Best Large Grants for Nonprofit Organizations

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.

• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

Illinois Department of Public Health

Assuring the quality of our food, setting the standards for hospital and nursing home care, checking the safety of recreation areas, overseeing the inspection of milk producing farms and processing plants, maintaining the state's vital records and screening newborns for genetic diseases are just some of the duties of the Illinois Department of Public Health (IDPH).

IDPH is organized into 12 offices, each of which addresses a distinct area of public health. Each office operates and supports numerous ongoing programs and is prepared to respond to extraordinary situations as they arise.

Mission Statement: The Illinois Department of Public Health is an advocate for and partner with the people of Illinois to re-envision health policy and promote health equity, prevent and protect against disease and injury, and prepare for health emergencies.

Dementia Caregiver Program for Underserved Populations

Short Description

The Illinois Department of Public Health (IDPH) Dementia Program will provide general revenue funds to develop and deliver education and support for caregivers of people with Alzheimer’s Disease and Related Disorders (ADRD) from four diverse groups: Component 1- Black Americans, Component 2-Hispanic/Latinx Americans, Component 3-Asian Americans, and Component 4-Rural Caregivers. The purpose of the Dementia Caregiver Program for Underserved Populations grant is to increase awareness, education, support, and community connection for caregivers of people living with ADRD in order to reduce stress, empower, and support caregivers from diverse populations, as well as reduce barriers and stigma that prevent access to care. This new grant program aims to support strategies from the 2026-2029 Illinois Alzheimer’s Disease State Plan, including to identify and partner with community-based organizations to assist in the dissemination of culturally responsive caregiving resources and support (Public Education and Awareness 2.E.6) and to promote awareness and use of evidence-based caregiver education (Service Delivery 3.D.3.a). Many of the activities in this program will also align with the Centers for Disease Control and Prevention’s Healthy Brain Initiative, including to Ensure caregivers have information, tools and resources about their vital role and ways to maintain their own health and well-being, Action E-7 from the Healthy Brain Initiative: State and Local Road Map for Public Health, 2023-2027 (cdc.gov). Federal Authorization N/

Objective

The granted organization will educate caregivers about the diagnosis of Alzheimer’s Disease and Related Disorders (ADRD), best care practices, culturally appropriate community resources, and increase the caregiver’s level of confidence when advocating and discussing ADRD with healthcare professionals on behalf of care recipients. Grantees will recruit caregivers from the targeted communities listed to participate in the program. Grantees will provide all necessary materials to educate caregivers including but not limited to Wi-Fi and technical support, electronic device access (i.e., borrowing system), multilingual ADRD caregiver handbooks, and any other materials deemed necessary to educate caregivers. The granted organization will be responsible for promoting the trainings to the targeted audience of caregivers identified, registering and on-boarding the attendees for all trainings, creating and providing the educational content, facilitating the training events, administering pre and post-tests, arranging online support groups, and setting up in-person memory cafes to be offered to caregivers and care recipients with ADRD.

The National Institute of Arthritis and Musculoskeletal and Skin Diseases (NIAMS) is launching a funding opportunity for Exploratory Clinical Trials Grants. This program aims to support innovative clinical trials that enhance the understanding and treatment of arthritis and other musculoskeletal and skin conditions. Research proposals should focus on early-stage trials, including first-in-human studies, dose-finding, and biomarker evaluation. The initiative encourages the translation of promising laboratory findings into effective clinical practices, ultimately improving patient outcomes.

The National Institute of Arthritis and Musculoskeletal and Skin Diseases (NIAMS) is inviting applications for the Clinical Trial Cooperative Agreement Program. This funding opportunity supports investigator-initiated, interventional clinical trials at various phases. Initial funding will facilitate the preparation needed to start trials, with successful milestones leading to further support. NIAMS emphasizes hypothesis-driven trials that promise significant clinical impact within its research mission.

About

With deep roots in California’s Central Valley, The Save Mart Companies and its family of stores prides itself in being a part of neighborhoods and putting people first. Our dedication to customers is reflected in the connections we’ve made in the communities we’ve served for more than 70 years.

The Save Mart Companies CARES Foundation

In 2000, we established The Save Mart Companies CARES Foundation, our philanthropic, non-profit organization, supporting programs and organizations that provide vital resources for children and families in the communities we serve. The CARES Foundation focuses on building stronger communities through fresh foods, accessibility, and programs that support youth and helping them to thrive. Annually, The CARES Foundation contributes approximately $500,000 in small grants to support community-based, non-profit organizations.

The Save Mart Companies CARES Foundation Grant

The CARES Foundation’s focus is building stronger communities through fresh foods, access to food, and programs that support youth and helping them thrive.

The CARES Foundation will review, on a quarterly basis, among other things, the breadth of the audience served; the likely impact in the community; the importance of the need to be addressed in the community; and the community reputation, service history, and financial stability of the group or program seeking funds. No one of these or other factors will necessarily be weighted more heavily than another. Instead, each group or program will be measured against all groups and 2 programs seeking funding at the time. For example, a program serving a small segment of the community but that addresses an especially important community need, and thus has the potential for a strong and meaningful impact, would be favored over a group serving a wider clientele but that fills a less important community need. Requests for Grants should be a minimum of $500.00 up to $10,000.00. Programs and organizations requesting smaller grants should contact the Store Manager of the nearest Save Mart Companies’ store location for request consideration.

Recipients that receive grants for more than one year must demonstrate meaningful outcomes for the previous investment made by The CARES Foundation.

Maine Department of Agriculture, Conservation and Forestry

Maine Department of Agriculture, Conservation and Forestry (DACF) is Maine's support center for many land-based natural resource interests, including farms and forestry-related businesses, outdoor recreation, and public access to parks and public lands.

We strive to provide excellent customer service, and we facilitate a team approach to land-use planning, conservation efforts, business support, and economic activity. Our agency has a wide range of duties, from promoting and advancing Maine's agricultural resources; protecting and enhancing our vast forestland, which comprises 89% of our state's land base; managing more than 700,000 acres of state parks and public lands; and administering numerous science-based programs focused on resource management, wise land use planning, and conservation, while strengthening the base of scientific research and information for effective decision-making.  

WoodsWISE Resilience Program

The Maine Forest Service has a new program to support Maine forestland owners. The WoodsWISE Resilience Program provides financial incentives for eight stewardship practices designed to enhance the resilience of Maine’s forests.

What is Resilience?

Forest resilience measures how well forests adapt and respond to changing conditions. A resilient forest can resist disturbances, such as intense windstorms, or recover after insect outbreaks. While some trees or species may be lost, the forest ecosystem endures.

Information for Landowners

Landowners interested in participating in the program should contact their District Forester for a site visit. To enroll in the program, landowners must work with a Resilience Forester. Find a Resilience Forester to work with in your area.

Information for Foresters

Foresters interested in working with landowners in the program must complete a Resilience Forester training with the Maine Forest Service. This training is required for all foresters who want to participate in currently open program funding, as well as a new funding opportunity opening in November. 

Eligible Practices

The program covers three categories of practices: early stand tending, regeneration support, and forest health.

Early Stand Tending Practices:

• Pre-commercial thinning: Reducing the number of trees in young or sapling-sized forest:
• Early commercial thinning: Reducing the number of trees in a forest where part of the trees can create a commercial forest product
• Crop tree release: Removing trees to favor those of the preferred form, vigor, or species

Regeneration Support:

• Regeneration management to promote tree regeneration: The intentional removal of trees to create space and resources for regeneration (seedlings, sprouts, or established small trees).
• Tree planting: Planting tree seedlings to meet landowner objectives
• Regeneration protection: Temporary tree cages or exclosures to protect small trees or seedlings from animal browsing.

Forest Health Practices:

• Sanitation cutting: Removing specific trees or tree species to reduce the threat of diseases, insects, fungi, or other health concerns
• Invasive plant control: Using mechanical or chemical methods to remove invasive plants

Financial Incentives

This is a reimbursement program for landowners. Landowners may request reimbursement for expenses incurred at multiple points throughout the program. Eligible expenses include planning costs, forester time, and practice implementation. Reimbursement is based on Not-to-Exceed rates for each eligible expense.

Underserved Landowners

Underserved landowners, as defined by the US Department of Agriculture, are eligible for an 90% reimbursement rate. All other landowners are eligible for a 60% reimbursement rate. US Department of Agriculture definitions for historically underserved landowners can be found HERE.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.
• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

The SAF National Awards Program honors exceptional contributions to forestry through various awards, including the Technology Transfer Award. This award recognizes significant achievements in technology transfer, ensuring vital technical information reaches those involved in forestry management. It includes a $1,000 honorarium and other benefits presented at the SAF national convention. Nominees must be active members of the Society of American Foresters and demonstrate leadership and impact in their field.

Daviess County Community Foundation

The Community Foundation is a charitable resource devoted to our local community. We help people make meaningful gifts that improve life in Daviess County, Indiana today and for generations to come.

The Community Foundation can help you...

• Make a difference where it matters
• Invest in the future of the community you love
• Create greater good together

John R. Chapman Scholarship

Annual, renewable scholarship established by the John R. Chapman Trust Fund to provide a renewable scholarship to graduating seniors of Washington Community or North Daviess high schools.

Award Amount

• $4,170

About Legacy Foundation

Legacy Foundation is the community foundation for Lake County, Indiana. We connect people, knowledge, and funding to build an equitable, accessible, and inclusive Lake County, now and for generations to come.

Legacy Foundation is supported by a broad base of individuals, families, and businesses connected by the desire to improve Lake County, Indiana. With a growing portfolio of over 300 funds and approximately $80 million in assets, Legacy Foundation is a trusted source for philanthropic giving in the region.

For over 30 years, Legacy Foundation has been empowering people, providing strategic leadership, and impactful philanthropic support to create an equitable Lake County where all people thrive.

Mission Statement

Transforming Lake County by providing strategic leadership and impactful philanthropic support to ensure equitable opportunity for all communities that we serve.

Vision Statement

Create an equitable Lake County where all people thrive.

Robert Rainsberger Scholarship

Use the chart below to see which scholarships are the best fit for you! You must complete the Legacy Universal Application to apply.

Scholarship eligibility requires students to attend an accredited 2 or 4 year public or private institution of higher learning. All scholarships are for full-time students, unless otherwise noted. Renewable awards are for 4 years of undergraduate study and cannot be used for post graduate coursework; all awards are paid directly to the school or may be used for book reimbursement.

The Bozeman Film Society Jack Stonnell Memorial Scholarship, offered by Montana State University, supports students pursuing degrees in Film and Photography. This scholarship is awarded to the top rising junior based on academic performance in key film courses. The award amount varies, encouraging excellence in arts and architecture, especially in film and photography disciplines. This initiative aims to foster creativity and innovation among aspiring filmmakers.

The ASTRO-LUNGevity Residents/Fellows in Radiation Oncology Seed Grant aims to enhance the research careers of residents and fellows focused on radiation oncology, specifically benefiting lung cancer patients. This initiative supports basic, translational, and clinical research endeavors. With a maximum award amount of $50,000 for one year, it provides essential funding to foster innovative projects that can lead to significant advancements in lung cancer treatment.

The National Fish Passage Program (NFPP) offers vital assistance for removing barriers to aquatic life, enhancing safety, and promoting local economies. By investing in projects like culvert replacements and floodplain restorations, the program not only supports native fish populations but also delivers significant economic benefits, estimated at $1.5 million for every $1 million invested. With a recent allocation of $15 million, including $5 million for specific restoration initiatives, NFPP continues to advance aquatic connectivity nationwide.

About Legacy Foundation

Legacy Foundation is the community foundation for Lake County, Indiana. We connect people, knowledge, and funding to build an equitable, accessible, and inclusive Lake County, now and for generations to come.

Legacy Foundation is supported by a broad base of individuals, families, and businesses connected by the desire to improve Lake County, Indiana. With a growing portfolio of over 300 funds and approximately $80 million in assets, Legacy Foundation is a trusted source for philanthropic giving in the region.

For over 30 years, Legacy Foundation has been empowering people, providing strategic leadership, and impactful philanthropic support to create an equitable Lake County where all people thrive.

Mission Statement

Transforming Lake County by providing strategic leadership and impactful philanthropic support to ensure equitable opportunity for all communities that we serve.

Vision Statement

Create an equitable Lake County where all people thrive.

Robert Rainsberger Scholarship - Purdue Northwest

Use the chart below to see which scholarships are the best fit for you! You must complete the Legacy Universal Application to apply.

Scholarship eligibility requires students to attend an accredited 2 or 4 year public or private institution of higher learning. All scholarships are for full-time students, unless otherwise noted. Renewable awards are for 4 years of undergraduate study and cannot be used for post graduate coursework; all awards are paid directly to the school or may be used for book reimbursement.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

The Arthur P. Krichevsky Memorial Scholarship, provided by the Oregon Jewish Community Foundation, supports Jewish education through funding for programs like Jewish day schools and post-high school educational pursuits. Established through a bequest from Mr. Krichevsky, it primarily allocates funds to Jewish day schools, enhancing access to educational opportunities within the Jewish community. This scholarship aims to empower recipients while promoting a culture of philanthropy and educational excellence.

Women's Hub and Spoke Grant

DBH is seeking information in providing funding opportunities to non-profit organizations serving pregnant and postpartum women, interested in providing more information to DBH regarding the Women’s Hub and Spoke Grant, to access funding to strengthen and expand integrated, evidence-based substance use disorder (SUD) and maternal behavioral health services. The program seeks to improve maternal and infant health outcomes by addressing SUD and co-occurring substance use and mental health conditions through comprehensive screening, treatment, recovery supports, and workforce development. This opportunity may provide up to $500,000 for facilities that are already appropriately licensed and certified by the DBH in Ohio communities. Funds must be used for any expenses in developing a hub-and-spoke maternal care model in areas with little maternal healthcare integration. Expenses may include, hiring appropriately credentialed staff to fulfill hub and spoke requirements, early identification of women through evidence-based screening tools, timely enrollment, care coordination, and MAT/MOUD workforce expansion to train and mentor healthcare professionals with prescribing authority for buprenorphine and naltrexone products. All grant recipients are expected to participate in a Six Sigma systems improvement process that will bring alignment among stakeholders around creating a safer, more coordinated, and more compassionate care journey for perinatal women.

The Mary Hillman Jennings Foundation Grant supports nonprofit organizations in southwestern Pennsylvania, focusing on community development, health, education, and the arts. Established in 1968, the Foundation aims to improve the quality of life for underserved populations, including at-risk youth and homeless individuals. It prioritizes direct services that promote economic and social welfare, while accepting applications from tax-exempt organizations. The grant cycle may take two to three months, reflecting the Foundation's commitment to thorough review.

Montana Department of Commerce

Mission

The Department of Commerce effectively and efficiently delivers programs and resources through technical assistance, funding/investments, training/consulting, promotion, research, reporting and outreach to provide affordable housing and create sustainable business and economic growth to enhance community vitality to benefit the citizens of Montana.

Montana Coal Endowment Program Infrastructure (MCEP)

The Montana Coal Endowment Program was formally known as the Treasure State Endowment Program. Any references to the Treasure State Endowment Program or “TSEP” now refer to the Montana Coal Endowment Program or “MCEP” as authorized by the 67th Legislature in Senate Bill 258 (Chapter 330, Laws 2021). The Montana Coal Endowment Program (MCEP) is a state-funded program created in 1992 as a result of Legislative Referendum 110. It is designed to help solve serious health and safety problems and assist communities with the financing of public facilities projects. The program helps local governments with constructing or upgrading drinking water systems, wastewater treatment facilities, sanitary or storm sewer systems, solid waste disposal and separation systems, and bridges.

Applicants must have the management capacity to undertake and satisfactorily complete the project applied for and assure proper management of MCEP funds. Grant recipients must be in compliance with applicable auditing and financial reporting requirements and have the capability to specifically assure proper tracking and recording of funds.

The Georgia Civil Money Penalty Reinvestment Funds Grant aims to enhance the quality of care and life for nursing home residents through reinvestment of civil money penalties. Funded projects may include tele-health innovations, training for staff, and support for resident councils. The grant encourages organizations such as advocacy groups and academic institutions to apply, fostering community involvement in improving care standards while ensuring compliance with CMS regulations.

Darwin Plus: About Us

Darwin Plus (also known as The Overseas Territories Environment and Climate Fund) is a UK government grants scheme that helps deliver long-term strategic outcomes for the unique biodiversity, the natural environment and improving resilience to climate change within the UK Overseas Territories (UKOTs). It is one of the Biodiversity Challenge Funds, which also includes the Darwin Initiative and the Illegal Wildlife Trade Challenge Fund, aimed at conserving biodiversity and safeguarding the environment for local people.

Most projects will include one or more of the following themes:

• Biodiversity: improving and conserving biodiversity, and slowing or reversing biodiversity loss and degradation;
• Climate change: responding to, mitigating and adapting to climate change and its effects on the natural environment and local communities;
• Environmental quality: improving the condition and protection of the natural environment;
• Capability and capacity building: enhancing the capacity within UKOTs to support the environment in the short- and long-term.
• Projects contribute to the delivery of existing commitments for individual Territories, such as those set out within the national biodiversity strategies, environmental action plans and roadmaps, or equivalent.

Darwin Plus

Darwin Plus is a UK government grants scheme that helps deliver long-term strategic outcomes for the unique biodiversity, the natural environment and improving resilience to climate change within the UK Overseas Territories.

Darwin Plus Main

Darwin Plus Main is intended for environmental projects of benefit to the UK Overseas Territories (UKOTs), offering grants between £50,000 and £1 million, for projects lasting between 6 months and 3 years. Preference will be given to discrete projects implementing existing identified environmental solutions on the ground.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.

Microenterprise Development Organizations must demonstrate experience in managing a Revolving Loan Fund, or:

• Certify that it or its employees have received education and training from a qualified microenterprise development training entity so that the applicant has the capacity to manage such a revolving loan fund.
• Demonstrate that it is actively and successfully participating as an intermediary lender in good standing under the U.S. Small Business Administration (SBA) Microloan Program or other similar loan programs as determined by the Administrator.

 What kind of funding is available?

• Grants are available to provide technical assistance to rural micro-entrepreneurs or microenterprises, up to $205,000 annually.
  • Funding at the requested level is not guaranteed, and at least 15 percent matching funds are required.

• Loans of $50,000 to $500,000 may be used for establishing a Rural Microloan Revolving Fund managed by the Microenterprise Development Organization.
  • Total aggregate debt is capped at $2.5 million.

What are the loan terms?

• Maximum term is 20 years.
• Two-year payment deferral.
• Must establish a loan loss reserve fund.

What terms are required on loans to ultimate recipients?

• Up to $50,000.
• Fixed interest rate.
• Limited to 75 percent of project cost.

How may the funds be used?

Microlenders may make microloans for qualified business activities and expenses including, but not limited to:

• Working capital.
• Debt refinancing.
• Purchasing equipment and supplies.
• Improving real estate.

The AWS Wildlife Ecology Research Scholarship, offered by the Australian Wildlife Society, supports Higher Degree by Research students focused on conserving Australia's native wildlife. Each year, one recipient receives a total of $5,000, distributed over two semesters. The scholarship covers operational costs for research projects, including travel, fieldwork, software, and equipment. Eligible candidates must hold a relevant Bachelor’s degree and be enrolled full-time at designated Australian universities. This initiative underscores the commitment to wildlife preservation.

The Cooperative Endangered Species Conservation Fund supports habitat conservation through land acquisition grants. Established in 1997, this program aims to minimize conflicts between listed species conservation and land use. The U.S. Fish and Wildlife Service provides matching grants to state agencies for projects that ensure the long-term protection of habitats. By acquiring land or conservation easements, this initiative facilitates species recovery and helps prevent future listings under the Endangered Species Act, enhancing overall ecosystem health.

What does this program do?

It provides loans and grants to Microenterprise Development Organizations (MDOs) to:

• To help microenterprises startup and growth through a Rural Microloan Revolving Fund.
• Provide training and technical assistance to microloan borrowers and micro entrepreneurs.