Best Housing Grants in Michigan

The Huntington Impact Investment Philanthropy Grant Program aims to strengthen communities by supporting nonprofit organizations that enhance self-sufficiency and social equality. With a focus on areas such as community revitalization, affordable housing, and economic development, the program prioritizes initiatives that serve low- and moderate-income individuals. Organizations with IRS tax-exempt status can apply for funding to address critical community needs, fostering a more equitable environment for all.

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Full-Time Associates

Regions supports organizations important to our associates through the Regions Matching Gifts Program. This program, which is open for use for all full-time Regions associates, affiliate associates and recent retirees, allows you to make an even greater difference to your favorite charities by doubling your tax-deductible contributions to these organizations. 

About Regions

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation's largest full-service providers of consumer and commercial banking, wealth management and mortgage products and services. Regions serves customers across the South, Midwest and Texas.

Regions Foundation

Regions Foundation supports community investments that positively impact the communities served by Regions Bank. The Foundation engages in a grantmaking program focused on priorities including economic and community development; education and workforce readiness; and financial wellness. The Foundation is a nonprofit 501(c)(3) corporation funded primarily through contributions from Regions Bank.

Matching Gifts Program

Full-time associates and recent retirees (up to 5 years after retirement) of Regions and its affiliated companies can request a Regions Matching Gift to eligible organizations. The recipient organization must be a 501(c) or 170(c) organization located in the Regions footprint (except for accredited educational institutions, which may be located anywhere in the United States) and has a primary mission that clearly fits one of these categories:

• Economic and community development: Supporting economic prosperity through affordable housing, job creation, small-business development, homebuyer education and retention, neighborhood revitalization and stabilization, food security/hunger relief.
• Education and workforce readiness: Supporting career prosperity through student competency and skill building, college and career readiness, educational access and success, credential building and employment and educator training and resources.
• Financial wellness: Supporting financial prosperity through K-12 and college financial education, adult and workforce financial empowerment.
• Arts and culture: Organizations that promote visual or performing arts, historic or science museums, zoos, botanical gardens, libraries, parks or public radio and television.
• Service members and Veterans: Organizations that have a primary mission of supporting U.S. military service members and veterans.
• Individuals with disabilities: Organizations that have a primary mission of supporting individuals with disabilities.

Regions Matching Gifts for Recent Retirees

Retirees of Regions and its affiliated companies are eligible for the Matching Gift Program for up to 5 years after retirement (the gift date must be within the first 5 years of retirement). Regions will match donations of $25 or more, up to a total of $1,000 per year per retiree.

The Regions Community Affairs team will contact the organization on your behalf to verify the gift and review eligibility.

About MSHDA

The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.

Emergency Solutions Grant (ESG) Program

The ESG program provides HUD funding to organizations that support individuals and families experiencing or at risk of homelessness. ESG-funded activities include Street Outreach, Emergency Shelter, Homelessness Prevention, Rapid Re-Housing, HMIS, and administrative support, all aimed at helping households regain stable housing as quickly as possible. 

If you or someone you know is experiencing homelessness, please contact your local Housing Assessment and Resource Agency (HARA). The HARA is responsible for coordinating services for individuals and families experiencing homelessness and can provide information on available resources, including emergency shelter, housing assistance, and supportive services.

The Great Lakes Federal Grant Navigation Program offers free assistance to local governments in accessing critical federal funding from the American Rescue Plan Act and the Infrastructure Investment and Jobs Act. This program aims to simplify the grant application process, especially for smaller municipalities, by providing one-on-one support and facilitating collaboration among cohort members. By participating, cities can maximize the impact of federal dollars and strengthen their communities in the wake of economic challenges.

About MSHDA

The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.

Neighborhood Development Division

Purpose Statement

The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.

Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.

What is the MI Neighborhood Program?

MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.

The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.

The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.

The MGM Resorts Foundation Community Grant Fund supports nonprofit agencies providing essential services in areas such as affordable housing, education, and health. Grants are awarded for a one-year period and focus on regions where MGM Resorts employees live and work. Eligible applicants must comply with diversity policies and serve individuals or families. The foundation does not fund governmental agencies or projects exclusively for medical research. This initiative aims to enhance community well-being through targeted support.

The KeyBank Foundation Grants support nonprofit organizations focused on enhancing communities through education, workforce development, and affordable housing. Founded in 1969, the Foundation prioritizes diversity, financial capability, and sustainability. Their grants aim to empower individuals for success by improving access to resources, fostering economic inclusion, and creating safe environments. By partnering with community organizations, KeyBank Foundation seeks to make a measurable impact and ensure lasting positive change for families and small businesses.

About MSHDA

The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.

Neighborhood Development Division

Purpose Statement

The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.

Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.

What is the MI Neighborhood Program?

MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.

The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.

The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.

About MSHDA

The Michigan State Housing Development Authority (MSHDA), established in 1966, provides financial and technical assistance through public and private partnerships to create and preserve safe and decent affordable housing, engage in community economic development activities, develop vibrant cities, towns and villages, and address homeless issues.

MSHDA's loans and operating expenses are financed through the sale of tax-exempt and taxable bonds and notes to private investors, not from state tax revenues. Proceeds of the bonds and notes are loaned at below-market interest rates to developers of rental housing, and also fund home mortgages and home improvement loans. MSHDA also administers various federal housing programs.

Neighborhood Development Division

Purpose Statement

The Neighborhood Development Division (NDD) provides affordable housing solutions and opportunities to Michigan residents, neighborhoods and partners. Neighborhoods are a defined, community-based residential area where people live and share amenities and resources.

Our current programs include MI Neighborhood, Community Development Block Grant (CDBG), and MSHDA MOD. Our legacy programs include Neighborhood Enhancement Program (NEP), Small Scale Housing Rental Program (SHRP), Michigan Housing Opportunities Promoting Energy-Efficiency (MI-HOPE), and MSHDA Investing in Community Housing (MICH). These programs have been discontinued and have been rolled in the MI Neighborhood Program.

What is the MI Neighborhood Program?

MI Neighborhood (MIN) uses money from state (HCDF) and federal (CDBG) funds to support local housing needs. These grants help repair existing homes and build new affordable housing. Each community can use the money in ways that best meet its needs, either to improve a neighborhood or support larger regional goals.

The goal of the occupied rehabilitation funds is to keep current homes safe and in good condition. This home repair program can include small and large home repairs and updates for energy efficiency and accessibility.

The goal of the new unit funds is to help communities create more homes. This affordable housing program can include building new single‑family homes, small rental housing projects, and fixing empty homes.

The AmeriHealth Caritas Foundation Grant aims to prevent and mitigate adverse childhood experiences (ACEs) to promote healthier outcomes for children. With a focus on empowering families, healing behaviors, and access to healthcare, the foundation supports nonprofit organizations that provide comprehensive care and resources. Grants range from $100,000 to $250,000, totaling up to $1.945 million for project-specific initiatives. Eligible organizations must be 501(c)(3) nonprofits operating in states where AmeriHealth Caritas Medicaid markets exist.

The Mutual Self-Help Housing Technical Assistance Grants in Michigan provide funding to organizations assisting low-income families in constructing their own homes. These grants facilitate technical and supervisory support, enabling participants to contribute labor on each other's homes. Eligible applicants include non-profits and federally-recognized tribes. Funds cannot be used for hiring construction workers or purchasing materials. The program aims to improve housing accessibility in rural areas, promoting community involvement and self-reliance.

The Fair Housing Initiatives Program (FHIP), established by Congress in 1988, aims to fund organizations to combat discriminatory housing practices. The Education and Outreach Initiative (EOI) educates stakeholders about their rights under fair housing laws. Key components include the National Media Campaign, which promotes fair housing awareness nationally, and local programs that support community-based outreach. HUD oversees the process, ensuring compliance and monitoring of funded initiatives to enhance fair housing practices.

The TruStage Foundation focuses on fostering economic mobility through education and housing initiatives. By supporting K-12 literacy, mentoring, and affordable housing projects, the foundation aims to uplift marginalized communities. With a commitment to addressing racial and socioeconomic disparities, TruStage seeks to empower individuals and families to build a brighter future. Their funding is directed towards impactful programs that align with their mission, while avoiding causes that do not meet their criteria for economic mobility.

The Campbell Endowment offers various fall grant opportunities aimed at supporting programs that enhance self-sufficiency in Antrim, Benzie, Grand Traverse, Kalkaska, and Leelanau counties. Established in 1996, this fund focuses on key areas including food, health care, housing, and childcare. Eligible applicants include 501(c)3 nonprofits, educational institutions, and governmental entities. Preference is given to initiatives that create a transformative impact on community needs.

Navigant Credit Union 

Navigant Credit Union is the longest-operating, member-owned credit union in Rhode Island. Since its founding in 1915, Navigant Credit Union has been dedicated to providing its members with unparalleled financial products and services, while working every day to stay committed to the financial well-being of the families, businesses and communities we serve. 

Navigant Credit Union Charitable Foundation Grant

For over a century, Navigant Credit Union has been committed to making a meaningful difference in the community. In 2017, we established the Navigant Credit Union Charitable Foundation to further amplify our impact in five strategic areas:

• Education & Financial Literacy: Organizational and capital support for programs, supplies, building products, sports facilities and teams.
• Social Services: Financial support for programs and organizations for children, veterans, hunger and housing.
• Public Health, Safety & Well-Being: Support for programs addressing public safety, emergency care and eradication of disease.

The Andersen Corporate Foundation, established in 1941, aims to enhance lives and strengthen communities where its employees reside. It has contributed over $65 million to various causes, focusing on housing, healthcare, hunger relief, and education. Grants range from $5,000 to $50,000, primarily supporting nonprofit organizations that align with these areas, particularly in communities where Andersen operates, ensuring a lasting impact on local initiatives.

The Sturgis Area Community Foundation (SACF) offers the Other Charitable Interest Funds to support a variety of charitable needs, including education, health, and community development. Grants are available to 501(c)(3) organizations and government entities serving St. Joseph County, Michigan. SACF prioritizes sustainable and impactful projects that enhance the quality of life in local communities. Organizations with unmet charitable needs are encouraged to reach out for additional funding opportunities.

The Affordable Housing and Supportive Services Demonstration (AHSSD) aims to enhance housing stability and well-being for American citizens residing in affordable housing. By funding Community Action Agencies and tribes, the initiative fosters public welfare engagement and service enrollment. The program addresses diverse needs, offering referrals, case management, and direct services in education, childcare, mental health, and more, ultimately supporting economic mobility and reducing dependency among vulnerable populations.

The American Electric Power Foundation provides grants to 501(c)(3) organizations focused on educational improvement, particularly in STEM fields, and basic human services such as hunger and housing. Organizations must operate within AEP's service territory or have a broader beneficial purpose. The Foundation also supports social justice initiatives and environmental protection efforts. Eligible applicants must affirm compliance with anti-discrimination policies and demonstrate commitment to diversity and inclusion.

The Union Home Foundation Grant provides financial support to nonprofit organizations that promote economic self-sufficiency through financial literacy and housing initiatives. Established in 2015, this grant has awarded over $2 million to various nonprofits across the U.S. Grants typically start at $1,000 and are available for a one-year period. Organizations must be 501(c)(3) tax-exempt and can only apply once per year, following specific eligibility criteria.

Impact100 Detroit provides high-impact grants of up to $100,000 to support local nonprofits in Wayne, Oakland, and Macomb Counties. The program focuses on five key areas: Arts & Culture, Education, Family & Individual Support, Health & Wellness, and Revitalization & Environment. Eligible organizations must be 501(c)(3) public charities, have a proven financial history, and demonstrate innovative approaches that address community needs and serve underserved populations.

The Weyerhaeuser Giving Fund provides grants to support communities in the U.S. and Canada where the company operates. Focused on affordable housing, education, environmental stewardship, and more, the fund emphasizes projects that meet local needs and demonstrate community support. Eligible organizations include nonprofits and educational institutions. Applications are accepted year-round with a deadline for 2025 on September 30. National initiatives related to working forests are funded by invitation only.

The Level 3 Housing Opportunity Grants, offered by the National Association of Realtors, support innovative projects aimed at enhancing housing opportunities. These grants are designed for initiatives that involve collaboration with non-REALTOR® partners and require significant REALTOR® involvement. Eligible projects should demonstrate potential for community impact and cannot include activities previously funded by Housing Opportunity grants. This initiative aims to foster growth and diversity within communities.

The Level 2 Housing Opportunity Grants, provided by the National Association of REALTORS®, aim to address affordable housing challenges within communities. With a maximum award of $7,500, these grants encourage collaborations among local agencies to enhance housing access. Eligible activities include forums, expos, and studies that promote housing opportunities. Associations can receive one grant per year, and funds are disbursed via a reimbursement process, with requests due by December 19, 2025.

The Level 1 Housing Opportunity Grants, provided by the National Association of Realtors, aim to enhance education on housing affordability for REALTORS® and the community. Grants of up to $3,000 support various initiatives, including forums, speakers, and stakeholder meetings. This initiative encourages collaboration and knowledge sharing to address pressing housing issues and promote affordability in communities. Eligible associations can receive one grant annually, with reimbursement requests due by December 19, 2025.

The Level 1 Fair Housing Grant, offered by the National Association of REALTORS®, supports initiatives aimed at educating REALTORS® on fair housing issues. Grants can fund classes, forums, or workshops, with a maximum award of $3,000. Starting in 2025, the grant will also support expenses related to the At Home With Diversity class to align with new training requirements. This initiative ensures REALTORS® have the resources to promote diversity and inclusion in their communities.