Best Grants for Rural Development in Indiana

The Environmental Justice Thriving Communities Grantmaking Program, led by The Minneapolis Foundation, supports community-based nonprofits in the Great Lakes region. With a focus on underserved communities, grants will total $40 million over three years, aiming to enhance environmental health, education, and resilience. The program prioritizes applications from federally recognized tribes and organizations with limited budgets, fostering inclusive community engagement and sustainable development. Eligible projects include environmental assessments, public health initiatives, and job training.

The Global Impact Cash Grants by Cisco Systems Foundation support innovative early-stage solutions aimed at addressing significant social problems. Targeting nonprofit and nongovernmental organizations, these grants focus on four key sectors: crisis response, education, economic empowerment, and climate regeneration. Eligible organizations must demonstrate alignment with these areas, particularly serving underserved communities. The foundation seeks to leverage technology for impactful solutions, ensuring sustainability and community resilience through strategic investments.

The Hearst Foundation: Culture Grant aims to support outstanding nonprofits that enhance cultural engagement and artistic talent in the U.S. With a focus on programs that reach young people, the grant prioritizes organizations that create lasting impacts in the arts and sciences. The Foundation allocates 25% of its funding to cultural initiatives, favoring established organizations with a history of significant results. Eligible nonprofits must encourage inclusivity and sustainability in their programs.

The Michael & Susan Dell Foundation provides grants to organizations focused on improving the lives of children in urban poverty in the U.S., India, and South Africa. They prioritize projects in education, health, and family economic stability. Grants typically do not exceed 25% of a project's budget or 10% of an organization's annual expenses. The foundation seeks to partner with organizations already making an impact, ensuring funding supports impactful social enterprises.

The PNC Foundation aims to enhance the lives of individuals in local communities through partnerships with nonprofit organizations. Their focus includes promoting educational opportunities, particularly for early childhood education, and supporting economic development initiatives. Grants are available for organizations that benefit low- to moderate-income families and enhance community growth. The foundation prioritizes programs that foster sustainability and diversity, ensuring a lasting impact on the communities they serve.

The Sidney Stern Memorial Trust Grant supports charitable, scientific, medical, and educational organizations that are 501(c)(3) certified. This private funder emphasizes impactful service to diverse populations without discrimination. Grants must be utilized within the United States and cannot be awarded to individuals, political candidates, or lobbying efforts. The Trust is dedicated to enhancing the general welfare through soundly-managed initiatives that contribute significantly to community needs.

Wells Fargo Community Giving supports nonprofit organizations focusing on financial health, housing affordability, small business growth, and sustainability. The grant cycle runs from February to October, inviting organizations with 501(c)(3) status or equivalent to apply. Funding is prioritized for programs addressing critical community needs, while limited support is available for local initiatives like disaster relief and arts. Organizations must demonstrate fiscal stability and potential impact to be considered for funding.

The Rural Business Development Grants in Indiana aim to enhance small rural businesses through technical assistance and training. Eligible projects must benefit rural areas and can include various uses such as business counseling, land acquisition, and pollution control. The program prioritizes smaller grant requests and offers no maximum funding limit. Funded by USDA Rural Development, it supports local entities like towns, nonprofit corporations, and educational institutions, fostering economic development and sustainability in rural regions.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Are there other requirements?

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

The Pokagon Fund, established through a 2000 agreement, supports communities near Band Trust Lands by providing strategic grants aimed at reducing poverty, enhancing education, and promoting community vitality. With over $23 million awarded, the Fund focuses on initiatives that foster local development, including substantial educational support and assistance for food-insecure families. By investing in these communities, the Fund aims to create a thriving environment for residents of Hartford, Dowagiac, and South Bend.

The Needmor Fund for Social Justice aims to promote social justice by supporting community organizing efforts in the Midwest. With a focus on low- and moderate-income communities, BIPOC groups, and other marginalized populations, the fund provides grants for up to three years to organizations committed to long-term empowerment and advocacy. The initiative seeks to foster inclusive participation in democracy, ensuring that all voices are heard in shaping policies affecting their lives.

The PreservINg Main Street Grant, initiated by the Indiana Office of Community and Rural Affairs, aims to enhance local economies through the preservation of historic properties in Indiana. This program supports eligible communities with funding up to $2 million for downtown revitalization projects, alongside opportunities for capacity building in partnership with Indiana Humanities and Indiana Landmarks. It offers a sustainable approach to historic preservation while fostering community engagement and economic development.

The Joyce Foundation's Education & Economic Mobility Grants aim to close income and race disparities in college and career success. The foundation prioritizes equitable access to high-quality education, supporting policies for effective educators, high school graduation, and affordable college credentials. Focused on racial equity and economic mobility, it addresses the needs of historically underserved young people in the Great Lakes region and invests in research, policy development, and advocacy to help them recover from the COVID-19 pandemic.

The Joyce Foundation's Environment Grants focus on addressing critical environmental challenges in the Great Lakes region, such as climate change and water safety. The foundation prioritizes equitable, carbon-free energy solutions and clean water access for all communities. Grants are awarded to organizations committed to environmental justice and innovation in climate policy, particularly in Illinois, Indiana, Michigan, Minnesota, Ohio, and Wisconsin, ensuring that the voices of affected communities guide project development.

The CHS Foundation is dedicated to enhancing agricultural education through its Teacher Grants program, providing up to $50,000 for innovative projects. This initiative aims to engage students in experiential learning within rural communities across various states. By supporting teachers and their creative ideas, the foundation fosters educational growth and prepares future agricultural leaders, ensuring a sustainable and empowered agricultural sector. This commitment reflects CHS's broader mission of community support and development.

The Community Health Partnerships (CHeP) Trailblazer Planning Grant aims to foster community-university partnerships in Indiana to enhance health equity and address social determinants of health. This initiative will fund activities such as meetings and conferences that lead to collaborative research proposals. Awards of up to $5,000 support partnership growth and the development of future grant applications. Eligible applicants must include both university-based and community-based partners actively engaged in Indiana.

The Community Facilities Grant Program in Indiana offers funding for essential community facilities in rural areas, benefiting local residents and non-profit organizations. Eligible areas include rural communities with populations up to 20,000, where funds can support projects like healthcare, public safety, education, and local food systems. Grant assistance percentages vary based on population and median income, providing greater support for those in need, ensuring sustainable community development and essential services.

The Emergency Community Water Assistance Grants in Indiana support eligible communities in preparing for or recovering from emergencies that threaten safe drinking water availability. The program, managed by USDA Rural Development, allows funding for water transmission lines and sources, addressing issues from natural disasters such as floods, droughts, and chemical spills. By improving access to clean water, the initiative enhances public health and environmental sustainability in rural areas.

Mission

The Indiana Office of Community and Rural Affairs works with local, state and national partners to provide resources and technical assistance to aid communities in shaping and achieving their vision for community and economic development.

CDBG Construction Grants

Funding for all Community Development Block Grant (CDBG) programs is provided by the U.S. Department of Housing and Urban Development and administered by the Office of Community and Rural Affairs. The State of Indiana distributes CDBG funds to rural communities to support a range of projects, including infrastructure enhancement, downtown revitalization, improvements to public facilities, and economic development initiatives.

The state CDBG program offers competitive grants to units of local government to support rural areas. Within the CDBG program, there are five types of Construction Grants designed to enhance community resilience and livability:

Two rounds of Construction Grants are offered each year, with specific funding guidelines detailed in each round’s application Instructions document. 

Facilities Program

Community facilities enhance the lives of residents in numerous ways. In addition to community facilities, historic preservation projects are eligible for the Facilities Program grant. The goals of the Facilities Program are to support rehabilitation and restoration of historic buildings and public facilities. A local match of 10% of the total project cost will be required for consideration of funding.

The CDBG Construction Grants - Stormwater Improvements Program supports rural communities in Indiana by providing funding for stormwater management improvements. This program aims to mitigate flooding and enhance community resilience through necessary infrastructure upgrades. With a focus on sustainable practices, the grants encourage the use of green infrastructure to protect waterways. A 10% match of total project costs is required. Two application cycles are held annually, streamlining access to essential resources for community development.

The Dudley T. Dougherty Foundation Grant supports nonprofit charitable organizations recognized under section 501(c)(3) of the IRS Revenue Code. Established in 2002, the foundation aims to empower groups committed to positive change, fostering respect for life and the environment. Their vision emphasizes collaboration for a better future, encouraging applicants to embody these values in their initiatives. With a focus on impactful projects, this grant is an opportunity for organizations striving to make a critical difference in our world.

The TJX Foundation Grants support nonprofit organizations located within 15 miles of a TJX store that align with their community mission. Eligible areas include basic needs, education for at-risk youth, workforce training, and safety from domestic violence. Organizations must be a registered 501(c)(3) for at least 12 months and have a nondiscrimination policy. Applications are invited through a Letter of Inquiry, with funding decisions based on community impact.

The IU Health Values Fund Grant Pilot & Feasibility Program: Education aims to advance the development of healthcare professionals through innovative educational models. By focusing on critical areas such as healthcare disparities, rural health, and behavioral health, this initiative supports the continuous training of providers. The Indiana Clinical and Translational Sciences Institute (CTSI) leads this effort to ensure that the workforce is equipped to meet evolving healthcare needs and improve patient outcomes.

Ameriprise Community Grants focus on supporting nonprofits that enhance community vitality and meet basic needs. With over 120 years of commitment to philanthropy, Ameriprise Financial engages employees in volunteerism and grantmaking. Key giving areas include hunger relief, housing stability, and community development. Priority is given to organizations with active volunteer engagement from Ameriprise advisors and employees, creating a meaningful impact on financial independence and community resilience.

CDBG Construction Grants 

Funding for all Community Development Block Grant programs is provided by the U.S. Department of Housing and Urban Development and administered by the Office of Community and Rural Affairs. The State of Indiana distributes CDBG funds to rural communities to support a range of projects, including infrastructure enhancement, downtown revitalization, improvements to public facilities, and economic development initiatives.

The state CDBG program offers competitive grants to units of local government to support rural areas.

Blight Clearance Program (BCP)

The Blight Clearance Program (BCP) offers grants assistance for the acquisition, demolition, clearance or remediation of blighted structures.

• The maximum grant award is $500,000, this amount is not guaranteed, each application will be assessed based on the project scope to determine whether a reduced funding level is deemed appropriate.
• Grant funding through the Community Development Block Grant (CDBG) program is calculated at $5,000 per project beneficiary.
• To be eligible for consideration, applicants must provide a local match of 10% of the total project cost.

Properties acquired with CDBG funds must maintain their designated use for a period of five years following the grant closeout date. OCRA will monitor all BCP-funded projects throughout this compliance period. If a community plans to change the use of a funded property within the five-year window, it must adhere to the change in use process outlined in 24 CFR 570.489. A written request must be submitted to OCRA prior to any changes. The proposed new use must remain an eligible activity under CDBG regulations. If the property is repurposed for ineligible use, the community may be required to repay all or part of the grant funds.

CDBG Construction Grants

Overview

Funding for all Community Development Block Grant programs is provided by the U.S. Department of Housing and Urban Development and administered by the Office of Community and Rural Affairs. The State of Indiana distributes CDBG funds to rural communities to support a range of projects, including infrastructure enhancement, downtown revitalization, improvements to public facilities, and economic development initiatives.

The state CDBG program offers competitive grants to units of local government to support rural areas. Within the CDBG program, there are five types of Construction Grants designed to enhance community resilience and livability:

• Blight Clearance
• Main Street Revitalization
• Public Facilities
• Stormwater Improvements
• Wastewater/Drinking Water

Main Street Revitalization

The Main Street Revitalization Program (MSRP) is designed to empower rural communities in their efforts to build vibrant, sustainable environments and enhance overall quality of life.

Eligible projects include:

• Traffic Control or Pedestrian Safety
• Functional Art
• ADA Improvements
• Sidewalk Rehabilitation or Addition
• Signage or Utility Relocation for Accessibility
• Pavers
• Water Management
• Energy Efficiency (LED Traffic Lights or Signals)
• Alley Activation

To be eligible, applicants must have a designated Indiana Main Street organization that meets one of the following qualifications:

• National Accreditation through the National Main Street Center (NAMS), or
• Indiana Accredited Main Street (IAMS) status with at least three years of active designation
• Be in good standing with the Indiana Mainstreet Program requirements

Grant awards are based on the proposed project cost, as outlined below.

• Projects over $2 million in total project cost may received a grant up to $600,000
• Projects under $2 million in total project cost may received a grant up to $500,000
• A local match of 20% of the total project cost is required for funding consideration.

CDBG funds will be awarded at a rate of $5,000 per project beneficiary.

CDBG Construction Grants 

Funding for all Community Development Block Grant programs is provided by the U.S. Department of Housing and Urban Development and administered by the Office of Community and Rural Affairs. The State of Indiana distributes CDBG funds to rural communities to support a range of projects, including infrastructure enhancement, downtown revitalization, improvements to public facilities, and economic development initiatives.

The state CDBG program offers competitive grants to units of local government to support rural areas. 

Wastewater and Drinking Water (WDW) Program 

Many communities in Indiana struggle with inadequate water supply and failing wastewater treatment. OCRA is committed to improving the quality of water and wastewater in Indiana and assisting in financing appropriate water and sewer infrastructure for communities and counties that have planned and set priorities for long-term development.

The goals of the Wastewater and Drinking Water (WDW) Program are to protect health and the environment, reduce utility rates for low- to moderate-income communities, and improve rural infrastructure for long-term sustainability and growth. General eligible activities include wastewater improvements such as collection lines or treatment plans, or drink water system improvements such as water towers or distribution.

Grant amounts for communities with existing systems are based on the current rates at the time of application. Grant amounts for communities constructing new systems will be based on a verified rate study included in a Preliminary Engineering Report (PER). The amount of CDBG funds granted will be based on a $5,000-cost-per-project beneficiary.

A local match of 20% of the total project cost will be required for consideration of funding.

General types of activities that are eligible for WDW funding:

• Wastewater Improvements (collection lines, treatment plant, etc.)
• Drinking Water System Improvements (water tower, treatment, distribution)