Best Housing Grants in Vermont

The Vermont Housing and Conservation Board offers Organizational Development Grants to support nonprofit organizations in developing affordable housing and conservation projects. Eligible applicants, including municipalities and certain state agencies, can receive up to $33,750, while new organizations may apply for up to $12,000. These grants aim to ensure long-term benefits for Vermonters and promote sustainable community development. For application inquiries, please contact the Conservation Director.

The VCF Special and Urgent Needs Grant (SUN) supports Vermont nonprofits facing unexpected expenses that hinder their mission. Grants, typically up to $5,000, are available for emergencies or unanticipated opportunities. Eligible organizations must serve Vermont residents and basic human needs. The program prioritizes those with budgets under $500,000. Applications are accepted on a rolling basis until November 14, 2025, with decisions made within 20 business days. Reopening is scheduled for February 2026.

The Vermont Community Foundation offers the Nonprofit Capacity Building Grant to support consultant fees for nonprofits aiming to enhance their organizational capacity. Grants of up to $5,000 are available for strategic planning, financial sustainability, and diversity initiatives. Applications are prioritized for organizations with annual budgets under $250,000, and the program is open to tax-exempt entities serving Vermont. The grant program closes on November 14, 2025, and will reopen in February 2026.

The Vermont Equity & Justice Grant program, now closed due to fund depletion, aims to allocate $300,000 in 2025 to aid Vermont non-profits affected by federal actions. Organizations may apply for up to $15,000 and will be prioritized based on their work with marginalized communities, including immigrants and racial justice initiatives. Applications addressing needs caused by federal policies will be evaluated quarterly, focusing on preparation and planning support.

The Turrell Fund Grant focuses on supporting organizations that serve children and families, particularly in Vermont and New Jersey. Emphasizing early childhood development, K-12 education, and access to arts and social services, the fund aims to address systemic barriers and promote equity. Priority is given to initiatives that foster systemic change and advocate for policy improvements, ensuring every child has access to quality education and resources necessary for a strong start in life.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Project Feasibility Fund

The Board provides feasibility awards to assist with pre-development costs and feasibility analysis for individual projects. Feasibility funds typically cover the costs of appraisals, energy assessments, marketing studies, options, engineering and environmental studies, or other pre-development costs.

The purpose of this fund is to provide applicants with a source of funding to cover predevelopment project costs as described below in order to answer the question “is the project feasible?”. Evaluation of feasibility fund requests is done by VHCB staff.

Amount of Award

Conservation applicants may request up to $10,000 as a grant for a single project to cover feasibility related expenses. Housing applicants may request up to $20,000 as a grant for a single project to cover feasibility related expenses and up to $25,000 for scattered site projects containing more than two separate sites. Funds can only be used to compensate contracted services and shall not be used to compensate applicants for staff time.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

HOME

VHCB administers the federal HOME Investment Partnership Program for the State of Vermont. Developments with HOME funds serve low- and very low-income Vermonters, increasing affordability in rental housing developments.

For detailed information on the HOME Program, see the HOME Program Handbook and our housing resources.

HOME Program Overview

The Home Investment Partnership Act (HOME) was created by Title II of the National Affordable Housing Act of 1990. HOME is a federally funded, block grant program for housing. The HOME Program has great flexibility and can be used to fund many types of housing activities: first time homebuyer and homeowner rehabilitation; rental housing production and rehabilitation; and tenantbased rental assistance. In Vermont, statewide HOME funds can be used for acquisition and rehabilitation of multi-family rental housing, and new construction of multi-family rental housing where there is a documented need.

Preference shall be given to projects located in the State's Designated Downtowns, Village Centers, neighborhood development areas and other areas that are consistent with the state's historic settlement pattern and "Smart Growth”

The RALI Grant, offered by the Vermont Community Foundation, is an invitation-only program aimed at fostering regional and local impact through community-driven projects. Grants typically range from $15,000 to $25,000 annually, supporting initiatives that address economic equity, education, climate, health, and community leadership. Successful proposals will demonstrate collaboration, readiness, and measurable impact, ensuring they effectively tackle barriers to opportunity for Vermonters. Interested organizations must complete the Nonprofit Connection Form to be considered.

The KeyBank Foundation Grants support nonprofit organizations focused on enhancing communities through education, workforce development, and affordable housing. Founded in 1969, the Foundation prioritizes diversity, financial capability, and sustainability. Their grants aim to empower individuals for success by improving access to resources, fostering economic inclusion, and creating safe environments. By partnering with community organizations, KeyBank Foundation seeks to make a measurable impact and ensure lasting positive change for families and small businesses.

The Vermont Community Foundation's Spark Connecting Community Grant supports grassroots projects that enhance social capital and community connections in Vermont. With grants ranging from $500 to $5,000, it prioritizes initiatives from under-represented counties, fostering collaboration among local champions. The program seeks innovative projects that promote civic engagement, health, and resilience, while encouraging first-time grant seekers and organizations with smaller budgets to apply for funding.

The Agnes M. Lindsay Trust Grants provide essential financial support to nonprofit organizations in Maine, Massachusetts, New Hampshire, and Vermont, focusing on Health and Welfare, Dental Health, Camperships, Education, and Homeless Shelters. With a history of over 81 years, the Trust aims to assist those in need, especially in underserved populations. While they are currently not accepting unsolicited requests from colleges and universities, they continue to support initiatives that enhance community welfare and educational opportunities.

The VMIG Charitable Giving Fund aims to enhance community quality of life in regions served by Vermont Mutual Insurance Group. This fund supports non-profit organizations focusing on education, youth development, community building, and basic needs such as housing and hunger. Eligible organizations must operate within specific states and provide proof of 501(c)(3) status. The fund reflects a commitment to fostering healthy, vibrant communities through meaningful financial contributions.

The Mutual Self-Help Housing Technical Assistance Grants in Vermont provide funding to qualified organizations to assist very-low- and low-income families in constructing their own homes through cooperative efforts. Recipients offer technical and supervisory support, helping families complete loan applications and enabling their participation in self-help housing projects. This initiative fosters community development while alleviating housing challenges in rural areas. Eligible applicants include government non-profits, federally-recognized tribes, and private non-profits.

The Fair Housing Initiatives Program (FHIP), established by Congress in 1988, aims to fund organizations to combat discriminatory housing practices. The Education and Outreach Initiative (EOI) educates stakeholders about their rights under fair housing laws. Key components include the National Media Campaign, which promotes fair housing awareness nationally, and local programs that support community-based outreach. HUD oversees the process, ensuring compliance and monitoring of funded initiatives to enhance fair housing practices.

The TruStage Foundation focuses on fostering economic mobility through education and housing initiatives. By supporting K-12 literacy, mentoring, and affordable housing projects, the foundation aims to uplift marginalized communities. With a commitment to addressing racial and socioeconomic disparities, TruStage seeks to empower individuals and families to build a brighter future. Their funding is directed towards impactful programs that align with their mission, while avoiding causes that do not meet their criteria for economic mobility.

Navigant Credit Union 

Navigant Credit Union is the longest-operating, member-owned credit union in Rhode Island. Since its founding in 1915, Navigant Credit Union has been dedicated to providing its members with unparalleled financial products and services, while working every day to stay committed to the financial well-being of the families, businesses and communities we serve. 

Navigant Credit Union Charitable Foundation Grant

For over a century, Navigant Credit Union has been committed to making a meaningful difference in the community. In 2017, we established the Navigant Credit Union Charitable Foundation to further amplify our impact in five strategic areas:

• Education & Financial Literacy: Organizational and capital support for programs, supplies, building products, sports facilities and teams.
• Social Services: Financial support for programs and organizations for children, veterans, hunger and housing.
• Public Health, Safety & Well-Being: Support for programs addressing public safety, emergency care and eradication of disease.

The American Electric Power Foundation provides grants to 501(c)(3) organizations focused on educational improvement, particularly in STEM fields, and basic human services such as hunger and housing. Organizations must operate within AEP's service territory or have a broader beneficial purpose. The Foundation also supports social justice initiatives and environmental protection efforts. Eligible applicants must affirm compliance with anti-discrimination policies and demonstrate commitment to diversity and inclusion.

The Weyerhaeuser Giving Fund provides grants to support communities in the U.S. and Canada where the company operates. Focused on affordable housing, education, environmental stewardship, and more, the fund emphasizes projects that meet local needs and demonstrate community support. Eligible organizations include nonprofits and educational institutions. Applications are accepted year-round with a deadline for 2025 on September 30. National initiatives related to working forests are funded by invitation only.

The Affordable Housing and Supportive Services Demonstration (AHSSD) aims to enhance housing stability and well-being for American citizens residing in affordable housing. By funding Community Action Agencies and tribes, the initiative fosters public welfare engagement and service enrollment. The program addresses diverse needs, offering referrals, case management, and direct services in education, childcare, mental health, and more, ultimately supporting economic mobility and reducing dependency among vulnerable populations.

The Entergy Charitable Foundation Grant focuses on supporting initiatives that foster thriving communities through education, poverty solutions, and environmental programs. The foundation prioritizes funding for 501(c)(3) organizations and similar entities. Key areas include education development, innovative poverty solutions, and environmental restoration efforts, such as coastal wetland preservation. Organizations are encouraged to apply at least three months before funding is needed, ensuring timely support for impactful community projects.

The Fair Housing Initiatives Program (FHIP) aims to combat discriminatory housing practices through funding provided to various organizations. Established by Congress in 1988 and made permanent in 1992, FHIP supports entities that educate the public and enforce fair housing rights. The program offers competitive grants across four initiatives, including the Private Enforcement Initiative, which enables national non-profit organizations to investigate violations and uphold fair housing laws effectively.

The Older Adults Home Modification Grant Program aims to assist nonprofit organizations, governments, and housing authorities in making essential modifications to homes for low-income seniors. By focusing on safety and accessibility, the program seeks to reduce fall risks, enhance general safety, and improve seniors' ability to live independently. This initiative promotes aging in place, allowing seniors to remain in their homes rather than transition to nursing facilities, thereby fostering a sense of community and well-being.

The Level 1 Fair Housing Grant, offered by the National Association of REALTORS®, supports initiatives aimed at educating REALTORS® on fair housing issues. Grants can fund classes, forums, or workshops, with a maximum award of $3,000. Starting in 2025, the grant will also support expenses related to the At Home With Diversity class to align with new training requirements. This initiative ensures REALTORS® have the resources to promote diversity and inclusion in their communities.

The Level 3 Housing Opportunity Grants, offered by the National Association of Realtors, support innovative projects aimed at enhancing housing opportunities. These grants are designed for initiatives that involve collaboration with non-REALTOR® partners and require significant REALTOR® involvement. Eligible projects should demonstrate potential for community impact and cannot include activities previously funded by Housing Opportunity grants. This initiative aims to foster growth and diversity within communities.

The Level 2 Housing Opportunity Grants, provided by the National Association of REALTORS®, aim to address affordable housing challenges within communities. With a maximum award of $7,500, these grants encourage collaborations among local agencies to enhance housing access. Eligible activities include forums, expos, and studies that promote housing opportunities. Associations can receive one grant per year, and funds are disbursed via a reimbursement process, with requests due by December 19, 2025.

The Level 1 Housing Opportunity Grants, provided by the National Association of Realtors, aim to enhance education on housing affordability for REALTORS® and the community. Grants of up to $3,000 support various initiatives, including forums, speakers, and stakeholder meetings. This initiative encourages collaboration and knowledge sharing to address pressing housing issues and promote affordability in communities. Eligible associations can receive one grant annually, with reimbursement requests due by December 19, 2025.

About NCRC

The National Community Reinvestment Coalition (NCRC) is a nationwide network of nearly 800 organizations and champions working for a Just Economy, where all Americans can build wealth and provide for their families with stability and dignity.

Our vision: To solve America’s historic racial and socio-economic wealth, income and opportunity divides. This vision is the foundation of the Just Economy Pledge.

Fellowship for Equitable Development

The National Community Reinvestment Coalition matches top-level graduate degree students with premiere community development organizations.

NCRC is looking for fellowship projects that move the needle on housing, small business development, and workforce development. Projects may directly result in community outcomes in these focus areas, or involve work with community members to create plans or project pipelines that will solve local issues in these areas.

The NCRC Fellowship cultivates the next generation of community development leaders and empowers them to tackle the issues of tomorrow. The community development sector will face significant challenges in the coming decades from climate change, widening wealth gaps, food insecurities, extreme housing shortages and other needs. These challenges will disproportionately impact low-wealth communities and communities of color. Therefore, it is NCRC’s intention and pledge to uphold the values of community empowerment in the fellowship program.

Interested students and host organizations must apply for this fellowship opportunity.

Program Benefits for Student Fellows Include:

• High-quality training and support from regional leaders in the nonprofit, government, planning and community development fields
• A $20,000 stipend for the eight-month, part-time (20-hours per week) fellowship
• The opportunity to meet with leaders in the nonprofit, government, planning and community development fields
• Academic credit, in accordance with the policies of the Fellows’ respective universities
• Complimentary admission to the NCRC annual Just Economy Conference

Program Benefits for Host Organizations Include:

• Fresh, innovative talent to help advance organizational mission
• The opportunity to help shape the next generation of community development leaders
• Participation in a fellowship program at little to no cost

The Process

1. NCRC Members Apply; 2. NCRC Selects Member Projects; 3. Students Apply To Selected Projects; 4. Top Student Candidates Interviewed; 5. NCRC & Member Select Student Fellow; 6. NCRC Onboards Member & Student 7. Fellowship Commences

Student Fellow Applications

Fellow applications will open for eligible students once host projects have been reviewed and finalists selected. Students will apply to be considered for a specific host project. Top student candidates will be interviewed by NCRC as well as the host organization.

Fellow Requirements

• Must provide documentation confirming active enrollment (i.e. Letter of Enrollment from Registrar or transcript)
• Must commit to fellowship for full Period of September 14, 2026-May 14, 2027 academic school year
• Must commit to a 20 hour/week fellowship
• Must commit to a schedule with at least one day per week in-office of host organization