Best Grants for Rural Development in Florida

The De Colores Rapid Response Fund, established by the Peace Development Fund, aims to provide swift financial support to grassroots organizing efforts in marginalized communities, particularly focusing on communities of color and low-income individuals. Inspired by the traditional Mexican song that symbolizes diversity and solidarity, this fund seeks to create impactful opportunities for strategic interventions in urgent social situations. Grants are available for projects under $5,000 that align with these goals.

The Global Impact Cash Grants by Cisco Systems Foundation support innovative early-stage solutions aimed at addressing significant social problems. Targeting nonprofit and nongovernmental organizations, these grants focus on four key sectors: crisis response, education, economic empowerment, and climate regeneration. Eligible organizations must demonstrate alignment with these areas, particularly serving underserved communities. The foundation seeks to leverage technology for impactful solutions, ensuring sustainability and community resilience through strategic investments.

State Farm's Good Neighbor Citizenship Company Grants aim to enhance community safety, development, and education. Focused on long-term impact, they support initiatives in auto and home safety, disaster preparedness, affordable housing, and educational programs. Eligible recipients include nonprofits, educational institutions, and government entities. However, funding is not available for individuals, religious programs, or organizations outside the U.S. By addressing critical community needs, these grants foster safer and more resilient neighborhoods.

The Southern Partners Fund's Discretionary Fund Grant aims to support grassroots community organizing for social, economic, and environmental justice in the Southeastern United States. It provides financial resources and technical assistance to rural organizations and leaders focused on transformative change. Eligible applicants include self-governed rural groups engaging in advocacy and community development. The fund prioritizes education reform, immigration rights, and voter engagement, allowing up to two requests per year, with a maximum award of $3,500.

The Public Humanities Program Grants, previously known as Community Project Grants, support initiatives that preserve and share Florida's rich history and culture. They encourage projects that bring communities together to explore their heritage and current civic life. Eligible applicants include Florida-based nonprofits and governments, and projects must involve humanities scholarship. In 2025, proposals marking the 250th anniversary of the Declaration of Independence will be prioritized, fostering collaboration among diverse community partners.

The Water Quality Improvement Grant, offered by the Florida Department of Environmental Protection, aims to enhance water quality by funding projects that address wastewater, stormwater, and agricultural nutrient sources. Eligible applicants include local governments and nonprofits, focusing on projects that improve water bodies not meeting nutrient standards. Priority is given to initiatives demonstrating significant nutrient reduction, project readiness, and cost-effectiveness. This grant supports vital environmental restoration efforts across Florida.

South Arts, Inc. is offering Accessibility Grants of up to $2,500 to nonprofit organizations in the Southeast to enhance accessibility in arts programs for individuals with disabilities. The grants aim to foster inclusivity by supporting projects that engage disabled artists and audiences. Organizations must be located within the South Arts Service region and focus on the arts. Priority will be given to new applicants and those serving BIPOC and LGBTQIA+ communities, with a commitment to rural areas.

The Museum on Main Street Grant, funded by Florida Humanities, offers up to $10,000 to support public humanities programming and local exhibitions that explore Native American culture. Selected communities will host the traveling exhibition "Americans" from August 2026 to June 2027, promoting discussions on the representation of American Indians in broader culture. This initiative aims to enhance understanding of shared history, especially as the 250th anniversary of the U.S. approaches.

The Community Facilities Grant Program in Florida provides essential funding for the development of community facilities in rural areas. This program is aimed at public bodies, non-profits, and federally recognized tribes, ensuring access to affordable services. Projects can receive funding based on population size and median income, with grants covering up to 75% of costs for eligible areas. This initiative supports infrastructure like healthcare, education, and public safety facilities, enhancing the quality of life in rural communities.

The Emergency Community Water Assistance Grants in Florida aim to support rural communities in preparing for or recovering from emergencies that disrupt access to safe drinking water. These grants, provided by USDA Rural Development, can be utilized for constructing water transmission lines and sources, with funding up to $1 million. Eligible applicants include public bodies, nonprofit organizations, and federally recognized tribes in rural areas. This initiative enhances community resilience against various disasters, ensuring access to reliable water supply.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

The Sapphire Awards, organized by the Florida Blue Foundation, celebrate exemplary programs, organizations, and individuals who have made significant contributions to community health since 2005. With awards totaling up to $525,000, this program recognizes transformative partnerships, innovative solutions, and measurable impacts on health outcomes. Nominees must be Florida-based and demonstrate a commitment to addressing health disparities and promoting overall well-being, aligning with the Foundation's priorities of improving health, food security, and mental health.

The Dudley T. Dougherty Foundation Grant supports nonprofit charitable organizations recognized under section 501(c)(3) of the IRS Revenue Code. Established in 2002, the foundation aims to empower groups committed to positive change, fostering respect for life and the environment. Their vision emphasizes collaboration for a better future, encouraging applicants to embody these values in their initiatives. With a focus on impactful projects, this grant is an opportunity for organizations striving to make a critical difference in our world.

The Environmental Humanities Program Grants by Florida Humanities Council aim to fund projects that explore the interplay between humans and the environment. These grants support innovative, collaborative initiatives that celebrate Florida's diverse landscapes and foster community engagement. Eligible applicants can request up to $10,000 for programs that demonstrate public impact and address local environmental issues. Priority is given to projects serving underserved communities and those located in economically distressed areas.

The Max and Victoria Dreyfus Foundation offers grants to support diverse initiatives, including museums, educational programs, and environmental activities. Aiming to make a significant impact with modest funding, the Foundation targets IRS-qualified non-profits in the U.S. Grants typically range from $1,000 to $20,000, fostering community development and enhancement. Organizations focused on youth, seniors, and individuals with disabilities are particularly encouraged to apply, as the Foundation seeks to empower those in need.

Ameriprise Community Grants focus on supporting nonprofits that enhance community vitality and meet basic needs. With over 120 years of commitment to philanthropy, Ameriprise Financial engages employees in volunteerism and grantmaking. Key giving areas include hunger relief, housing stability, and community development. Priority is given to organizations with active volunteer engagement from Ameriprise advisors and employees, creating a meaningful impact on financial independence and community resilience.

The Bergel Institute

The Bergel Institute is dedicated to the advancement of human knowledge and the human condition.

The Institute focuses on six major areas:

• Economics
• Science
• Technology
• Consciousness
• Health
• Culture

The common theme in all of the Institute’s work is the pursuit of what is possible. It brings a commitment to critical thinking and the questioning of accepted norms and approaches to issues that lie at the foundation of what we think and how we live. In every discipline, assumptions are tested against evidence.

In addition to its research and programmatic endeavors, the Institute offers fellowships. Fellowships come with high expectations and are supported with structure and active mentorship.

Bergel Institute Fellowships

The Bergel Institute offers Fellowships to individuals of all ages who wish to spend a year in intensive study and project development in a subject area that aligns with the advancement of human knowledge and the human condition. Each year, the Institute will list specific fellowship topics within these areas. Applicants may pick one or propose a different topic, as long as it aligns with the Institute’s goals.

Fellowships run from June to May and are primarily virtual, with two paid Institute visits (to the home office in Florida) as the only in-person expectations during the Fellowship year. Fellows are expected to work approximately 20 hours per week and to bring a strong intrinsic motivation for the project. They will spend the year conducting intensive research and/or project development, supported by Institute staff, with monthly meetings and quarterly progress reports to help maintain momentum.

The Fellowship is also intended to function as an incubator, providing time, guidance, and structure for work that continues beyond the Fellowship year.

As noted above, Fellows travel to the Institute twice during the Fellowship year to present to leadership: once in August, at the end of Q1, and again in May, at the end of the Fellowship year. The May presentation focuses on what was accomplished during the year and the Fellow’s plans for next steps. Final work may take many forms, including detailed manuscripts, the launch of a business or organization; or a video series, documentary films, etc. Travel and lodging for both presentations are covered by the Institute.

Upon completion of the Fellowship year, all Fellows are required to serve as mentors for future Fellows, ensuring that accumulated knowledge and experiences are passed to their successors.

FE3: The Creation of the Mentoring Industry in the United States

In communities where mentors are needed the most, young children look up to the individuals who have preceded them. These individuals understand the local realities firsthand and can offer the type of consistent encouragement that changes life trajectories. This is at the heart of the Fellowship.

Individuals born and raised in communities characterized by high levels of poverty often face challenges that have made it difficult for them to find satisfying employment that leads to generational wealth.

For younger children, the cycles of poverty start at birth, and by age seven they are often part of a cycle of academic underperformance and youth violence. Soon thereafter the lack of career-building pathways are devastating, and yet this continues generation after generation in urban, rural, and suburban neighborhoods across the U.S.

This Fellowship focuses on building the mentorship industry into a credentialed profession, an essential part of the educational system. The goal is to produce a blueprint and complete the early implementation steps needed to create full-time jobs and career pathways, while improving outcomes for children.

The Fellowship includes designing the training, certification, and licensing framework, with The Bergel Institute serving as the standards-setting and certification body. The Institute will work with the Fellow to define competencies, set requirements, approve training partners, and issue credentials to mentors and mentoring organizations beyond the initial pilot site, which will launch during the Fellowship year.

The O'Reilly Automotive Foundation Grant focuses on enhancing community welfare through philanthropic initiatives that support economic stability, workforce development, health services, and disaster relief. Established in 2020, the Foundation seeks to empower underrepresented individuals and organizations in the U.S. by addressing vital community needs. It particularly aims to provide assistance to nonprofits that foster positive change and improve quality of life for those in need, ensuring a lasting impact in local communities.

The Florida Blue Foundation's Driver of Health: Food Security Grants aim to enhance food security for families in vulnerable communities. By improving access to affordable, nutritious food, the initiative seeks to mitigate health risks associated with food insecurity. Eligible applicants include nonprofit organizations and community agencies in Florida, focusing on educational programs that promote self-sufficiency. Priority will be given to areas with high food insecurity, ensuring that targeted populations receive essential support.

CPTA Grant Program

FloridaCommerce is now accepting grant requests for the Community Planning Technical Assistance (CPTA) Grant Program for State Fiscal Year (SFY) 2026-2027. CPTA grants provide local governments located in Rural Areas of Opportunity (RAOs) and/or rural communities, counties, municipalities and regional planning councils the opportunity to create innovative plans and development strategies to promote a diverse economy, and meet statutory requirements for planning, while also protecting environmentally sensitive areas.

Technical assistance and training will be available to rural local governments awardees to help assist them in best practices relating to comprehensive planning, economic development and land development, as well as strategies to address management and administrative capacity challenges unique to rural local governments. Preference shall also be given to local governments located in a RAO. Understanding that many Florida communities have been impacted by hurricanes, CPTA grants may also be used to assist with disaster recovery, resiliency and economic development planning. 

Project Types

Projects should relate to community planning and economic development strategies that implement the requirements in the Community Planning Act. FloridaCommerce also encourages rural communities to apply for projects related to planning for disaster recovery and community resiliency, especially related to flooding, and that meet the requirements in Chapter 163.3178(2)(f), Florida Statutes. Applicants are encouraged to seek funding for innovative, creative or unique approaches to planning, development and infrastructure in their community.

The True Inspiration Awards, established by Chick-fil-A in 2015, recognizes nonprofit organizations that significantly impact their communities. In 2025, the program will distribute $6 million in grants, ranging from $30,000 to $350,000, to sixteen selected organizations. Categories include Caring for People, Caring through Food, Community, and Caring for our Planet, with a focus on educational initiatives, food security, housing services, and environmental stewardship, honoring the legacy of founder S. Truett Cathy.

The Hubert E. Sapp Regular Grant Cycle, by Southern Partners Fund, aims to empower rural communities in the Southeastern U.S. through grassroots leadership and organizing. The fund provides support to nonprofit organizations focused on social, economic, and environmental justice. Eligible applicants are community-based organizations with budgets under $350,000. The initiative honors Hubert E. Sapp's legacy, promoting equitable relationships that drive real transformation and community decision-making.

Enterprise Community Partners

Enterprise Community Partners is a national nonprofit that exists to make a good home possible for the millions of families without one. Home is where life happens, where plans are made, and futures begin. It is the foundation for dignity, health, education, wealth, and community. Yet rents keep going up, paychecks don’t keep pace, and good homes in strong neighborhoods are increasingly out of reach.

The system doesn’t work. It must be changed, and it must be changed by us.

Enterprise has the breadth, scale, and expertise to do it. We support community development organizations on the ground. We aggregate and invest billions to improve housing and strengthen communities across the U.S. We advance housing policy at every level of government. We build and manage communities ourselves. Everything we do is informed by the residents we serve.

Together with our partners, we focus on the greatest need — the massive shortage of affordable rental homes — to achieve three goals:

• Increase the supply of affordable homes
• Advance racial equity after decades of systematic racism in housing
• Support residents and strengthen communities to be resilient to the unpredictable, and make upward mobility possible

Since 1982, we have invested $92.0 billion and created 1.1 million homes across all 50 states, the District of Columbia, Puerto Rico, and the U.S. Virgin Islands. We do all this to make home and community places of pride, power, and belonging.

National Housing Innovation Grant Competition

Home is foundational. It’s where we plant roots, raise and care for our families, and build community bonds. Yet in every corner of the country, millions of people of all ages and backgrounds need a home they can afford.

Wells Fargo is meeting this moment with a powerful grant opportunity. Together with Enterprise, Wells Fargo has launched the third iteration of the Housing Affordability Breakthrough Challenge. The 2026 cycle of the housing innovation competition will identify and propel proven, ready-to-scale solutions that transform current practices and increase housing choice and access.

Eligible applicants will compete for five individual grants of $2 million to advance their innovation and drive meaningful, systems-level change in the housing and adjacent industries. Winners will gain access to mentorship and coaching from industry leaders and experts and join a powerful network of Breakthrough Challenge innovators.

Focus Areas

This third cycle of the Housing Affordability Breakthrough Challenge aims to meet the nation’s affordable housing challenges across all types of communities: Native, rural, suburban, tribal, and urban.

Proposals must encompass one or more of three focus areas:

• Design and Construction
• Finance
• Service Delivery and Programs

Applicants will be asked to show how their proof of concept or pilot program has achieved clear outcomes and success, and provide a clear pathway to expanding the innovation’s reach and impact

Round 1: Criteria and Scoring

Your innovation must meet the criteria below to advance to the official scoring stage.

Type of Community

Innovations can serve all types of communities:

• Rural
• Urban
• Suburban
• Tribal

Location

Priority scoring will be given to applications from entities that are based in – or whose innovations are designed for – one or more of these 28 states, plus D.C.:

• Alaska, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Iowa, Maryland, Massachusetts, Minnesota, Montana, Nevada, New Jersey, New Mexico, New York, North Carolina, North Dakota, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Washington D.C.

Affordability

Innovations must serve residents at these income levels:

• Rental: 80% AMI or below
• Homeownership: 120% AMI or below
• Workforce housing: 120% AMI or below

Florida Small Cities Community Development Block Grant Program

Overview

The Community Development Block Grant (CDBG) Program is a federal program that provides funding for housing and community development activities. Congress created the program when it passed the Housing and Community Development Act of 1974.

The program, which is administered by the United States Department of Housing and Urban Development (HUD), consists of two components:

FloridaCommerce administers the State Program in Florida through the Small Cities CDBG Program. This is a competitive grant program that awards funds to units of local government in small urban and rural areas. FloridaCommerce receives between 18 and 26 million dollars annually from HUD to award subgrants to eligible units of local government.

The program provides an excellent opportunity for communities to obtain funds for projects that they cannot otherwise afford. CDBG funds can also provide administrative support for local governments that may not have the staffing resources necessary to administer their projects. Examples of CDBG-funded projects include:

• Water and Sewer Improvements,
• Rehabilitation of Substandard Housing,
• Street and Sidewalk Improvements,
• Economic Development Activities that Create Jobs for Low-and Moderate-Income People,
• Downtown Revitalization, including Facade Improvements, Streetscaping, and Underground Utilities,
• Park Facilities and Community Centers, and
• Drainage / Stormwater Improvements.

Small Cities Community Development Block Grant Application Cycle

Funding is available for the Neighborhood Revitalization, Housing Rehabilitation, and Commercial Revitalization program areas. Non-entitlement units of local government are eligible to apply for funding in any of the three program areas if they have an open CDBG subgrant in one of the three areas.

FloridaCommerce also has funding available in the Economic Development program area for job creation and/or retention activities. Non-entitlement units of local government that have an open Neighborhood Revitalization, Housing Rehabilitation, Commercial Revitalization, or Economic Development subgrant are eligible to apply for Economic Development funding.

The Rural Business Development Grants in Florida aim to support small rural businesses with training and technical assistance. These grants are available for projects benefiting areas with populations under 50,000, focusing on enterprise and opportunity grants. Funds can be used for various purposes, including business planning, infrastructure development, and community economic growth. Prioritization is given to smaller funding requests, enhancing the potential for impactful local development.

The Mutual of America Foundation Community Partnership Award honors exemplary nonprofit organizations in the U.S. that foster collaborative partnerships across sectors. Annually, a national competition showcases numerous organizations demonstrating impactful community partnerships. Six organizations receive recognition, including the Thomas J. Moran Award, which offers $100,000, and the Frances R. Hesselbein Award, granting $75,000. Since 1996, the award has acknowledged 262 partnerships, emphasizing Mutual of America's commitment to societal improvement through collaboration.