Best Clinton County Grants for Nonprofits in Missouri

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Dennis E. Bangart Agricultural Scholarship

This scholarship is for students in the Marshfield Community Foundation Service Area, must be a fulltime student with dairy science as the area of study. Preference to incoming college freshman and to those who participated in 4H, FFA, Junior Holstein. Student financial need is considered.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Dorothy Olson Scholarship

This scholarship is for a returning student from the Marshfield Foundation service area wanting to continue their education. Preference to students going into healthcare or the trades.

Jaden Lauderdale Memorial Scholarship

The Jaden Lauderdale Memorial Scholarship was established in 2017 by Doug and Jessica Lauderdale in memory of their daughter. Jaden was a 14 year old with a huge heart and always thought of others. She was waiting for a heart transplant at Riley. Her family wanted to continue Jaden's giving attitude by presenting an annual scholarship to one Greene County senior seeking a 2 or 4-year degree in the medical field.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Fore Bill Scholarship

This scholarship is for a graduating senior from Marshfield or Columbus High school OR a nontraditional student living in Marshfield. Student must be attending an accredited college pursuing an undergraduate degree. 

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Heck P.E.O. - AJ and LeGrand Scholarship

This scholarship is for a non-traditional female student, who, having been in the workforce, is attempting to better their career standing, or change careers by pursuing an academic or trade degree full or part time at a university or tech school.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

International Studies Scholarship

This scholarship is for students attaining any post-secondary degree. Student must have taken a world language for 3 years (high school applicants) or 3 semesters (college applicants). Preference to students majoring in International Studies, Cultural Studies, or any World Language. This scholarship can be renewed for up to 3 years if the applicant still meets the criteria.

Special Achievement Scholarships

These scholarships are intended for graduating seniors from each Greene County high school who intend to enroll as full-time students at an accredited college or university. The Special Achievement Scholarships were established by the Greene County Foundation Board of Directors to honor the special achievements of graduating high school seniors. One award shall be given for each Greene County high school.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

James Brasington Theater Scholarship

This scholarship is for a student wo is attending school full-time pursuing an undergraduate degree intending to study theater arts. Preference to a student who shows interest in and affinity for the art of acting and shows financial need. This scholarship can be renewed 3 additional years.

Dale and Tillie Jessup Scholarship

The Dale and Tillie Jessup Scholarship is intended for graduating high school seniors who have attended a Greene County high school for all four years and have been a resident of Greene County or Clay County for those four years. Applicant must be planning to major, on a full-time basis, in agriculture or an agriculture-related field. Dale and Tillie Jessup established a unique scholarship fund for Greene County high school graduating seniors. The Jessup’s donated 100 acres of farm land to the Foundation. The land is leased for farming and the proceeds are used to provide scholarships to students in financial need. Students awarded the Jessup scholarship as a graduating high school senior may re-apply in subsequent years for additional awards.

Angell Family Scholarship

The Angell Family Scholarship is for graduating high school seniors that attended Linton-Stockton, White River Valley, Dugger Union, or Sullivan High School. This scholarship is intended for students pursuing a one- or two-year vocational or occupational degree at Vincennes University or Ivy Tech which will lead directly to employment once completed. (Students seeking four-year degree paths should view other scholarship options offered by the Foundation.) The Angell Family Scholarship Fund was established in 1998 to provide scholarships for graduating high school seniors that reside in the Angell family (former) business marketing area in Greene and Sullivan counties.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Jean Ebbe Visual and Performing Arts Scholarship

This scholarship is for a graduating high school senior attending an accredited school full-time, located in WI or MN pursuing an undergraduate degree. Preference goes to a student who shows a passion for visual arts, like painting, drawing, photography, etc. Student shows academic merit, character, and motivation.

CSA Midwest Region: Beth Dunlap Award

 The Midwestern Region presents The Beth Dunlap Award at the Regional Symposium. The award will be offered to a person who has made contributions worthy of the highest commendation and the achievements will have continued importance. Beth Dunlap was one of the founding members of the Midwestern Region. A fashion illustrator and artist, she passed away in 2009.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Marshfield Lions Club Edward W. Heller Memorial Scholarship

This scholarship is for a student studying communication or journalism attending school full-time. Preference to a student entering their junior or senior year of undergraduate school OR a student attending a graduate school. Scholarship is renewable for a total of 4 years. Only one scholarship awarded per year.

Marshfield Area Community Foundation Scholarships

The mission of the Marshfield Area Community Foundation is “Connecting people who care with causes that matter to enrich the quality of life in the Marshfield area”. Education is a valuable tool and a cause that matters to all of us. Through assisting students with financial support to receive an education, not only do students and the families of those students benefit, but also our community benefits, which further allows us to achieve our mission of enriching the quality of life in the Marshfield area.

Geographical Area

The official geographic service area of Marshfield Area Community Foundation, Inc., beginning to our west and traveling clockwise, includes the following communities in addition to Marshfield (It also includes towns and rural areas between these communities.): Chili, Granton, Neillsville, Loyal, Greenwood, Withee, Owen, Spencer, Unity, Colby, Curtiss, Pittsville, Abbotsford, Dorchester, Stetsonville, Medford, Stratford, Rozellville, Hewitt, Auburndale, Blenker, Milladore, Sherry, Arpin.

Norbert H. and Joan LaSee Scholarship

This scholarship is for graduating seniors at Marshfield, Columbus, Spencer, or Stratford High School attending an accredited college, university, or tech school intending to study a career in the trades. Student financial need must be considered. Renewable for 2 additional years.

Auger & Auger Disabled Scholar Award (Undergraduate Students)

The accident and injury lawyers at Auger & Auger are proud to support the disabled students of America with the launch of their Annual Auger & Auger Disabled Scholar Award, awarded in the Fall Semester each year to one high-achieving, bright student intending to pursue an undergraduate college degree.

As a personal injury law firm, our attorneys frequently represent families who are coping with the aftermath of serious injuries and disabling impairments. We observe firsthand the unique challenges that disabled men and women face and see the strength and perseverance necessary to overcome expectations. As part of our efforts to give back to the disabled community, Auger & Auger Accident and Injury Lawyers is sponsoring a $1,000 scholarship, given once a year, to assist with tuition and expenses at a qualifying undergraduate institution.

The Disabled Scholar Award is just a part of our efforts to be good members of the community and to give back to our fellow citizens. Our participation in Walk Like MADD’s 5K Fun Run helped raise awareness about drunk driving and with the Disabled Scholar Award, we hope to both raise awareness about the challenges disabled young people face while also helping one special young person to achieve his/her goals and dreams.

Applicants will be judged on their academic merits as well as the content of the application and essay they provide.

South Florida Forensic Engineering 

South Florida Forensic Engineering was founded to provide specific building inspection services, inherent to the unique South Florida location. Our broad-ranging experience and innovative building science research enable us to maintain expert status on the forefront of the modern field of Forensic Engineering. The applications include storm damage assessments, complex plumbing leaks, property dispute resolution, site turnover studies, and building certifications.

Science, Technology, Engineering and Math (STEM) Scholarship

We offer one annual Science, Technology, Engineering, and Math (STEM) scholarship.

Community Foundation of the Ozarks

The Community Foundation of the Ozarks (CFO) provides philanthropic leadership to build stronger communities. Our mission is to enhance the quality of life in our region through resource development, community grantmaking, collaboration and public leadership.

We help donors achieve their philanthropic goals through professional management and investment of charitable funds. We work with nonprofit organizations to help them fulfill their missions through fund administration, grantmaking and learning opportunities. We award scholarships to deserving students to help them achieve their educational goals.

Cardinals Fly Together Fund — School Matching Grants

The Springfield Cardinals Fly Together Fund has been created to provide grants to area schools to give students the opportunity to attend a Springfield Cardinals (AA Affiliate of the St. Louis Cardinals) home baseball game. Educational Day Field Trips are an excellent opportunity to incorporate learning through various pre-game educational topics along with the experience of attending a live sporting event.   

Matching grants may be awarded as full or partial requests to provide an amount equal to the amount contributed by the school for a Springfield Cardinals educational day field trip. For example, a full grant will cover 50% of the ticket cost for tickets requested through the grant. A partial grant will cover 25% of the ticket cost for tickets requested through the grant. (Transportation costs and food & beverage expenses are the responsibility of the school and not included in the grant.)

Bengier Foundation

After lots of hard work and more than a bit of luck, Gary and Cynthia were able to retire from professional business careers at an early age. They decided then to try to give back a little to their community and to others less lucky than they. So the Bengier Foundation was formed in 2004 to give a helping hand to bright, hardworking young people who need a little help to find their own success.

One of our goals is to help – in a small way – to focus attention on the need to increase our American educational capital. The dropout rate statistics are shocking. We must do more to help the next generation prepare for the increasing demands of our ever-more sophisticated information economy. The Bengier Foundation believes that we must give everyone a chance to achieve their potential.

Bengier Foundation Grants

The foundation's mission is to provide educational experiences that motivate, broaden and qualify bright, hard working young people who have limited means and limited opportunities to enlarge their expectations of what they can accomplish in life.

• By motivate we mean to change a young person’s expectations about themself, by providing experiences which pique their interest, or that let them see themself in a role or career that they never previously imagined.
• By broaden we mean to allow a young person to have experiences that broaden their perspective of the world or cause them to view it and their role in it differently.
• By qualify we mean to help a young person gain the experiences and education that will allow them to succeed in college and in life.

Spencer Educational Foundation Inc

The Spencer Educational Foundation was founded by the Rims Atlanta Chapter in 1979. To this day, Spencer remains the premier organization funding the education of tomorrow's risk management and insurance leaders.

The Spencer Educational Foundation: awards merit-based scholarships and grants to university students pursuing careers in risk management, insurance, and/or actuarial science; provides grants that create experiential learning opportunities both on and off campus; funds the development of risk management and insurance curricula in colleges and universities; supports Risk Managers by creating internship opportunities within the risk management function of their companies; and operates across the United States and Canada. 

Spencer Educational Foundation: Spencer Success Stipend

The Spencer Success Stipend is a student support initiative created to help reduce financial barriers associated with internship opportunities in the risk management and insurance industry. The program provides funding to eligible students to assist with internship-related expenses that may otherwise make it difficult to participate in valuable experiential learning opportunities.

Through the Spencer Success Stipend, students may receive support for expenses such as housing, transportation, professional attire, technology, relocation costs, work-related meals, licensing or background check fees, and other direct internship participation costs. The goal of the program is to ensure students can fully engage in career-building experiences that strengthen their professional development, industry exposure, and long-term success.

Thanks to the generous support of Allied World and Munich Re, Spencer is proud to expand access to these opportunities and continue investing in the next generation of industry talent. Applications are reviewed on a rolling basis.

Spencer Educational Foundation Inc

The Spencer Educational Foundation was founded by the Rims Atlanta Chapter in 1979. To this day, Spencer remains the premier organization funding the education of tomorrow's risk management and insurance leaders.

The Spencer Educational Foundation: awards merit-based scholarships and grants to university students pursuing careers in risk management, insurance, and/or actuarial science; provides grants that create experiential learning opportunities both on and off campus; funds the development of risk management and insurance curricula in colleges and universities; supports Risk Managers by creating internship opportunities within the risk management function of their companies; and operates across the United States and Canada. 

Spencer Educational Foundation: Risk Manager on Campus Grants

Spencer’s Risk Manager on Campus (RMOC) Program has been praised by both universities and risk managers as a rewarding educational experience for students and a chance to give back to the profession. The grant program brings a practicing risk manager to the university to present and engage with students about the Risk Management profession and the Insurance industry. Since 1997, Spencer has awarded over 500 RMOC Grants totaling $1.7 million to universities & colleges across the United States and Canada.

Spencer’s Risk Manager on Campus program offers grants of up to $5,000 to universities and colleges in the United States and Canada to host a practicing Risk Manager on its campus for a 1–3-day residency. The grant award is to be used to:

• Reimburse the risk manager for travel, housing, and incidental expenses incurred from the visit.
• Coordinate class visits, campus-wide lectures, panel discussions, meals, student club/organization meetings, senior administration visits, and/or receptions for students to network with and learn from the visiting risk manager, thereby exposing students to careers in Risk Management and Insurance (including Actuarial Science) and cultivating excitement about the industry.

Spencer Educational Foundation Inc

The Spencer Educational Foundation was founded by the Rims Atlanta Chapter in 1979. To this day, Spencer remains the premier organization funding the education of tomorrow's risk management and insurance leaders.

The Spencer Educational Foundation: awards merit-based scholarships and grants to university students pursuing careers in risk management, insurance, and/or actuarial science; provides grants that create experiential learning opportunities both on and off campus; funds the development of risk management and insurance curricula in colleges and universities; supports Risk Managers by creating internship opportunities within the risk management function of their companies; and operates across the United States and Canada. 

Spencer Educational Foundation: Internship Grants

Through our Internship Grant Program, Spencer aims to support tomorrow’s Risk Management and Insurance leaders through experiential learning opportunities. 

Spencer provides internship grants of up to $7,500 to Risk Managers to hire interns in the risk management function of their organizations. Employers apply for grants from Spencer, and students then apply directly with the companies for internship opportunities.

Since 1999, Spencer has awarded $3.5 million to create over 650 risk management internships. Through the internship program, students learn about the field in a real-world business setting where they can quickly apply what they know, respond to new experiences, and begin to develop contacts in the industry. 

Vanguard Resident FellowshipThe American Psychiatric Association has participated in the Minority Fellowship Program (MFP) since 1973. The program goals are to advance the quality of mental and substance use disorder prevention and treatment services and improve mental health care outcomes for all. The program seeks to increase the number and quality of psychiatrists who teach, administer services, conduct research, and provide direct mental and/or substance use disorder services to our Nation’s communities, and to treat and serve populations with higher prevalence of behavioral health challenges and conditions more effectively.Program Benefits: 

• Funding to support your own innovative and creative Capstone Project
• Monthly virtual professional development sessions
• Gain access to employment opportunities through a virtual job fair
• Gain an understanding of gaps in mental health care through the LEAD Institute curriculum
• Receive mentorship from leaders in psychiatry through the Advocate & Protégé Program
• Attend the Learning Lab, Fall Mental Health Summit, and Spring Leadership Summit, with the goal of enhancing your leadership skills in psychiatry by advancing your understanding of mental health inequities
• Attend the APA Annual Meeting with the opportunity to present a poster or oral presentation of your Capstone Project
• Gain understanding of APA Governance through service on an APA Council, committee or work group
• Receive access to a lifetime network of psychiatrists
• Establish long term relationships with resident fellows with similar career interests and goals

Community Diversity FellowshipThe Community Diversity Fellowship is a unique opportunity for psychiatry residents from diverse backgrounds and residents who are committed to serving minority and vulnerable populations. The fellowship provides professional development, training, mentorship, and a field placement component (up to 15 hours per month) designed to add exponential impact in the delivery of culturally competent psychiatric care across hard to reach and traditionally underrepresented communities. These populations include—but are not limited to—American Indians/Native Alaskans, Asian Americans/Native Hawaiians/Native Pacific Islanders, Blacks/African Americans, Hispanics/Latinos, LGBTQ, and religious minorities.Program Benefits:

• Attend one APA Annual Meeting
• Attend one Fellowship Forum
• Develop leadership skills in the field of psychiatry and advance understanding of the life experiences of racial ethnic minority communities
• Gain hands on experience through field placement in a traditional underrepresented community mental health setting (up to 15 hours per month)
• Gain an understanding of APA/APAF Governance through service on an APA Council, Committee, or APAF initiative 
• Cultivate a professional network with psychiatrists interested in minority mental health and services through exclusive events through engagements with APA leaders.
  • Establish relationships and peer-mentorship with a diverse group of resident fellows with similar career interests and goals

Spencer Educational Foundation Inc

The Spencer Educational Foundation was founded by the Rims Atlanta Chapter in 1979. To this day, Spencer remains the premier organization funding the education of tomorrow's risk management and insurance leaders.

The Spencer Educational Foundation: awards merit-based scholarships and grants to university students pursuing careers in risk management, insurance, and/or actuarial science; provides grants that create experiential learning opportunities both on and off campus; funds the development of risk management and insurance curricula in colleges and universities; supports Risk Managers by creating internship opportunities within the risk management function of their companies; and operates across the United States and Canada. 

Spencer Educational Foundation: General Grants

Spencer’s goal to help build a talent pipeline of Risk Management and Insurance professionals is achieved in part by our collaboration with Risk Management and Insurance educators across the United States and Canada. Since 2010, Spencer has awarded over $4.5 million in General Grants to support over 225 student-centered experiential learning initiatives at universities and RMI non-profit orgs.

Spencer's General Grants Program supports student-centered initiatives that (1) provide experiential learning opportunities for Risk Management & Insurance students and (2) attract new talent to risk and insurance careers. 

Spencer Educational Foundation Inc

The Spencer Educational Foundation was founded by the Rims Atlanta Chapter in 1979. To this day, Spencer remains the premier organization funding the education of tomorrow's risk management and insurance leaders.

The Spencer Educational Foundation: awards merit-based scholarships and grants to university students pursuing careers in risk management, insurance, and/or actuarial science; provides grants that create experiential learning opportunities both on and off campus; funds the development of risk management and insurance curricula in colleges and universities; supports Risk Managers by creating internship opportunities within the risk management function of their companies; and operates across the United States and Canada. 

Spencer Educational Foundation: Course Development Grants

Since 2014, Spencer has invested over $1.6 million in developing risk management and insurance (RMI) courses at close to 70 colleges and universities, exposing approximately 19,000 students to the RMI industry.

Our Course Development Grant program supports Introductory Risk Management and Insurance Course Development - for universities that have not previously offered any such instruction - as well as proposals for additional Course Curriculum Development and Program Development - for universities looking to develop a RMI program and/or expand existing RMI course offerings, with an emphasis on new and emerging areas in the industry.