Best Operating Grants for Nonprofits

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually. Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.

• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
• Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

The Hays, Karla, Loving Heart Scholarship offers financial support to graduating seniors of Beatrice High School, with one to three scholarships available totaling up to $1,000. Administered by the Beatrice Educational Foundation, this initiative aims to assist deserving students in pursuing higher education. The foundation, established in 1987, supports academic achievement and civic involvement in the community. Eligible students must maintain a minimum GPA of 3.0 and demonstrate ethical scholarship application practices.

The Community Support for Marine Debris Removal RFP aims to tackle the pressing issue of marine debris in Alaska's coastal and offshore waters. This initiative, funded by the NOAA Marine Debris Program, empowers local communities by providing small grants to support their efforts in cleaning up litter and debris. The program addresses essential food safety and security concerns while promoting environmental stewardship and community resilience in the face of ongoing challenges related to marine waste.

The Peter J. Rappa Resilient and Sustainable Coasts Fellowship, established by the University of Hawai‘i Sea Grant, honors coastal sustainability pioneer Peter Joseph Rappa. This 8-week summer program, based at the Mānoa campus, engages undergraduate and graduate students in research and training focused on coastal resilience. Participants will explore community planning, hazard mitigation, and traditional knowledge to enhance sustainability in Hawaiian coastal communities.

The Harwich Fund provides competitive grants to support a variety of projects addressing community needs in Harwich. While initially focused on health and human services, it now also considers proposals related to cultural, environmental, and educational initiatives. Grants typically range from $1,000 to $2,500, with a total of $5,000 to $7,500 available in the first round. Eligible organizations include 501(c)(3) charities, civic groups, and schools, as long as projects benefit Harwich residents.

The Connection, Assistance, Resources and Education Grant for Dementia Caregivers in DC (CARE DC) aims to enhance the quality of life for dementia caregivers by establishing a coordinated network of resources. This initiative seeks to increase caregiver support and reduce the long-term health impacts associated with caregiving. By facilitating access to dementia navigation services, CARE DC promotes wellness and equity among caregivers in the District, addressing critical health risks and enhancing community collaboration.

The Mastercard Strive USA 2025 Innovation Fund aims to enhance the financial health of small businesses across the U.S. by providing up to $250,000 in grants to organizations developing innovative solutions. This initiative focuses on addressing challenges such as limited access to financial resources and vulnerability to economic shocks, ultimately fostering resilience and growth within the small business sector.

The North Sound Health Equity Scholarship, funded by the Chuckanut Health Foundation, aims to enhance diverse representation in healthcare by supporting students from Whatcom, Skagit, Island, and San Juan Counties. This scholarship not only alleviates financial burdens but also empowers those who have faced systemic barriers, fostering a community committed to health equity. Join us in investing in the future of healthcare and ensuring that everyone has access to excellent care.

The Henry and Ruth Blaustein Rosenberg Foundation, established in 1959, focuses on enhancing educational opportunities and community vitality in Baltimore. It supports nonprofit organizations in two areas: Youth Development, promoting trauma-informed enrichment programs for high school youth, and Environmental Stewardship, aiming to foster community engagement in small-scale environmental initiatives. The foundation accepts proposals on a rolling basis and prioritizes organizations with proven success in improving educational outcomes and community well-being.

The T. Rowe Price Foundation, established in 1981, primarily supports nonprofit organizations in Baltimore, Colorado Springs, San Francisco, and New York. While most grants are by invitation, unsolicited proposals are also considered. The foundation emphasizes community engagement, collaboration, and unrestricted funding to enhance the operational capacity of nonprofits, enabling them to address critical social issues effectively. With over $194 million in grants awarded, it focuses on fostering strong leaders and equitable solutions in the communities it serves.

The Ruth Young Climate Justice Scholarship, offered by the Community Foundation of Elmira-Corning and the Finger Lakes, Inc., supports high school graduates from Chemung, Schuyler, Steuben, and Tioga counties pursuing studies in environmental sciences and related fields. Applicants must maintain a GPA of 78 or higher. This scholarship emphasizes the importance of education in fostering climate justice and sustainability, ensuring that financial barriers do not hinder access to higher education opportunities.

The Food Insecurity Relief Fund Grant Program, managed by the North Valley Community Foundation, aims to support local food banks and organizations in Butte, Tehama, Glenn, Colusa, and Plumas counties. This program focuses on aiding those in need by providing essential food assistance while ensuring that funds are used strategically to maximize impact. Eligible organizations include nonprofits and local governments, fostering inclusive support without discrimination.

The Smart & Final Charitable Foundation focuses on enhancing community well-being through strategic donations. Committed to Health & Wellness, Education, Hunger Relief, Team Sports & Youth Development, and Disaster Relief, the foundation supports local non-profits in California, Arizona, and Nevada. Eligible organizations must be 501(c)3 registered and aligned with the foundation's focus areas. While the foundation aims to assist various groups, it has specific exclusions, such as for-profit entities and political activities.

The Green River Area Community Foundation Grant aims to support local nonprofits in Daviess, Hancock, McLean, Ohio, Union, and Webster counties, Kentucky, with approximately $70,000 available for distribution. GRACF, established in 1993, is dedicated to enhancing community life through philanthropic efforts. By submitting the Needs Survey Form, nonprofits can share their financial needs, allowing GRACF to connect them with potential donors and media, ultimately fostering a stronger charitable network in the region.

The Schlecht Family Foundation Inc offers Seed Grants aimed at nonprofit and social enterprise organizations in their startup phase, or established nonprofits launching new programs in Dane County and rural Wisconsin. These one-time grants support innovative ideas addressing community challenges and enhancing organizational effectiveness. The foundation seeks applicants dedicated to meaningful work, youth character development, and fostering connections to nature, ensuring a positive impact on the communities they serve.

The Forest CORE Fund, established by the Virginia Outdoors Foundation, focuses on mitigating forest fragmentation caused by the Mountain Valley Pipeline. With $15 million allocated from a mitigation agreement, the fund supports projects within 50 miles of the pipeline's route that aim to preserve, connect, and enhance forest resources. Objectives include avoided deforestation, establishment, and restoration of forest land, fostering environmental sustainability in the region.

The 1954 Project - Luminary Award seeks visionary nonprofit leaders dedicated to advancing educational equity for Black students. Awardees receive $1 million in funding, leadership development, and networking opportunities. The selection prioritizes leaders demonstrating strategic vision, community commitment, adaptability, and collaborative spirit. Applicants must align with one of three impact areas: Innovation in Teaching and Learning, Diversity in Education, or Pathways to Economic Mobility, ensuring their initiatives foster systemic change and uplift marginalized communities.

The Schlecht Family Foundation offers General Operating Grants aimed at transformative support for organizations in Dane County and rural Wisconsin. These grants prioritize capacity building, innovative ideas, and measurable impacts. Eligible applicants must be 501-C3 organizations or have fiscal sponsors, and should not engage in lobbying. The foundation emphasizes meaningful work, character development for youth, and connections to nature for improved community well-being.

The Aylesworth Scholarship Award, offered by the Florida Sea Grant, supports full-time students at Florida universities conducting marine science research. This career award provides approximately $2,500 each semester to eligible students, ensuring they receive financial assistance until they achieve their educational goals. Established in 1984 by Ralph and Kitty Aylesworth, the scholarship aims to foster scientific knowledge and sustainable management of marine resources, benefiting both the economy and the environment.

The Richmond County Savings Foundation, established in 1998, is dedicated to enhancing the Staten Island community through philanthropic efforts. It provides grants up to $5,000 to local nonprofit organizations for program support, event sponsorship, and more. The Foundation focuses on enriching lives by supporting food pantries, education, healthcare, and cultural initiatives. By fostering community growth and ensuring nonprofits are well-supported, RCSF plays a vital role in improving local services and opportunities.

The Essential Utilities Protect Your Drinking Water Grant, administered by the Pennsylvania Environmental Council, offers funding between $2,500 and $10,000 for projects aimed at protecting public drinking water sources. Eligible applicants include non-profits, municipalities, and educational institutions targeting priority water protection areas in Pennsylvania. Projects may involve green infrastructure, educational programs, and agricultural best practices. A 20% matching contribution is required, with initial funding of 90% provided upfront.

The Guy Harvey Fellowship, established in 2024 by Florida Sea Grant, supports graduate students conducting vital research on sustainable marine fisheries at Florida's higher education institutions. Each fellow can receive up to $5,000 as a research stipend, with additional funding available for travel and professional development. This initiative enhances coastal resilience and promotes effective management of marine resources while fostering communication and collaboration within the Sea Grant network.

The Wellspring Foundation of Southwest Virginia offers the HOPE Grant, aimed at supporting nonprofit organizations and governmental entities in enhancing community health and wellbeing. With funding up to $50,000, the grant focuses on projects that address poverty, health challenges, and opportunity disparities in Washington, Grayson, Russell, and Smyth counties. The Foundation emphasizes collaborative partnerships and measurable outcomes, with two funding cycles each year, providing a vital resource for transformative community initiatives.

The IMPACT Grant by the Wellspring Foundation supports organizations in Virginia's Washington, Grayson, Russell, and Smyth counties. It provides funding for projects exceeding $50,000, emphasizing partnerships to enhance community health and well-being. Applicants must schedule a meeting with the Director of Engagement before submission. The Foundation prioritizes collaborative efforts, measurable outcomes, and sustainability while ensuring no discrimination in funding decisions. The grant aims for transformative impacts by addressing regional challenges through effective partnerships.