Best Housing Grants in Vermont

The VCF Special and Urgent Needs Grant (SUN) supports Vermont nonprofits facing unexpected expenses that hinder their mission. Grants, typically up to $5,000, are available for emergencies or unanticipated opportunities. Eligible organizations must serve Vermont residents and basic human needs. The program prioritizes those with budgets under $500,000. Applications are accepted on a rolling basis until November 14, 2025, with decisions made within 20 business days. Reopening is scheduled for February 2026.

The Vermont Community Foundation offers the Nonprofit Capacity Building Grant to support consultant fees for nonprofits aiming to enhance their organizational capacity. Grants of up to $5,000 are available for strategic planning, financial sustainability, and diversity initiatives. Applications are prioritized for organizations with annual budgets under $250,000, and the program is open to tax-exempt entities serving Vermont. The grant program closes on November 14, 2025, and will reopen in February 2026.

The Vermont Housing and Conservation Board offers Organizational Development Grants to support nonprofit organizations in developing affordable housing and conservation projects. Eligible applicants, including municipalities and certain state agencies, can receive up to $33,750, while new organizations may apply for up to $12,000. These grants aim to ensure long-term benefits for Vermonters and promote sustainable community development. For application inquiries, please contact the Conservation Director.

The Turrell Fund Grant focuses on supporting organizations that serve children and families, particularly in Vermont and New Jersey. Emphasizing early childhood development, K-12 education, and access to arts and social services, the fund aims to address systemic barriers and promote equity. Priority is given to initiatives that foster systemic change and advocate for policy improvements, ensuring every child has access to quality education and resources necessary for a strong start in life.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Project Feasibility Fund

The Board provides feasibility awards to assist with pre-development costs and feasibility analysis for individual projects. Feasibility funds typically cover the costs of appraisals, energy assessments, marketing studies, options, engineering and environmental studies, or other pre-development costs.

The purpose of this fund is to provide applicants with a source of funding to cover predevelopment project costs as described below in order to answer the question “is the project feasible?”. Evaluation of feasibility fund requests is done by VHCB staff.

Amount of Award

Conservation applicants may request up to $10,000 as a grant for a single project to cover feasibility related expenses. Housing applicants may request up to $20,000 as a grant for a single project to cover feasibility related expenses and up to $25,000 for scattered site projects containing more than two separate sites. Funds can only be used to compensate contracted services and shall not be used to compensate applicants for staff time.

The Vermont Equity & Justice Grant program, now closed due to fund depletion, aims to allocate $300,000 in 2025 to aid Vermont non-profits affected by federal actions. Organizations may apply for up to $15,000 and will be prioritized based on their work with marginalized communities, including immigrants and racial justice initiatives. Applications addressing needs caused by federal policies will be evaluated quarterly, focusing on preparation and planning support.

The Vermont Community Foundation's Spark Connecting Community Grant supports grassroots projects that enhance social capital and community connections in Vermont. With grants ranging from $500 to $5,000, it prioritizes initiatives from under-represented counties, fostering collaboration among local champions. The program seeks innovative projects that promote civic engagement, health, and resilience, while encouraging first-time grant seekers and organizations with smaller budgets to apply for funding.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

HOME

VHCB administers the federal HOME Investment Partnership Program for the State of Vermont. Developments with HOME funds serve low- and very low-income Vermonters, increasing affordability in rental housing developments.

For detailed information on the HOME Program, see the HOME Program Handbook and our housing resources.

HOME Program Overview

The Home Investment Partnership Act (HOME) was created by Title II of the National Affordable Housing Act of 1990. HOME is a federally funded, block grant program for housing. The HOME Program has great flexibility and can be used to fund many types of housing activities: first time homebuyer and homeowner rehabilitation; rental housing production and rehabilitation; and tenantbased rental assistance. In Vermont, statewide HOME funds can be used for acquisition and rehabilitation of multi-family rental housing, and new construction of multi-family rental housing where there is a documented need.

Preference shall be given to projects located in the State's Designated Downtowns, Village Centers, neighborhood development areas and other areas that are consistent with the state's historic settlement pattern and "Smart Growth”

About VHFA

Vermont Housing Finance Agency (VHFA) was established in 1974 to finance and promote affordable, safe and decent housing opportunities for low- and moderate-income Vermonters. Each U.S. state has a housing finance agency.

Since its inception, Vermont HFA has helped 31,000 primarily first-time home buyers and their families purchase homes. VHFA provides financing, development and management support, subsidy administration, and tax credits for approximately 9,600 affordable apartments statewide.   

First-Generation Homebuyer Assistance

First-generation homebuyers may be entitled to VHFA grants, which can be used to pay down payments and closing costs. 

These first-time home buyer programs Vermont will remain available until they are used up on a first-come-first-served basis. The funds can be combined with the loan received from the ASSIST program.

$15,000 grant for down payment and closing costs

May be combined with VHFA ASSIST and down payment assistance from other sources

Borrowers and non-borrowing spouses must have NEVER owned a home before and have less than $20,000 combined liquid assets

At least one person taking title must EITHER: have been placed in foster care at some point in their life, OR have parents or legal guardians who never owned or lost their home to foreclosure and have not owned again

Available exclusively with VHFA MOVE, MOVE MCC, or ADVANTAGE. Borrowers and non-borrowing spouses must meet eligibility requirements for selected VHFA Program. Other credit and property eligibility requirements apply. To pre-qualify and apply contact a VHFA Participating Lender!

Grants for Relocation Outreach Work (GROW) Program

The Think Vermont Grants for Relocation Outreach Work (GROW) Program provides grant funding to enable local, regional, county-wide, or state-wide organizations to conduct relocation, recruitment, and retention activities. To be eligible for this funding, grantees must provide relocation services on behalf of their region or affinity group and collaborate with other organizations to optimize the success of relocation and retention efforts. These efforts reach and serve a broad audience, including underrepresented communities and new and diverse residents.

There are two tracks within the GROW program, the Relocation Track and the Retention Track. Some awardees will receive grants for both tracks. A description of each track is below along with a list of grant recipients:

Relocation Track: Grantees will complement and support the State’s relocation lead generation and distribution system on ThinkVermont.com. Grantees are required to connect with and follow up on generated leads of potential residents interested in moving to their area. Grantees activities can also include the creation of regional marketing assets to assist with out-of-state advertising campaigns.

Retention Track: Grantees will organize events and/or conduct activities that help new residents feel welcome in their new community. Outreach to recently relocated families and individuals will include invitations to participate in events such as mixers, young professionals’ groups and/or the Vermont Welcome Wagon programming.

The RALI Grant, offered by the Vermont Community Foundation, is an invitation-only program aimed at fostering regional and local impact through community-driven projects. Grants typically range from $15,000 to $25,000 annually, supporting initiatives that address economic equity, education, climate, health, and community leadership. Successful proposals will demonstrate collaboration, readiness, and measurable impact, ensuring they effectively tackle barriers to opportunity for Vermonters. Interested organizations must complete the Nonprofit Connection Form to be considered.

The KeyBank Foundation Grants support nonprofit organizations focused on enhancing communities through education, workforce development, and affordable housing. Founded in 1969, the Foundation prioritizes diversity, financial capability, and sustainability. Their grants aim to empower individuals for success by improving access to resources, fostering economic inclusion, and creating safe environments. By partnering with community organizations, KeyBank Foundation seeks to make a measurable impact and ensure lasting positive change for families and small businesses.

Agency of Commerce and Community Development 

The Agency of Commerce and Community Development (ACCD) helps Vermonters improve their quality of life and build strong communities.

Collaboration is central to carrying out this mission and we work with other state Agencies as well as businesses of all sizes, communities, educators, non-profits, students, recreational venues and many others. We at ACCD “set the table” for opportunity. So whether you are a business owner seeking to relocate here, a developer interested in building a new project, an individual hoping to restore an historic gem or a community hoping to increase the livability of your town, you have come to the right place.

Vermont Community Development Program

The Vermont Community Development Program (VCDP) administers U.S. Housing and Urban Development (HUD) Community Development Block Grant (CDBG) funding. Vermont’s CDBG funding assists communities on a competitive basis by providing financial and technical assistance to identify and address local needs in areas of:

• housing
• economic development
• public facilities
• public services
• handicapped accessibility modifications

70% of CDBG funds must primarily benefit persons of low and moderate income. Assistance can also be provided as “Slums and Blight” or “Urgent Need” to communities that VCDP determines meet federal qualifications. 

Community Development Block Grants

The federal government created the Community Development Block grant program in 1974. 

Grant Types

The VCDP provides federal CDBG funding for eligible activities through the following application types: Implementation Grant (IG); Scattered Site Grants (SS); Planning Grant (PG); and Accessibility Modification Grants (AM)

CDBG Implementation Grant (IG)

Provides funding for economic development, housing, public facilities, and public services, in support of economic development or housing that will result in direct benefit to persons of low- and moderate-income, will eliminate slums or blight, or will address a community’s urgent need. A 10% match of cash or cash-in-kind goods or services is required for all grants. 

Agency of Commerce and Community Development 

The Agency of Commerce and Community Development (ACCD) helps Vermonters improve their quality of life and build strong communities.

Collaboration is central to carrying out this mission and we work with other state Agencies as well as businesses of all sizes, communities, educators, non-profits, students, recreational venues and many others. We at ACCD “set the table” for opportunity. So whether you are a business owner seeking to relocate here, a developer interested in building a new project, an individual hoping to restore an historic gem or a community hoping to increase the livability of your town, you have come to the right place.

Vermont Community Development Program

The Vermont Community Development Program (VCDP) administers U.S. Housing and Urban Development (HUD) Community Development Block Grant (CDBG) funding. Vermont’s CDBG funding assists communities on a competitive basis by providing financial and technical assistance to identify and address local needs in areas of:

• housing
• economic development
• public facilities
• public services
• handicapped accessibility modifications

70% of CDBG funds must primarily benefit persons of low and moderate income. Assistance can also be provided as “Slums and Blight” or “Urgent Need” to communities that VCDP determines meet federal qualifications. 

Community Development Block Grants

The federal government created the Community Development Block grant program in 1974. 

Grant Types

The VCDP provides federal CDBG funding for eligible activities through the following application types: Implementation Grant (IG); Scattered Site Grants (SS); Planning Grant (PG); and Accessibility Modification Grants (AM)

CDBG Planning Grant (PG)

Provides funding for community development planning activities and/or pre-development activities in preparation for implementing a project in one or more of the program areas (housing, economic development, public facilities or public services). Planning grant funds allow communities access to the technical expertise and professional resources needed to test ideas, propose strategies, develop plans, establish policies and procedures, and conduct organizational activities. It is important to remember that the successful funding of a planning grant does NOT guarantee or imply that VCDP funding for the project at implementation will also be successful- the project must stand on its own merits and receiving CDBG planning dollars does not make the implementation proposal more competitive. A 10% match of cash or cash-in-kind goods or services is required for all grants. 

The Agnes M. Lindsay Trust Grants provide essential financial support to nonprofit organizations in Maine, Massachusetts, New Hampshire, and Vermont, focusing on Health and Welfare, Dental Health, Camperships, Education, and Homeless Shelters. With a history of over 81 years, the Trust aims to assist those in need, especially in underserved populations. While they are currently not accepting unsolicited requests from colleges and universities, they continue to support initiatives that enhance community welfare and educational opportunities.

Agency of Commerce and Community Development 

The Agency of Commerce and Community Development (ACCD) helps Vermonters improve their quality of life and build strong communities.

Collaboration is central to carrying out this mission and we work with other state Agencies as well as businesses of all sizes, communities, educators, non-profits, students, recreational venues and many others. We at ACCD “set the table” for opportunity. So whether you are a business owner seeking to relocate here, a developer interested in building a new project, an individual hoping to restore an historic gem or a community hoping to increase the livability of your town, you have come to the right place.

Vermont Community Development Program

The Vermont Community Development Program (VCDP) administers U.S. Housing and Urban Development (HUD) Community Development Block Grant (CDBG) funding. Vermont’s CDBG funding assists communities on a competitive basis by providing financial and technical assistance to identify and address local needs in areas of:

• housing
• economic development
• public facilities
• public services
• handicapped accessibility modifications

70% of CDBG funds must primarily benefit persons of low and moderate income. Assistance can also be provided as “Slums and Blight” or “Urgent Need” to communities that VCDP determines meet federal qualifications. 

Community Development Block Grants

The federal government created the Community Development Block grant program in 1974. 

Grant Types

The VCDP provides federal CDBG funding for eligible activities through the following application types: Implementation Grant (IG); Scattered Site Grants (SS); Planning Grant (PG); and Accessibility Modification Grants (AM)

CDBG Scattered Site Grants (SS)

Provides funds to the regional scattered site housing rehabilitation revolving loan fund programs and are a specific type of implementation grant and have their own application on the Online Grants Management System. A 10% match of cash or cash-inkind goods or services is required for all grants.

The VMIG Charitable Giving Fund aims to enhance community quality of life in regions served by Vermont Mutual Insurance Group. This fund supports non-profit organizations focusing on education, youth development, community building, and basic needs such as housing and hunger. Eligible organizations must operate within specific states and provide proof of 501(c)(3) status. The fund reflects a commitment to fostering healthy, vibrant communities through meaningful financial contributions.

The Mutual Self-Help Housing Technical Assistance Grants in Vermont provide funding to qualified organizations to assist very-low- and low-income families in constructing their own homes through cooperative efforts. Recipients offer technical and supervisory support, helping families complete loan applications and enabling their participation in self-help housing projects. This initiative fosters community development while alleviating housing challenges in rural areas. Eligible applicants include government non-profits, federally-recognized tribes, and private non-profits.

The Fair Housing Initiatives Program (FHIP), established by Congress in 1988, aims to fund organizations to combat discriminatory housing practices. The Education and Outreach Initiative (EOI) educates stakeholders about their rights under fair housing laws. Key components include the National Media Campaign, which promotes fair housing awareness nationally, and local programs that support community-based outreach. HUD oversees the process, ensuring compliance and monitoring of funded initiatives to enhance fair housing practices.

The TruStage Foundation focuses on fostering economic mobility through education and housing initiatives. By supporting K-12 literacy, mentoring, and affordable housing projects, the foundation aims to uplift marginalized communities. With a commitment to addressing racial and socioeconomic disparities, TruStage seeks to empower individuals and families to build a brighter future. Their funding is directed towards impactful programs that align with their mission, while avoiding causes that do not meet their criteria for economic mobility.

Navigant Credit Union 

Navigant Credit Union is the longest-operating, member-owned credit union in Rhode Island. Since its founding in 1915, Navigant Credit Union has been dedicated to providing its members with unparalleled financial products and services, while working every day to stay committed to the financial well-being of the families, businesses and communities we serve. 

Navigant Credit Union Charitable Foundation Grant

For over a century, Navigant Credit Union has been committed to making a meaningful difference in the community. In 2017, we established the Navigant Credit Union Charitable Foundation to further amplify our impact in five strategic areas:

• Education & Financial Literacy: Organizational and capital support for programs, supplies, building products, sports facilities and teams.
• Social Services: Financial support for programs and organizations for children, veterans, hunger and housing.
• Public Health, Safety & Well-Being: Support for programs addressing public safety, emergency care and eradication of disease.

Disabled Veterans National Foundation

The Disabled Veterans National Foundation (DVNF) was established in 2007 to support veterans facing challenges that traditional systems could not fully address. From its earliest days, DVNF has been focused on closing critical gaps in care and providing resources that help veterans rebuild their lives with dignity and stability.

Guided by this commitment, DVNF developed its Health & Comfort programs, offering emergency financial assistance, housing transition support, food assistance, comfort kits, and wellness initiatives. These programs are designed to meet veterans where they are and to provide practical solutions that restore hope and stability. Today, DVNF continues to grow as a trusted national nonprofit. Every day, our team works with a clear purpose: to change lives for the men and women who have served our country.

Homeless To Housing Program - Household Comfort Support

DVNF is dedicated to assisting disabled and at-risk veterans in their transition from homelessness to permanent housing. Recognizing that securing a home is a significant milestone, DVNF understands that true stability is achieved when a house becomes a home, furnished with essential items that provide comfort and functionality. We help cover essential costs related to securing and creating comfortable housing for at-risk veterans.

The H2H Program offers comprehensive support to veterans by providing: Household Comfort Support of up to $2,000 worth of essential household items to ensure veterans have a stable, safe, and comfortable living environment.

For Financial Assistance: Payments are processed through two payment cycles each month, around the 15th and 30th. For Furniture Assistance: Once the List of Items form is completed, DVNF staff will purchase the requested items, which should arrive within 7-10 business days.

Disabled Veterans National Foundation

The Disabled Veterans National Foundation (DVNF) was established in 2007 to support veterans facing challenges that traditional systems could not fully address. From its earliest days, DVNF has been focused on closing critical gaps in care and providing resources that help veterans rebuild their lives with dignity and stability.

Guided by this commitment, DVNF developed its Health & Comfort programs, offering emergency financial assistance, housing transition support, food assistance, comfort kits, and wellness initiatives. These programs are designed to meet veterans where they are and to provide practical solutions that restore hope and stability. Today, DVNF continues to grow as a trusted national nonprofit. Every day, our team works with a clear purpose: to change lives for the men and women who have served our country.

Homeless To Housing Program - Financial Assistance

DVNF is dedicated to assisting disabled and at-risk veterans in their transition from homelessness to permanent housing. Recognizing that securing a home is a significant milestone, DVNF understands that true stability is achieved when a house becomes a home, furnished with essential items that provide comfort and functionality. We help cover essential costs related to securing and creating comfortable housing for at-risk veterans.

The H2H Program offers comprehensive support to veterans by providing: Financial Assistance of up to $2,000 to cover essential costs related to securing permanent housing, such as security deposits and initial rent payments.

For Financial Assistance: Payments are processed through two payment cycles each month, around the 15th and 30th. If your payment is delayed beyond the expected date, a Promissory Note of Payment will be issued to the vendor, confirming our organization's responsibility and requesting that no penalties be applied to the applicant.

The CIF Capacity Builder Awards by Endeavor Health focus on enhancing community health through strategic investments. With over $38.5 million allocated to local partnerships, these awards aim to address critical areas like healthcare access, food insecurity, and workforce development. Designed for nonprofit organizations, the awards range from $100,000 to $500,000 annually for 1-2 years, fostering long-term community impact and advancing health equity in the service areas.

About

Being deeply connected to the community means more than providing access to excellent healthcare. It means understanding, and investing in, the health needs of our community.

Through our Community Investment Fund (CIF), Endeavor Health has awarded more than $38.5 million to 59 local partnerships dedicated to enhancing community health and wellbeing, advancing health equity and supporting local economic growth. Together, we’re committed to helping everyone in our communities be their best.

Award categories

Through the CIF, we will make meaningful and intentional investments through impact awards and capacity builder awards. These awards are intended to meaningfully advance the health of our community over time towards three bold aspirations through investments in five areas of focus.

We aspire to a future where:

• A person’s zip code does not determine how long they will live
• Hunger and homelessness in our communities are history
• The healthcare workforce is thriving and representative of the communities we serve

To help advance these aspirations, the CIF will invest in the following areas:

• Access to healthcare
• Behavioral health
• Food insecurity
• Housing insecurity
• Workforce development for careers in healthcare

Impact awards

• Designed for 5-year initiatives where organizations come together to drive measurable impact and longer-term change in the communities we serve by improving existing systems and innovation
• Emphasize strategic cross-sector and/or intra-sector partnerships between community-based organizations
• Uplift community members of greatest need
• Directly align with CIF areas of focus and meaningfully contribute to CIF goals
• Award amount: $1 million per year, up to 5 years

The American Electric Power Foundation provides grants to 501(c)(3) organizations focused on educational improvement, particularly in STEM fields, and basic human services such as hunger and housing. Organizations must operate within AEP's service territory or have a broader beneficial purpose. The Foundation also supports social justice initiatives and environmental protection efforts. Eligible applicants must affirm compliance with anti-discrimination policies and demonstrate commitment to diversity and inclusion.

The Weyerhaeuser Giving Fund provides grants to support communities in the U.S. and Canada where the company operates. Focused on affordable housing, education, environmental stewardship, and more, the fund emphasizes projects that meet local needs and demonstrate community support. Eligible organizations include nonprofits and educational institutions. Applications are accepted year-round with a deadline for 2025 on September 30. National initiatives related to working forests are funded by invitation only.