post-secondary education in electronics, mechanics, mechatronics, machine tool technology or a related field. 

Central Kentucky Community Foundation

Established in 1960 as North Central Education Foundation, Central Kentucky Community Foundation is one of more than 780 community foundations in the United States today. We serve the Lincoln Trail Region, offering our donors and partners a variety of ways to touch our community through philanthropic giving.

Larry and Carol Kimberlain Scholarship

The applicant must be a graduating senior in Breckinridge, Grayson, Hart, Hardin, LaRue, Marion, Meade, Nelson, or Washington Counties

Marion Community Foundation

Since 1998, area residents have been turning to Marion Community Foundation to make their philanthropic giving as effective as possible. We are a public charity serving thousands of people who share a common concern … improving the quality of life in Marion County. We use distributions from the more than 500 charitable funds — created by generous, local donors — to award more than $2.5 million in grants and scholarships each year to many of the humanitarian, educational and cultural organizations in this remarkable community we call home.

Marion Community Foundation is the area’s leading philanthropic organization, providing charitable donors the opportunity to easily create endowment funds to benefit and support our community through grants and scholarships. We serve communities throughout Marion County through philanthropy, leadership, and civic engagement.

Community’s Memorial Scholarship

Memorial scholarships are one of the top categories of funds created at Marion Community Foundation, but not all donors who wish to memorialize a loved one in this distinctive and perpetual way start their own fund. The Community’s Memorial Scholarship Fund was created to memorialize a number of individuals collectively. All of the persons memorialized are recognized during Marion Community Foundation’s annual Scholarship Program.

The Mary H. Hollaway Trust provided seed money for this special purpose. Mary was well known in Marion, due to her long career with Fahey Bank. Upon her passing, she had arranged for several funds to be created from her estate, this scholarship among them. Other organizations she chose to support include the Marion Area Humane Society, Marion Palace Theatre, and the Marion Family YMCA.

The Community’s Memorial Scholarship is available to graduates and seniors from any Marion County high school who rank in the upper 50 percent of their class.

Central Kentucky Community Foundation

Established in 1960 as North Central Education Foundation, Central Kentucky Community Foundation is one of more than 780 community foundations in the United States today. We serve the Lincoln Trail Region, offering our donors and partners a variety of ways to touch our community through philanthropic giving.

Robin Bohannon Scholarship

Applicant must reside in one of 9 counties served by CKCF (Breckinridge, Grayson, Hardin, Hart, LaRue, Marion, Meade, Nelson, and Washington)

Knights of Pythias Scholarship Fund

In 1950, the membership roster for the Corvallis lodge of the Knights of Pythias, Valley Lodge No. 11 had more than 250 names, but membership declined over the years and the club subsequently disbanded. In 1992, as remaining members began discussions about how to distribute the assets of the lodge, Benton Community Foundation (BCF) emerged as a natural choice.

“We felt it would be best to keep the money in the community where our members lived and worked,” said Bob Bareinger, a member in the organization since 1943 and an officer since 1954. The lodge tried to give BCF the entirety of assets, including the deed to the building, but the Oregon Chapter that has jurisdiction over it stepped in and required the assets to be distributed differently. BCF received one-third of the lodge assets, which means that the Knights of Pythias will continue to serve the youth of Benton County in perpetuity by providing annual scholarships to graduates of Benton County high schools.

Central Kentucky Community Foundation

Established in 1960 as North Central Education Foundation, Central Kentucky Community Foundation is one of more than 780 community foundations in the United States today. We serve the Lincoln Trail Region, offering our donors and partners a variety of ways to touch our community through philanthropic giving.

Rodney and Elizabeth Grusy Vocational Continuing Education Scholarship

Applicant must reside in Breckinridge, Grayson, Hardin, LaRue, Marion, Meade, Nelson, Washington, Green or Taylor County.

Applicant must a considered a non-traditional student

Central Kentucky Community Foundation

Established in 1960 as North Central Education Foundation, Central Kentucky Community Foundation is one of more than 780 community foundations in the United States today. We serve the Lincoln Trail Region, offering our donors and partners a variety of ways to touch our community through philanthropic giving.

Terry Adler Memorial Scholarship

The applicant must be a graduating senior in Hardin County.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Holly Dick Scholarship Fund

This scholarship fund was created by Holly Dick who learned from her own life experiences how education can change lives.

The Holly Dick Scholarship will provide eligible students with an educational scholarship to support the pursuit of post-high school education, including vocational training that will give them a future career. Scholarships will be awarded based on academic performance, community activities, letters of reference, and leadership activities with a preference for Chinese American students who are the first generation in their family to attend college or Chinese Alaskan students. Students must be enrolled full-time to qualify for a scholarship.

Holly WaiHung Dick left mainland China with her family in 1947 for a better life in Hong Kong. Her life experiences taught her that education changes lives. After completing school in China, Holly was hired by Japan Airlines, where she met her future husband, an American, Mike Dick. Holly and Mike lived in Anchorage, where they loved to fish and enjoy friends, family, and their Alaskan life. Holly loved to help others along their path in life. She volunteered as a translator for immigrants and helped children in daycare settings. 

This scholarship is her legacy fulfilling her hope to help Chinese students increase their experience and skills with education so they can find a job and a career to support their future.

About CKCF

Our Mission

Central Kentucky Community Foundation is the philanthropic focal point in the region, serving as a resource, leader and catalyst to people who wish to improve life in their community.

Available Scholarships

2026 Rylee Marie Razon Memorial Equine Scholarship

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Harry H. Hirshik Scholarship Fund

A scholarship fund focused on automobile mechanic education.

The Harry H. Hirshik Scholarship supports Alaskan students pursuing education or training in the field of automotive mechanics. Harry H. Hirshik was military-civil employee-mechanic. He lived in Eagle River and loved Alaska.

Marion Community Foundation

Since 1998, area residents have been turning to Marion Community Foundation to make their philanthropic giving as effective as possible. We are a public charity serving thousands of people who share a common concern … improving the quality of life in Marion County. We use distributions from the more than 500 charitable funds — created by generous, local donors — to award more than $2.5 million in grants and scholarships each year to many of the humanitarian, educational and cultural organizations in this remarkable community we call home.

Marion Community Foundation is the area’s leading philanthropic organization, providing charitable donors the opportunity to easily create endowment funds to benefit and support our community through grants and scholarships. We serve communities throughout Marion County through philanthropy, leadership, and civic engagement.

John T. & Lois Schmidt Scholarship

The John T. & Lois Schmidt Scholarship Fund was created in 2017 to support seniors and graduates of Marion County high schools who are also members of the U.S. Armed Forces, veterans, or children or grandchildren of those on active duty or veterans. The Schmidt Fund favors applicants from Elgin High School and those with GPAs of 2.5 or better.

The Schmidt Scholarship honors John and his military service. John served in the U.S. Army during World War II, from January 1943 to January 1946 and was stationed in several overseas and exotic locales, including New Guinea, Netherland East Indies, Morotai, and Mindanao in the Philippine Islands. At the end of his service, he received an honorable discharge as a staff sergeant and had earned the Bronze Star for valor and the Bronze Arrowhead—awarded to those present on D-Day on the beaches of Normandy, France.

Prior to his military career, John graduated from Agosta High School (1941) and shortly after his service, married Lois (Kraner) in 1948. He was employed by Marion Power Shovel, Marion Industries, and retired after 29 years with Whirlpool. He was a member of the Marion County Farm Bureau, Disabled American Veterans, and VFW Post 7201. John passed in 2009 at the age of 86.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Dr. John Halligan Scholarship Fund

This is a scholarship fund established for students in pursuit of a medical career.

Dr. John Halligan graduated from The United States Military Academy at West Point in 1985 and the Uniformed Services University of the Health Sciences with an MD. After completing his residency in Radiation Oncology at the University of Washington, Dr. Halligan served in the US Army as a Radiation Oncologist until his retirement as a Colonel in 2008. After retiring from the military, Dr. Halligan fulfilled a decades-long dream and moved to Alaska to become the Medical Director of Radiation Oncology at Providence Alaska Medical Center. He has since expanded state-of-the-art cancer care in Alaska by opening Radiation Oncology Clinics in Soldotna, Juneau, and the MatSu Valley so Alaskans could receive care closer to their homes.

Florida Kiwanis Foundation

The Florida Kiwanis Foundation was created in 1971 by Former Kiwanis Governor Robert Thal. Since 1971, Florida Kiwanis Foundation has been supporting Kiwanis Clubs, Divisions, and students make a real impact in the state of Florida.

Our Purpose: To leave a legacy for the children. We are dedicated to supporting Florida Youth to ensure a brighter future and leave a legacy for the children.

Mission: Help children in need. To enable caring individuals, clubs, and divisions to combine their resources of time, talent, and funds to create a greater impact on the needs of children and families in Florida.

Maria Mychaniuk Kiwanis Scholarship

The Maria Mychaniuk Scholarship is dedicated in memory of a quiet, dignified member of the Flagler County community. Ms Mychaniuk believed that students who have a sincere desire to succeed by furthering their education needed to be assisted in doing so and requested that the focus of this scholarship would be to provide an opportunity to those students that may have difficulty qualifying for other awards.

She was a firm believer in community service and in such, asked the Kiwanis Club of Flagler County, through the Florida Kiwanis Foundation, to select a worthy student whose principles of community awareness, service, and commitment to making the area a better place to live would benefit by her generosity. On behalf of Maria Mychaniuk, the Kiwanis Club of Flagler County and The Florida Kiwanis Foundation are pleased to offer this scholarship.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

CARTA Scholarship Endowment Fund - Liability

Central Alaska Retired Teachers' Association Scholarship Fund was established to provide financial support for undergraduate and graduate students majoring in education or working towards certifications that will enable them to become teachers or administrators in the public schools.

Florida Kiwanis Foundation

The Florida Kiwanis Foundation was created in 1971 by Former Kiwanis Governor Robert Thal. Since 1971, Florida Kiwanis Foundation has been supporting Kiwanis Clubs, Divisions, and students make a real impact in the state of Florida.

Our Purpose: To leave a legacy for the children. We are dedicated to supporting Florida Youth to ensure a brighter future and leave a legacy for the children.

Mission: Help children in need. To enable caring individuals, clubs, and divisions to combine their resources of time, talent, and funds to create a greater impact on the needs of children and families in Florida.

George & Ann Langguth Scholarship

George Langguth joined Kiwanis in 1967. He served as a Distinguished President in 3 clubs and as a Distinguished Lieutenant Governor in 1973-74. He served as Key Club District Administrator of the Wisconsin-Upper Michigan District from 1974-1981. He was a member of Kiwanis International’s professional staff, serving as Director of Key Club International programs from 1981-1988 in Chicago, Illinois and Indianapolis, Indiana. He has received the highest honor Key Club can bestow on an individual in 8 Districts in North America.

On February 1, 1988, he became Florida District Secretary and held the position of District Secretary and Executive Director for 24 years, longer than anyone in Florida District history. During his tenure, George coordinated all Florida District Conferences and Conventions and provided guidance and support to the District’s 300+ clubs. He is widely recognized as one of the most knowledgeable authorities on Kiwanis history and administration.

Langguth has been Distinguished District Secretary numerous times. He holds life membership in Kiwanis International and the Florida District of Kiwanis. He is a Ralph Davis Fellow of the Florida Kiwanis Foundation. He holds a Tablet of Honor, a Diamond Level 15 George F. Hixson medal, and he is also a member of the Kiwanis International Legacy Society. In his 46 years of Kiwanis membership, he has personally sponsored over 300 men and women into Kiwanis clubs to which he has belonged.

He married his wife, Ann, in 1971. He and Ann have a son, Michael, and a daughter, Kathryn. Ann served as the Florida Kiwanis Administrative Secretary alongside George for 20 years. She holds numerous Kiwanis and Kiwanis Foundation honors.

Florida Kiwanis Foundation

The Florida Kiwanis Foundation was created in 1971 by Former Kiwanis Governor Robert Thal. Since 1971, Florida Kiwanis Foundation has been supporting Kiwanis Clubs, Divisions, and students make a real impact in the state of Florida.

Our Purpose: To leave a legacy for the children. We are dedicated to supporting Florida Youth to ensure a brighter future and leave a legacy for the children.

Mission: Help children in need. To enable caring individuals, clubs, and divisions to combine their resources of time, talent, and funds to create a greater impact on the needs of children and families in Florida.

Broster Joe & Jan Schroeder Kiwanis Scholarship

Your Florida Kiwanis Foundation is honored to recognize the establishment of the Broster Joe & Jan Schroeder Kiwanis Scholarship. Created in memory of Lt. Col. Joe Schroeder’s distinguished military service, including 122 combat missions in Vietnam, five Air Medals, and the Distinguished Service Cross, and his and Jan’s lifelong commitment to community and Kiwanis, this scholarship carries forward their legacy of service. Beginning in 2026, the scholarship awards $1,600 annually for up to four consecutive years to a deserving graduating high school senior from Florida.

The Mike and Sharon Bell Scholarship, offered by the Central Kentucky Community Foundation, supports students from Hardin County Water District No. 2 or active members of Glendale Christian Church. Applicants should have a minimum cumulative GPA of 3.0 and plan to attend a two- or four-year academic or technical school. This scholarship aims to empower local students to pursue their educational goals and enhance their community involvement.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Cael Askin Memorial Scholarship Fund

The donors establish the Cael Askin Memorial Scholarship in memory of their son, Cael (pronounced Kale) who died at age 25 in 2013 as a result of complications of Epilepsy. Cael was diagnosed with Asperger’s while in school and completed high school with a certified diploma utilizing an Individual Education Plan (IEP) through his time in school. The fund is intended to provide scholarships to Kenai students who have had Individualized Educational Plans (IEP’s).

The family of Cael Askin is honored to offer a $1,000 scholarship in his memory to support a graduating high school or home school senior receiving Special Education Services and intends to pursue secondary education or vocational/technical training.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Brandon C. Reiley Scholarship Fund

Brandon was nothing if not a true adventurer and a friend to all. His laugh was almost always mischievous but also contagious. Brandon was a citizen of the world, living and visiting countless countries and maybe getting into a little trouble along the way. He loved meeting new people and roping them into projects and ideas or connecting them to like minded souls.

This scholarship, established in memory of Brandon C. Reiley, supports Alaskan students pursuing higher education degrees in the fields of science, sustainability, mathematics, education, or aviation. All of these areas were important to Brandon and it is the goal of this scholarship fund to support students with similar interests and goals.

Jaden Lauderdale Memorial Scholarship

The Jaden Lauderdale Memorial Scholarship was established in 2017 by Doug and Jessica Lauderdale in memory of their daughter. Jaden was a 14 year old with a huge heart and always thought of others. She was waiting for a heart transplant at Riley. Her family wanted to continue Jaden's giving attitude by presenting an annual scholarship to one Greene County senior seeking a 2 or 4-year degree in the medical field.

This funding opportunity aims to enhance cancer research among American Indian and Alaska Native populations, focusing on prevention, diagnosis, and treatment in rural areas. The initiative seeks to reduce cancer incidence and mortality rates while ensuring that research findings significantly improve health outcomes for these communities. Eligible organizations are invited to apply, with applications undergoing rigorous peer review to ensure only the most promising projects receive funding.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Art Jess Scholarship Fund

The Art Jess Scholarship is open to Alaska residents who are Alaska Native, American Indian, and/or Hawaiian Native, and is intended to assist Alaskans with their post-secondary education, including but not limited to trade schools, vocational schools, undergraduate and graduate schools, community colleges and distance learning. Applicants may be full or part-time students.

Art Jess was a champion for the spiritual and social advancement of humanity in general and of Native American people in particular. According to his daughter, “Art believed in the best of people, that the world is a beautiful place, that all is well, and that everything will work out.” Art was a lifelong learner and believed that a person never really graduated until life was over.

The Alaska Community Foundation

The Alaska Community Foundation connects people who care to the causes that make a difference and matter most to them. We encourage and nurture philanthropy through building and managing permanent endowments, convening stakeholders, working with partners to strengthen Alaskan communities, and providing donors with flexible giving options that are strategic to their philanthropic objectives.

Scholarships at ACF

Each year, more than 60 scholarships are available to Alaska students—and it all starts with one simple application. With one login and one application, you’ll be considered for every scholarship you may be eligible for. Whether you’re taking your first step toward college, training for a career, or continuing your education, these scholarships are here to help carry you forward, backed by donors who believe in Alaska’s students and the futures they’re building. 

Angels Over Ballyhoo Scholarship Fund

This scholarship fund was opened in memory of Karly Madsen McDonald.

Karly Madsen McDonald was an independent, kind-hearted, generous, and strong-minded young woman. Karly could be described as a "stubborn child," but in fact, she lived every moment of every day in her own unique way. She was the master of her world. Period. Even though she spent three years down south near her grandparents attending school, her heart never left Unalaska. She loved her sister and family very much. She also loved her truck, her cat "Luna," camping, listening to music, and hanging out with her close friends.

The non-endowed scholarship fund will focus on additional education in trade schools with a preference towards individuals from Nikolski, Unalaska, and Akutan, Alaska.

The Community Foundation’s scholarships are for Arkansas students pursuing education at two- or four-year colleges or universities, vocational schools or technical training programs. Each scholarship has its own eligibility criteria. Some scholarships are designated for graduates of a particular high school or those who plan to attend a particular college. Others are based on extracurricular activities or intended college majors.  

The Foundation has a scholarship portal with a quiz to help applicants determine scholarship eligibility. 

“Since 1976, the Community Foundation has partnered with individuals and organizations who want to support our state’s students in their pursuit of higher education,” said Heather Larkin, Community Foundation president and CEO. “These generous people provide the funding and determine the size and eligibility criteria of each scholarship, while we oversee the application and awarding process on their behalf.”  

Clay and Margaret Godfrey Memorial Agricultural Scholarship

For students enrolled in college pursuing a degree in agricultural science. 

The BJA FY 2026 Edward Byrne Memorial Justice Assistance Grant (JAG) Program offers formula funding to support local governments in enhancing public safety. This grant aids in hiring personnel, purchasing essential equipment, and providing training and technical assistance to address crime and safety challenges. Applicants are encouraged to verify their eligibility for direct JAG funding from BJA before submitting their applications. The deadline for full applications is October 16, 2026, at 8:59 p.m. ET.

Seattle Foundation

Seattle Foundation is an agent of change, igniting powerful, rewarding philanthropy to make Greater Seattle a stronger, more vibrant community for all.

At Seattle Foundation, we believe that community is more than a place. It’s the shared understanding that our joy and well-being are tied to one another. Every day we work with nonprofits, philanthropists, and partners like you to strengthen community by igniting powerful philanthropy and advancing long-term solutions. Because it takes all of us to create a joyful region where every person can thrive.

Walter H. Meyer — Garry L. White Memorial Scholarship

This $5,000 scholarship is available to non-traditional students working towards an undergraduate (must be over 24 years old) or graduate (must be over 30 years old) degree.