Best Housing Grants in Vermont

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Project Feasibility Fund

The Board provides feasibility awards to assist with pre-development costs and feasibility analysis for individual projects. Feasibility funds typically cover the costs of appraisals, energy assessments, marketing studies, options, engineering and environmental studies, or other pre-development costs.

The purpose of this fund is to provide applicants with a source of funding to cover predevelopment project costs as described below in order to answer the question “is the project feasible?”. Evaluation of feasibility fund requests is done by VHCB staff.

Amount of Award

Conservation applicants may request up to $10,000 as a grant for a single project to cover feasibility related expenses. Housing applicants may request up to $20,000 as a grant for a single project to cover feasibility related expenses and up to $25,000 for scattered site projects containing more than two separate sites. Funds can only be used to compensate contracted services and shall not be used to compensate applicants for staff time.

The Hearst Foundation: Culture Grant aims to support outstanding nonprofits that enhance cultural engagement and artistic talent in the U.S. With a focus on programs that reach young people, the grant prioritizes organizations that create lasting impacts in the arts and sciences. The Foundation allocates 25% of its funding to cultural initiatives, favoring established organizations with a history of significant results. Eligible nonprofits must encourage inclusivity and sustainability in their programs.

The Neil and Louise Tillotson Fund Dash Grants aim to enhance the quality of life in New Hampshire, particularly Coös County, by supporting nonprofit initiatives focused on health, education, and community development. Grants range from $250 to $2,000 for projects lasting up to one year. Eligible organizations include tax-exempt entities and governmental bodies, promoting sustainable practices and collaboration within the community. This funding opportunity encourages innovative solutions to pressing local needs.

The Rural Economic Development Initiative (REDI) by the Vermont Housing & Conservation Board aims to enhance the capacity of rural communities and working lands businesses to secure federal funding. Rather than direct project funding, REDI assists in hiring grant writers, conducting feasibility studies, and developing fundraising strategies. Priority areas include community infrastructure, outdoor recreation, and historic preservation, ultimately fostering sustainable economic development in communities with populations under 5,000.

The Bank of America Foundation Sponsorship Program aims to enhance economic mobility and social progress in low- and moderate-income communities through partnerships with nonprofit organizations. This initiative focuses on critical areas such as workforce education, basic needs like food and housing, and community development. The Foundation invested $350 million last year and encourages employee volunteerism and giving, supporting nonprofits in various sectors, including arts, culture, and diversity initiatives.

The Vermont Community Action Team Grant Program, funded by the Ben & Jerry's Foundation, provides small grants, typically under $2,000, to local non-profits and community programs in Vermont. Applications are accepted year-round and reviewed monthly. The program prioritizes support for underserved populations, addressing basic needs, and fostering community involvement. Ineligible organizations include those outside Vermont or focused on individual scholarships. For more details, visit their FAQs.

The Mutual of America Foundation Community Partnership Award honors exemplary nonprofit organizations in the U.S. that foster collaborative partnerships across sectors. Annually, a national competition showcases numerous organizations demonstrating impactful community partnerships. Six organizations receive recognition, including the Thomas J. Moran Award, which offers $100,000, and the Frances R. Hesselbein Award, granting $75,000. Since 1996, the award has acknowledged 262 partnerships, emphasizing Mutual of America's commitment to societal improvement through collaboration.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

HOME

VHCB administers the federal HOME Investment Partnership Program for the State of Vermont. Developments with HOME funds serve low- and very low-income Vermonters, increasing affordability in rental housing developments.

For detailed information on the HOME Program, see the HOME Program Handbook and our housing resources.

HOME Program Overview

The Home Investment Partnership Act (HOME) was created by Title II of the National Affordable Housing Act of 1990. HOME is a federally funded, block grant program for housing. The HOME Program has great flexibility and can be used to fund many types of housing activities: first time homebuyer and homeowner rehabilitation; rental housing production and rehabilitation; and tenantbased rental assistance. In Vermont, statewide HOME funds can be used for acquisition and rehabilitation of multi-family rental housing, and new construction of multi-family rental housing where there is a documented need.

Preference shall be given to projects located in the State's Designated Downtowns, Village Centers, neighborhood development areas and other areas that are consistent with the state's historic settlement pattern and "Smart Growth”

The VMIG Charitable Giving Fund aims to enhance community quality of life in regions served by Vermont Mutual Insurance Group. This fund supports non-profit organizations focusing on education, youth development, community building, and basic needs such as housing and hunger. Eligible organizations must operate within specific states and provide proof of 501(c)(3) status. The fund reflects a commitment to fostering healthy, vibrant communities through meaningful financial contributions.

About the Agency

Our Mission

The Agency of Commerce and Community Development (ACCD) helps Vermonters improve their quality of life and build strong communities.

Collaboration is central to carrying out this mission and we work with other state Agencies as well as businesses of all sizes, communities, educators, non-profits, students, recreational venues and many others. We at ACCD “set the table” for opportunity. So whether you are a business owner seeking to relocate here, a developer interested in building a new project, an individual hoping to restore an historic gem or a community hoping to increase the livability of your town, you have come to the right place.

Community Development Block Grant Disaster Recovery (CDBG-DR) Funds

The Vermont Agency of Commerce and Community Development, Department of Housing and Community Development (DHCD) will receive $67,845,000 million from US Department of Housing and Urban Development (HUD)in Community Development Block Grant- Disaster Recovery (CDBG-DR) funds in response to Vermont's July 2023 floods FEMA Disaster Declaration 4720. These funds will help communities with the necessary expenses related to disaster relief, long-term recovery, restoration of infrastructure and housing, and economic revitalization in the most impacted and distressed areas receiving major disaster declarations, for CDBG-DR eligible activities and addressed a national objective of benefitting low and moderate income people and addressing an urgent need. The Federal Register mandates $54,276,000 must be used to serve communities in HUD-Identified MID areas which are zip code 05656 for Lamoille County and all of Washington county. The remaining $13,569,000 may be used to address unmet needs in the State-Identified MID areas (Caledonia, Orleans, Rutland, Windham, and Windsor Counties).

Notice of Funding Opportunity: CDBG-DR

The Vermont Agency of Commerce and Community Development (ACCD) is pleased to announce $4,243,069 in available funding under the Community Development Block Grant – Disaster Recovery (CDBG-DR) program for Housing Projects located in Lamoille County and Washington County, pursuant to Vermont’s CDBG-DR Action Plan.

ACCD will be accepting applications for a Round 3 of CDBG-DR funding with $4,243,069 in CDBG-DR grant funds available.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Clean Water Programs

VHCB administers two separate funding programs to support a healthy and clean Lake Memphremagog Basin—the Memphremagog Clean Water Service Provider, funded through the Vermont Department of Environmental Conservation, and the Leahy Memphremagog Clean Water Program, funded through the Great Lakes Fishery Commission.

Formula Grant Clean Water Projects in the Memphremagog Basin (Basin 17)

Introduction

The Vermont Housing & Conservation Board (VHCB), in its role as the Clean Water Service (CWSP) Provider for Basin 17, is accepting funding applications for projects that improve water quality in Basin 17, with a focus on projects that lead to a substantial reduction in phosphorus runoff into surface waters. Projects must be in line with the vision set forth by Act 76, the Clean Water Service Delivery Act, and policies and guidance set forth by the Vermont Department of Environmental Conservation (DEC) to implement the Act.

The Hilles Fund Grant supports programs that serve vulnerable populations in Philadelphia and Vermont's Northeast Kingdom. With grants ranging from $4,000 to $10,000, it prioritizes initiatives that provide children, youth, and women with pathways to economic independence, including educational opportunities and social services. The fund also values advocacy efforts aligned with its mission and gives preference to organizations with operating budgets under $2 million.

The Windham Foundation Grants Program offers financial support to organizations enhancing the quality of life in Vermont. Grants, averaging $2,500 to $5,000, focus on agriculture, arts, community development, and wellness initiatives. Eligible applicants include non-profits and public entities located in Vermont, with a preference for collaborative projects. The Foundation encourages applications that demonstrate financial stability and a clear impact on community resilience, while limiting funding to no more than 50% of the total project cost.

The Adelard A. and Valeda Lea Roy Foundation Grant focuses on supporting organizations in arts, education, health, and environmental sectors, especially in underserved communities in Massachusetts and Northern New England. Grants typically range from $2,500 to $10,000, with an emphasis on projects that address food security, housing, and cultural access for disadvantaged populations. The foundation prioritizes initiatives that align with its current funding priorities, particularly benefiting low-income youth, Indigenous communities, and immigrants.

The Community Facilities Grant Program in Vermont provides essential funding to develop community facilities in rural areas with populations under 20,000. It supports public services like health care, education, and public safety, ensuring these communities can thrive. Eligible applicants include public bodies and non-profit organizations, with grants covering up to 75% of project costs based on income criteria. Applications are accepted year-round, but early submission is encouraged for timely processing.

The Mutual Self-Help Housing Technical Assistance Grants in Vermont provide funding to qualified organizations to assist very-low- and low-income families in constructing their own homes through cooperative efforts. Recipients offer technical and supervisory support, helping families complete loan applications and enabling their participation in self-help housing projects. This initiative fosters community development while alleviating housing challenges in rural areas. Eligible applicants include government non-profits, federally-recognized tribes, and private non-profits.

The Autism Community Impact Grant by the Flutie Foundation supports not-for-profit organizations that enhance the lives of individuals and families affected by autism. In 2023, the grant focuses on underserved and culturally diverse communities, funding programs that make an immediate impact. Eligible projects include educational, vocational, and recreational opportunities, as well as support services. The Foundation encourages applications that serve those profoundly affected by autism, aiming to improve their quality of life.

The VCF Special and Urgent Needs Grant (SUN) supports Vermont nonprofits facing unexpected expenses that hinder their mission. Grants, typically up to $5,000, are available for emergencies or unanticipated opportunities. Eligible organizations must serve Vermont residents and basic human needs. The program prioritizes those with budgets under $500,000. Applications are accepted on a rolling basis until November 14, 2025, with decisions made within 20 business days. Reopening is scheduled for February 2026.

The Deerfield River Enhancement Fund Grant, managed by the Vermont Community Foundation, supports environmental projects within the Deerfield River Basin. With a funding pool of approximately $14,000, eligible applicants include nonprofits and educational institutions in Vermont and Massachusetts. Projects can range from educational workshops to public access improvements, fostering community engagement and sustainability. The next grant cycle opens in November 2026, offering a valuable opportunity for organizations focused on preserving the watershed.

The Canaday Family Charitable Trust primarily aims to support Vermont-based not-for-profit organizations that enhance the lives of children and families, advocate for environmental conservation and education, and address economic and racial inequalities. Grants are provided for innovative projects that produce measurable impacts, focusing on sustainability, self-sufficiency, and community engagement. The Trust emphasizes funding projects rooted in Vermont's unique context, promoting initiatives that empower local families and foster significant improvements in their quality of life.

SerVermont VISTA Program RPF

This cohort will begin service on August 10, 2026.

AmeriCorps VISTA members are made available through SerVermont through a VISTA Supervision Grant from AmeriCorps, the federal agency that oversees National Service. SerVermont has administered the VISTA Umbrella Project on behalf of AmeriCorps since 2011 (now in its 15th year) and is currently the only VISTA project in Vermont. The statewide SerVermont VISTA project seeks to end poverty in Vermont by building capacity in organizations that address homelessness, provide job training, invest in food security, provide nutrition education, and promote disaster resiliency. In the 2026-2027 Program Year, SerVermont is anticipating the availability of up to 21 VISTA member positions.

SerVermont is especially interested in partnering with organizations with a focus on disaster mitigation, recovery and resilience, in addition to organizations that address housing security and support workforce development initiatives.

Every VISTA Project Host Site must fall within the VISTA Programming Framework:

Anti-Poverty Focus - The purpose of VISTA is to support efforts to eliminate poverty. The goal of every project must be to help individuals and communities move out of poverty, not simply make poverty more tolerable. The project should focus on long-term solutions rather than short-term services.

Community Empowerment - VISTA Project Sponsors and Host Sites must ensure that their project engages residents of the low-income community in planning, developing, implementing, and evaluating the project. The project must be responsive and relevant to the lives of residents in the community, and should tap into inherent community assets, strengths, and resources.

Sustainable Solutions - As originally designated in the Domestic Volunteer Service Act and reinforced in the Serve America Act, VISTA members are a short-term (one-year) resource who serve to build the long-term sustainability of anti-poverty programs. All VISTA projects should be developed with a goal to phase out the need for VISTA members and strengthen the ability of the project to continue without them. VISTA projects typically last three years, occasionally longer. From the beginning of the project planning process, the sponsor and community must think about how to use the VISTA project to phase in other resources and systems to replace the VISTA resource.

Capacity Building - Through activities such as fundraising, establishment of volunteer recruitment and management systems, community outreach, and partnership development, VISTAs help sponsors achieve lasting solutions to poverty. In order to build capacity, VISTAs do not perform direct service. Direct service is defined as activities that immediately address individual clients’ needs, and these activities are usually focused on short term goals. Ideally, VISTAs work their position out of existence and create systems that remain long after their service ends. 

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Clean Water Programs

VHCB administers two separate funding programs to support a healthy and clean Lake Memphremagog Basin—the Memphremagog Clean Water Service Provider, funded through the Vermont Department of Environmental Conservation, and the Leahy Memphremagog Clean Water Program, funded through the Great Lakes Fishery Commission.

Leahy Memphremagog Clean Water Program

The Vermont Housing & Conservation Board (VHCB) has grants available on a competitive basis for aquatic habitat improvement work in the Memphremagog Basin. These grants are designed to improve fisheries habitat, enhance water quality and aquatic ecosystem health, and support capacity among organizations supporting watershed health in the Memphremagog Watershed. 

Goals of this Grant Program

We have received funding from the Great Lakes Fisheries Commission to fund capacity building, land acquisition, and on-the-ground projects and infrastructure that have a positive impact on fisheries habitat, water quality, and aquatic ecosystem health. The priority behind this grant is to help fill gaps that exist in fisheries habitat and surface water quality improvement work in the region and fund proposals for which other sources would be impractical, insufficient, and/or unsuitable.

Capacity Grants

Awards will be used to close organizational and programmatic funding gaps that currently exist in the Memphremagog Watershed. Funding can be used to increase the capacity and coordination of partners working in the region to support public education and research and improve water quality and watershed functions. Funding may also be used to support capacity funded by a previous VHCB grant under this program. Another priority for funding is supporting collaboration between U.S. and Canadian organizations, and we encourage projects that propose to enhance these collaborations.

About VHCB

Our Mission: VHCB invests in the construction of affordable housing and conservation strategies that work together to ensure equity, resilience, and vitality for Vermont communities in perpetuity.

Clean Water Programs

VHCB administers two separate funding programs to support a healthy and clean Lake Memphremagog Basin—the Memphremagog Clean Water Service Provider, funded through the Vermont Department of Environmental Conservation, and the Leahy Memphremagog Clean Water Program, funded through the Great Lakes Fishery Commission.

Leahy Memphremagog Clean Water Program

The Vermont Housing & Conservation Board (VHCB) has grants available on a competitive basis for aquatic habitat improvement work in the Memphremagog Basin. These grants are designed to improve fisheries habitat, enhance water quality and aquatic ecosystem health, and support capacity among organizations supporting watershed health in the Memphremagog Watershed. 

Goals of this Grant Program

We have received funding from the Great Lakes Fisheries Commission to fund capacity building, land acquisition, and on-the-ground projects and infrastructure that have a positive impact on fisheries habitat, water quality, and aquatic ecosystem health. The priority behind this grant is to help fill gaps that exist in fisheries habitat and surface water quality improvement work in the region and fund proposals for which other sources would be impractical, insufficient, and/or unsuitable.

Project and Acquisition Grants

Existing state clean water investments in the Memphremagog watershed focus on phosphorus reduction, which, although important to watershed health, is not the only priority for the community of clean water stakeholders. This program will complement existing grant programs and invest in projects that improve fisheries habitat and water quality, and enhance aquatic ecosystem health. Examples of eligible projects include (but are not limited to) land acquisitions, infrastructure, surface water habitat restoration, aquatic and riparian invasive species control, and aquatic organism passage improvement projects. Projects which include co-benefits for climate resilience, community vitality, and environmental justice goals will be favorably viewed.

The Vermont Housing and Conservation Board offers Organizational Development Grants to support nonprofit organizations in developing affordable housing and conservation projects. Eligible applicants, including municipalities and certain state agencies, can receive up to $33,750, while new organizations may apply for up to $12,000. These grants aim to ensure long-term benefits for Vermonters and promote sustainable community development. For application inquiries, please contact the Conservation Director.

About Us

In the mid-1980s, a rapid rise in housing prices and an increase in the pace of development threatened the rural character and historic settlement patterns of Vermont. As a result, in 1986, a coalition of affordable housing, conservation, and historic preservation advocates approached the state legislature with a plan to form a unique agency that would review and fund projects to address a range of community needs. In response, the Legislature passed the Vermont Housing and Conservation Trust Fund Act in 1987.

The newly created Vermont Housing and Conservation Board, or VHCB, was charged with a dual goal mission:

to create permanently affordable housing and conserve and protect Vermont’s agricultural, forest, recreational, and natural lands, as well as historic properties. Since our founding, we have remained true to this mission by supporting projects that benefit Vermont communities in perpetuity, guided by our core values: equity and access, affordability and economic vitality, environmental sustainability and resilience, and quality of life.

Project-specific Capacity Funding

Project-related capacity funds of up to $50,000 are awarded for pre-development expenses in excess of the amount available from VHCB’s Feasibility Fund and are limited to projects that have a higher than normal level of complexity or uncertainty. Examples include: site challenges, the presence of multiple sites or multiple goals, unusual ownership structure or special population to be served, community economics or demographics that make development of a project especially challenging. Project-related capacity funding can cover costs of appraisals, engineering work, title search, historic preservation or hazardous materials analyses.

On a case-by-case basis the Board may also allow these funds to be used to cover staff costs of the applicant organization, especially if the organization would not have the ability to undertake the project if such expenses were not covered. Funds may be used to promote public dialogue about affordable housing or land conservation and/or to examine alternative land use scenarios through such means as site inventories and site plans as well as design charettes. At its discretion, the Board may also choose to make awards to cover expenses that are not outlined above.

The Claremont Savings Bank Foundation Grant supports local non-profits enhancing community quality of life and economic vitality. Since 2003, it has awarded over $2.7 million in grants ranging from $500 to $5,000. Eligible organizations must be 501(c)(3) approved and serve the Bank's CRA area, with a focus on civic, arts, social services, health, and affordable housing. The Foundation prioritizes community-impact projects, while excluding individuals, political, or religious organizations.

The True Inspiration Awards, established by Chick-fil-A in 2015, recognizes nonprofit organizations that significantly impact their communities. In 2025, the program will distribute $6 million in grants, ranging from $30,000 to $350,000, to sixteen selected organizations. Categories include Caring for People, Caring through Food, Community, and Caring for our Planet, with a focus on educational initiatives, food security, housing services, and environmental stewardship, honoring the legacy of founder S. Truett Cathy.