Best Berkeley County Grants for Nonprofits in South Carolina

Who We Are

Buiding a stronger, More Vibrant Community

For over 70 years, the Scranton Area Community Foundation has served Northeastern Pennsylvania as a steward of charitable resources, a grantmaker, and a catalyst for positive change. Guided by our core values of collaboration, trust, integrity, innovation, and inclusivity, we work to ensure that our communities thrive with opportunities for all.

This scholarship is awarded to an individual who is a resident of Northeastern Pennsylvania, and who intends to pursue a degree from a college or university.

Who We Are

Buiding a stronger, More Vibrant Community

For over 70 years, the Scranton Area Community Foundation has served Northeastern Pennsylvania as a steward of charitable resources, a grantmaker, and a catalyst for positive change. Guided by our core values of collaboration, trust, integrity, innovation, and inclusivity, we work to ensure that our communities thrive with opportunities for all.

This scholarship is awarded to a student who intends to pursue nursing or a related field of study at a college or university, and who demonstrates academic achievement, good citizenship, service to others, leadership, and financial need.

Adaptive Sports in Schools Mobility Grants

Request for Proposals

More than 7 million students in the U.S. receive special education services for disabilities in public schools. A 2010 study by the U.S. General Accountability Office found that students with disabilities participated in athletics at significantly lower rates than their peers. Currently, 2,490 k-12 public schools in the U.S. are members of the American Association of Adaptive Sports Programs schools and have adaptive sports programs for students.

The Bridgestone Americas Trust Fund seeks public schools pursuing funding to start adaptive sports programs or increase access to adaptive sports and equipment for children and youth. Bridgestone is offering eight $25,000 “mobility” grants to organizations that can establish new athletic programming for students with disabilities. Organizations must articulate a clear plan to provide access to new athletic programs for students with disabilities in one or more public schools for students grades K-12.

Bridgestone Americas Trust Fund Grants

Empowering People to Move, Live, Work, and Play

Bridgestone has awarded over $60 million to nonprofit organizations in the United States since 1951, and we are committed to continuing our legacy of giving back by supporting communities around the U.S.

Bridgestone works with grantseekers that offer solutions to keep society moving forward. Strong partners offer a human-centered approach to societal challenges in one or more of the following areas of focus: 

In addition to our three areas of focus, we will consider applications from organizations that have hosted volunteer or community engagement events with Bridgestone volunteers and organizations that have received funding in previous years. 

The Scottie W. Cox Memorial Scholarship of NCCCLA supports employees of learning resources centers in North Carolina pursuing advanced degrees in library and information studies. Eligible applicants must have at least a bachelor's degree and be enrolled in accredited programs. This scholarship, administered by the North Carolina Community Foundation, opens for applications on December 16, 2025, and closes on March 3, 2026. It aims to enhance professional development in the library sector.

Who We Are

Buiding a stronger, More Vibrant Community

For over 70 years, the Scranton Area Community Foundation has served Northeastern Pennsylvania as a steward of charitable resources, a grantmaker, and a catalyst for positive change. Guided by our core values of collaboration, trust, integrity, innovation, and inclusivity, we work to ensure that our communities thrive with opportunities for all.

This scholarship is awarded to a graduating senior from a high school in Lackawanna, Luzerne, Wayne, or Pike county who plays baseball and plans to continue playing in college.

The Reid Sasnett Memorial Scholarship Endowment supports graduating seniors from Pungo Christian Academy and Beaufort County high schools pursuing higher education. This scholarship aims to aid students who exhibit strong character, leadership, and community service, especially those passionate about agriculture and wildlife. Applications open on Dec. 16, 2025, and close on March 3, 2026, with preference for volunteer firefighters and Pungo Academy alumni.

About Community Foundation of South Alabama

Since its inception, the Community Foundation has grown to over 500 funds and awarded over $98 million in grants and scholarships throughout the eight counties of southwest Alabama, improving the lives of many residents in our corner of the world.

We amplify the gifts from generous donors through wise investment, support others in efforts to enhance our community, and lead and collaborate on initiatives which have a broad impact.

Scholarships

The more than 40 scholarship funds at the Foundation were created by generous donors who wanted to help the students in our community achieve a brighter future. We are committed to assisting the most promising students with scholarships for professional certificate programs, two and four-year undergraduate degrees and graduate school. The scholarship funds at the Foundation award grants to high school, community college and university students to be used for tuition, books, and fees.

Gus Shopoff Scholarship Fund

For a graduating senior who is a member of Team Focus, plans to attend any school of higher learning, is well rounded, has exemplary grades and community involvement.

The National Institute on Aging (NIA) is set to issue a Notice of Funding Opportunity (NOFO) for randomized controlled trials examining the long-term effects of nutritional interventions on risk factors for age-related chronic conditions. This initiative seeks to enhance understanding of how various dietary practices can influence health throughout the life span, emphasizing the need for studies with at least five years of follow-up. Researchers are encouraged to prepare collaborative proposals in response to this upcoming funding opportunity.

The Chevron Changing the Face of Golf Scholarship, awarded by the LPGA Foundation, aims to empower female high school seniors from minority backgrounds pursuing STEM studies. Established in 2022, this scholarship promotes diversity in golf and education, honoring Dinah Shore's legacy. By supporting young women, the LPGA Foundation continues its mission to change the face of golf and provide educational opportunities, enhancing representation in both golf and STEM fields.

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

The Chevron Dinah Shore Scholarship

The Chevron Dinah Shore Scholarship was established in 1994 by the LPGA Foundation to honor the late Dinah Shore, a graduate of Vanderbilt University, a Hollywood entertainer, and an honorary member of the LPGA Tour Hall of Fame. This Scholarship also helps preserve her legacy, as an advocate for women’s golf, co-founder of The Chevron Championship and honorary member of the LPGA Tour Hall of Fame.

The Chevron Dinah Shore Scholarship is granted annually to female high school seniors who are pursuing a college education, but will not be playing collegiate golf. In an effort to preserve the legacy of Dinah Shore and her contributions to women's golf, Chevron is offering two (2 scholarships that will be awarded per year renewable over 4 years for each recipient.

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

Phyllis G. Meekins Scholarship

The Phyllis G. Meekins Scholarship is granted annually through The LPGA Foundation and the Phyllis G. Meekins Scholarship Fund. Established in 2006, the objective of the Phyllis G. Meekins Scholarship is to provide a need-based scholarship to a female high school senior from a recognized minority background who will be pursuing a full-time course of study and playing collegiate golf at an accredited college or university in the United States.

Qualifications for all scholarships include strong academic programs, community service and recommendations.

Phyllis Galloway Meekins was a Professional, member of the LPGA Teaching Professionals Northeast Section Teaching Division, Founder of Phyllis G. Meekins Golf Clinics,Inc. (PGM) 1973.

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

Marilynn Smith Scholarship

The Marilynn Smith Scholarship is granted annually through The LPGA Foundation and the Golf it Forward Foundation. Established in 1999 by Marilynn with the proceeds of a golf tournament she organized, the objective of the Marilynn Smith Scholarship is to provide a scholarship to a female high school senior, who is a legal resident or citizen of the United States or Canada, has played golf in high school or in her community and intends to play golf at an accredited college or university in the United States.

EverGreen Dreams

“Empowering young Black women to achieve educational excellence and unlock their limitless potential.”

Today, EverGreen Dreams is a community rooted in hope, equity, and empowerment. Our work centers on providing the resources, mentorship, and opportunities Black women need to thrive. We believe education is more than a pathway to success—it’s a tool for liberation and a foundation for transformation. By investing in the education and development of Black women, we’re dismantling systemic barriers and planting seeds of possibility that will grow for generations.

Building Opportunities for Sistas to Shine (B.O.S.S.) Scholarship

Introduction

Black women navigate systemic barriers in education and the workplace every day. EverGreen Dreams exists to change that narrative. As an organization founded by a Black woman and championed by advocates deeply rooted in our communities, we're committed to creating pathways to success for the next generation of Black female scholars. Through the Building Opportunities for Sistas to Shine (B.O.S.S.) Scholarship, we provide financial support to two graduating high school seniors, awarding each at least $1,000 to help them pursue their educational dreams with one less obstacle in their way.

Description

The Building Opportunities for Sistas to Shine Scholarship (B.O.S.S.) aims to make racial equality a reality by helping outstanding Black cis or transgendered women high school students achieve their dreams to continue their education. 

SparkForce: The FMA Foundation

Formerly known as Nuts, Bolts & Thingamajigs (or NBT), SparkForce is the charitable foundation of the Fabricators and Manufacturers Association. While our name has changed, our mission has not. Our purpose is to inspire, attract, and support individuals in discovering an interest in manufacturing and to encourage their pursuit of a manufacturing career.

2020 marked the 50th Anniversary of FMA. Started by one man and his vision, FMA has transformed into an association dedicated to helping metal manufacturers thrive and move the industry forward.

Scholarships

SparkForce, The FMA Foundation, awards scholarships twice each year to students pursuing degrees or certifications related to manufacturing careers.

3 Scholarship Awards, 1 Application

• Community College, Trade School, or University; The U.K. Gupta & Family Scholarship; and The John Grossheim Memorial Scholarship.

Scholarship funds can be used to cover tuition, school fees, books purchased through the college store, and required tools or equipment such as PPE (if available for purchase through the college store). Funds cannot be used for housing, meals, or costs unrelated to the program.

FMA Scholarship: The John Grossheim Memorial Scholarship

Preference to employees and their dependents of FMA member companies.

This scholarship is funded through the Outside Processors Council (OPC) Endowment.

SparkForce: The FMA Foundation

Formerly known as Nuts, Bolts & Thingamajigs (or NBT), SparkForce is the charitable foundation of the Fabricators and Manufacturers Association. While our name has changed, our mission has not. Our purpose is to inspire, attract, and support individuals in discovering an interest in manufacturing and to encourage their pursuit of a manufacturing career.

2020 marked the 50th Anniversary of FMA. Started by one man and his vision, FMA has transformed into an association dedicated to helping metal manufacturers thrive and move the industry forward.

Scholarships

SparkForce, The FMA Foundation, awards scholarships twice each year to students pursuing degrees or certifications related to manufacturing careers.

3 Scholarship Awards, 1 Application

• Community College, Trade School, or University; The U.K. Gupta & Family Scholarship; and The John Grossheim Memorial Scholarship.

Scholarship funds can be used to cover tuition, school fees, books purchased through the college store, and required tools or equipment such as PPE (if available for purchase through the college store). Funds cannot be used for housing, meals, or costs unrelated to the program.

FMA Scholarship: Community College, Trade School, or University

Open to eligible students pursuing degrees or certifications related to a career in manufacturing.

South Carolina Arts Commission

The mission of the South Carolina Arts Commission is to expand access to the arts and foster creativity for all South Carolinians.

For more than 50 years, the agency has worked to build a thriving arts environment that benefits all South Carolinians, regardless of their circumstances or where they live.

We help artists and arts providers offer unique arts experiences to residents and visitors. From free poetry readings and gallery crawls to sweetgrass basketry workshops and ticketed dance, music, or theatre performances, they create an environment that contributes to quality of life from three “corner” counties of Oconee, Horry, and Beaufort to the 43 arranged inside.

Since 1967, the SCAC has awarded more than $132 million in grants to artists, arts organizations, school districts, schools, and teachers!

Festivals Grants

Purpose

To provide support for a broad range of arts activities at festivals that take place in—and have an impact on—S.C. communities, increasing opportunities for public engagement and participation in arts and culture.

A festival is a day or period of celebration or gathering of people that:

• Happens in a condensed period of time (i.e., an annual celebration or anniversary or an organized series of concerts, plays, movies, or performances held in the same place).
• Has an easily identifiable or unifying theme or specified focus.

Restrictions

• The festival cannot span the duration of more than two (2) consecutive weekends (no more than 14 consecutive days).
• Seasonal series of presented works, as well as freestanding installations, productions or exhibitions, are ineligible activities for this program.
• Applicants may submit only one (1) application per deadline.

Requirements

• The festival must be held in South Carolina.
• The festival must have identifiable arts activities (visual, media, performing, literary, and/or folk and traditional arts).
• The festival must compensate visual, media, performing, literary, and/or folk and traditional artists.
• The festival must be open to the public and include some aspect of free arts programming.

Funding type: Reimbursement

Matching Requirements

1:1 (grantee:SCAC)

• Up to 50% of the grantee’s match may be through an in-kind donation of materials and/or contracted services.
• An example of “in-kind” is a contracted fee that is waived or discounted as a donation to your project.
• Another SCAC grant and/or federal funds may not be used to match your award.

Indirect Cost Limitation

No more than 10% of the total grant funds may be used for indirect costs (general overhead expenses not directly tied to the project). The remaining 90% must go toward direct costs, which are necessary to carry out the funded project.

• Examples of direct costs: Artist fees, program supplies, travel for project activities, and venue rental.
• Examples of indirect costs: Administrative salaries not directly working on the project, office rent, utilities, and general office supplies.

This ensures that most of the funding directly benefits the project while allowing some flexibility for necessary overhead costs.

Compliance with State and Federal Laws

All grant applicants must ensure their applications, proposed projects, and any related materials comply with all applicable federal, state, and local laws. This includes SC Code § 16-15-305 (2024), which prohibits the dissemination of obscene materials.

Obscene content is strictly prohibited in grant applications and any proposed project activities. Applications that include materials or activities determined to be obscene will not be reviewed or considered for funding.

No component of an SCAC-funded project, including those funded with SCAC funds and those funded with matching funds, can fall into this category. Failure to comply with these regulations may result in the termination of funding and other legal consequences.

We strongly encourage all applicants to carefully review the full legal text of SC Code § 16-15-305 (2024), to ensure their proposals are in full compliance.

South Carolina Arts Commission

The mission of the South Carolina Arts Commission is to expand access to the arts and foster creativity for all South Carolinians.

For more than 50 years, the agency has worked to build a thriving arts environment that benefits all South Carolinians, regardless of their circumstances or where they live.

We help artists and arts providers offer unique arts experiences to residents and visitors. From free poetry readings and gallery crawls to sweetgrass basketry workshops and ticketed dance, music, or theatre performances, they create an environment that contributes to quality of life from three “corner” counties of Oconee, Horry, and Beaufort to the 43 arranged inside.

Since 1967, the SCAC has awarded more than $132 million in grants to artists, arts organizations, school districts, schools, and teachers!

Cultural Districts Grants

Purpose

This grant supports a broad range of creative placemaking endeavors led by S.C. Cultural Districts, including—but not limited to—festivals, performances, workshops, and public art projects. All programming must be located within a Cultural District’s approved boundaries and align with its strategic plan.

Projects should:

• Integrate arts, culture, or design activities.
• Include non-arts partnership(s).
• Engage the public.
• Involve artists, designers, or culture bearers.

Each S.C. Cultural District may submit only one (1) application per cycle.

Grant funds must be used for actual project costs, defined as consumable and non-consumable items needed to complete the proposed project.

Funding type: Expense reimbursement.

Matching Requirements

1:2 (grantee:SCAC)

• A 1:2 match means that for each SCAC dollar granted, the grantee must match with $0.50 of their own funds. For example, if the total project cost is $15,000, the applicant may request $10,000 and must provide the remaining $5,000 from other sources.

• At least 50% of the applicant’s match must be cash.
• Funds may not be matched with another SCAC grant.

If you are hiring artists or teaching artists

For all grant-funded activities (including group lectures, demonstrations, performances, residencies, and short-term arts teaching experiences), the use of S.C. Arts Directory members is required for school and school district grantees and encouraged for grantees that are organizations.

Artists identified as Verified Teaching Artists on the S.C. Arts Directory have been additionally vetted by SCAC through the submission of sample lesson plans, recorded teaching samples, and letters of recommendation. For any grantee whose grant-funded activities are for K-12 student services, SCAC encourages the use of Verified Teaching Artists. Many school districts require the use of SCAC Verified Teaching Artists for classroom residencies. If working in a school environment, always check with both the individual school and the school district about policies related to hiring artists, arts organizations, and teaching artists. Learn more about the S.C. Arts Directory.

Indirect Cost Limitation

No more than 10% of the total grant funds may be used for indirect costs (general overhead expenses not directly tied to the project). The remaining 90% must go toward direct costs, which are necessary to carry out the funded project.

• Examples of direct costs: Artist fees, program supplies, travel for project activities, and venue rental.
• Examples of indirect costs: Administrative salaries not directly working on the project, office rent, utilities, and general office supplies.

This ensures that most of the funding directly benefits the project while allowing some flexibility for necessary overhead costs.

Compliance with State and Federal Laws

All grant applicants must ensure their applications, proposed projects, and any related materials comply with all applicable federal, state, and local laws. This includes SC Code § 16-15-305 (2024), which prohibits the dissemination of obscene materials.

Obscene content is strictly prohibited in grant applications and any proposed project activities. Applications that include materials or activities determined to be obscene will not be reviewed or considered for funding.

No component of an SCAC-funded project, including those funded with SCAC funds and those funded with matching funds, can fall into this category. Failure to comply with these regulations may result in the termination of funding and other legal consequences.

We strongly encourage all applicants to carefully review the full legal text of SC Code § 16-15-305 (2024), to ensure their proposals are in full compliance.

The scholarships we award vary each year based on the unique criteria of each scholarship. In 2025, we awarded over $3 million in scholarships to over 500 students, including $1.3 million to 110 students in western NC through our Disaster Relief and Resilience Scholarship.

Depending on the scholarship, it may pay for tuition, room and board, books, fees and/or other related educational expenses. 

Fred M. Parrish, Jr. Scholarship Endowment Fund

Graduating high school seniors from public high schools in Johnston County who are continuing their studies at an accredited college, university, community college or technical school. The Scholarship committee shall have the power to make recommendations to the Foundation as to deserving individual recipients and appropriate scholarship amounts, based on academic performance and on financial need.

This will be outlined in your award notification. The minimum scholarship award amount is $1,000.

NCCF scholarship awards are only issued to not-for-profit institutions and government entities such as public colleges or universities.

South James River Foundation Scholarship Fund

The purpose of this scholarship fund is to provide financial support of $1,000 per recipient to 10 high school seniors in Buckingham planning to attend an accredited two or four-year college/university, community or junior college, vocational technical, or trade school.  

The Renee Powell Education Grant, established in 2022 by The LPGA Foundation, aims to empower female, African American LPGA Professionals pursuing certification. This initiative supports their educational journey through financial aid for various certification costs, including membership fees and registration. With over 60 years of dedication to golf education, the LPGA Foundation is committed to enhancing opportunities for African American women in the golf industry, fostering a diverse and inclusive environment.

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

Renee Powell Scholarship

The Renee Powell Scholarship will be awarded through The LPGA Foundation and the LPGA Renee Powell Fund. Established in 2022, the Renee Powell Scholarship will provide financial aid to female, Black or African American, high school seniors pursuing a full-time course of study and playing collegiate golf at an accredited college or university in the United States. Through this effort, The LPGA Foundation will further its commitment to Change the Face of Golf and create opportunities for Black or African American girls to pursue their dreams. 

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

Marge Burns Educational Grants

The Marge Burns Education Grant is available for LPGA Teaching and Club Professionals and is awarded to assist with the expenses of attending LPGA Certification Programs. Established with a bequest from Marge Burns, the grant recognizes the importance of LPGA Certification and Continuing Education for LPGA Teaching and Club Professionals.

• Grant Applicants must be an Approved Applicant or an LPGA Apprentice or Class B LPGA Professionals member in good standing.
• We ask that you provide details about the reason why you are requesting assistance.

The LPGA Foundation

The LPGA Foundation supports women and young people through programs and initiatives aimed at empowering them through the game of golf. Since its founding, The LPGA Foundation has touched more than 500,000 lives through various scholarship and financial assistance programs, along with its flagship junior golf program, LPGA*USGA Girls Golf. The LPGA Foundation was established in 1991 and is a non-profit 501(c)(3) charitable organization, which supports junior golf programs, scholarships, and financial assistance programs for women and young ladies.

Dolores Hope Financial Assistance Initiative

The LPGA Foundation has a tradition of taking care of its members and others in the golf industry. The Financial Assistance Fund was renamed the Dolores Hope LPGA Financial Assistance Initiative in 2007 to acknowledge Hope’s generous support of the fund and her long-time friendship with the LPGA.

American Physical Society

The American Physical Society is a nonprofit membership organization working to advance physics by fostering a vibrant, inclusive, and global community dedicated to science and society. APS represents more than 50,000 members, including physicists in academia, national laboratories, and industry in the United States and around the world.

APS Honors recognizes and celebrates the accomplishments of the global physics community. Guided by our core values, APS Honors encourages nominations that reflect the full range of talent, distinction, and experience in our field, and supports broad canvassing for professional achievement across diverse backgrounds, perspectives, and expertise.

Edward A. Bouchet Award

This award promotes the participation of underrepresented minorities in physics by identifying and recognizing a distinguished minority physicist who has made significant contributions to physics research and the advancement of underrepresented minority scientists. The program will help publicize the lecturer's work and career development to the physics community, especially among minority physics students. The Lectureship consists of a stipend of $5,000 plus support for travel to an APS meeting where the recipient will receive the award and give a presentation. In addition, the lecturer should arrange to give up to three additional talks at academic institutions where the impact of the visit on minority students would be significant. The purpose of these visits would be to deliver technical lectures or lectures about his/her specialty, to visit classrooms when appropriate, to assist the college/university in pre-college outreach efforts where appropriate, and to talk informally with both faculty and students about research and teaching careers in physics. Financial support will also be provided for travel to these lectures. It will be presented annually.

Hermann K. Brauer Memorial Scholarship Fund

Students must be preparing for a professional career in medicine, dentistry, nursing, engineering or other science, teaching or law. The scholarship will not be used for career preparation in veterinary medicine, funeral direction, mortuary science, or in the ministry. The student must demonstrate clear financial need. To maintain the scholarship, the student must remain in good academic standing as defined by the college or university and have no failing subject. The student must demonstrate clear financial need. To maintain the scholarship, the student must remain in good academic standing as defined by the college or university and have no failing subject.

This will be outlined in your award notification. The minimum scholarship award amount is $1,000.

NCCF scholarship awards are only issued to not-for-profit institutions and government entities such as public colleges or universities.

The scholarships we award vary each year based on the unique criteria of each scholarship. In 2025, we awarded over $3 million in scholarships to over 500 students, including $1.3 million to 110 students in western NC through our Disaster Relief and Resilience Scholarship.

Depending on the scholarship, it may pay for tuition, room and board, books, fees and/or other related educational expenses. 

Junior Guild of Rocky Mount Scholarship Fund

This will be outlined in your award notification. The minimum scholarship award amount is $1,000.

NCCF scholarship awards are only issued to not-for-profit institutions and government entities such as public colleges or universities.